Long-term care insurance isn’t as prevalent as other types of insurance, despite the fact that long-term care may eventually become an important part of many people's lives. In fact, people turning 65 today have an almost 70% chance of needing long-term care assistance in their lives, according to t| Forbes Advisor
If a doctor hurts you through carelessness, you can pursue a legal claim to recover compensation for medical negligence. You need to know the state laws for filing a claim, though. If you want to pursue your claim in California, for example, you must take action within the medical malpractice sta| Forbes Advisor
Whether you have $100 or $100,000, investing in real estate can be a powerful wealth-building tool. I got my start with real estate investing in 2016 with the purchase of a run-down 1970s split level with four bedrooms. My W-2 income was less than $23,000 at the time. I lived with a rotating cast| Forbes Advisor
Learn the best days and times to send marketing emails for higher engagement.| Forbes Advisor
You want to be prepared in case you’re in a car accident, whether or not you caused the collision. Preparation will help you protect your ability to make a car insurance claim against an at-fault driver, and also help you if another driver falsely blames you for the accident. Here’s what to do in| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Bank of America is bringing back its More Rewards Day promotion for the fourth year in a row. During the one-day promotion scheduled for Thursday, November 6, 2025, Bank of America consumer and business credit cardholders can earn bonus rewards on up to $2,500 in purchases, in addition to their card’s standard rewards. Depending on […]| Forbes Advisor
The is approaching its final boarding call for a limited-time welcome offer. New cardholders who apply by October 27 can earn . The major draw of this offer is that the points earned with this card—including those earned from its welcome bonus—are Companion Pass qualifying points. Southwest Rapid Rewards members earn a Companion Pass after […]| Forbes Advisor
Openbank, a division of Santander Bank, N.A., currently offers only one banking product: a high-yield savings account that earns an impressive rate of annual percentage yield (APY) and has no monthly fees. At Openbank, you won’t find a wide range of products like you would at other popular digital banks, but if you’re solely looking […]| Forbes Advisor
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]| Forbes Advisor
The best interest rates on CDs (certificates of deposit) currently top out at 4.94%, depending on the term. Here’s a look at how CD rates are trending, along with an overview of the best rates for various terms. Highest CD Rates Today by Term A CD is a specific type of savings account (known as […]| Forbes Advisor
The rate on a 30-year fixed refinance climbed to 6.3% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.26%. For 20-year mortgage refinances, the average rate is 6.05%. Related: Compare Current Refinance Rates 30-Year Fixed Refinance Interest Rates Drop 0.60% Currently, the average rate for a 30-year, fixed-rate […]| Forbes Advisor
Current Money Market Rates The current average money market rate is 0.51%, while the highest rate is up to 4.22%, according to Curinos. Here are today’s money market account rates: Average Money Market Rates How Does a Money Market Account Work? A money market account (MMA) is a type of interest-bearing deposit account offered by […]| Forbes Advisor
Rates on savings accounts are relatively unchanged compared to a week ago. You can now earn as much as 5.50% on your savings. In the market for an account where you can park some cash? Here’s a look at some of the best savings rates you can find today. Related: Find the Best High-Yield Savings […]| Forbes Advisor
Today, the mortgage interest rate on a 30-year fixed mortgage is 6.19%, according to the Mortgage Research Center, while the average rate on a 15-year mortgage is 5.27%. On a 30-year jumbo mortgage, the average rate is 6.57%. 30-Year Mortgage Rates Drop 1.59% Today’s 30-year mortgage—the most popular mortgage product—is 6.19%, down 1.59% from a […]| Forbes Advisor
Chase is currently offering enhanced welcome bonuses on its co-branded Disney Visa cards. The no-annual-fee now offers a . The , which carries a annual fee, is offering a . While these cards primarily appeal to fans who frequently spend on Disney parks, resorts, cruises or media, other Chase| Forbes Advisor
Employees will always take more money if you offer it. But pay alone isn’t necessarily all it takes to attract and keep good employees. In a survey of employed workers and employers, Forbes Advisor found that 40% of employers say workers leave their job to find a role that offers better employee ben| Forbes Advisor
Small business owners are champion multitaskers, shifting seamlessly between dealing with customers, suppliers, business partners, government officials and, last but not least, employees. However, tasks related to managing employees are generally best handled by someone other than the business owner| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
It's no secret that dogs are beloved in the United States—an estimated 65 million households own at least one, according to the American Pet Products Association. But with an estimated 360 dog breeds out there, you may be wondering which ones make the top of the list. The American Kennel Club recoun| Forbes Advisor
You should take your dog to the vet at least once a year for their annual check-up and more often when they are a puppy or senior dog. Dogs age faster than humans, so regular check-ups are vital to help them remain healthy and prevent diseases. Find out: How Often Should I Take My Adult Dog| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Accessing affordable healthcare is a challenge for Americans nationwide, as a recent survey from Gallup and West Health found that just over half (55%) of U.S. adults can access and afford quality healthcare when needed. In some states, accessing healthcare may be more challenging than in others| Forbes Advisor
Most credit card issuers allow children under 18 years to be added as authorized users on a credit card and some don’t have any age restrictions whatsoever. Adding your kids as authorized users on your credit cards may seem counterintuitive to the concept of financial independence. But it offers a w| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
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Speeding-related crashes are far too common in the United States, accounting for 11,258 of the 38,824 auto accident fatalities in 2020. With speeding resulting in increased stopping distances, reduced effectiveness of protective equipment and greater crash force, it shouldn't come as a surprise t| Forbes Advisor
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. Today's best interest rates on CDs (certificates of dep| Forbes Advisor
Discover effective employee retention strategies that reduce turnover.| Forbes Advisor
See how an LLC compares with other business structures for tax purposes.| Forbes Advisor
Fidelity Go® is the robo-advisor member of the Fidelity Investments family, offering customers automated portfolios of zero expense ratio Fidelity flex funds with low $10 minimum investment requirements. It’s among the few platforms that lack any annual advisory fees for account balances of less tha| Forbes Advisor
Wells Fargo Intuitive Investor is a robo-advisor platform that's best for existing Wells Fargo customers. Prospective users who are not existing Wells Fargo customers may also value some of the platform’s more sophisticated offerings, like tax-loss harvesting and smart beta portfolios. Unfortunately| Forbes Advisor
Schwab Intelligent Portfolios could be a great choice for investors evaluating robo-advisors on price alone. The basic account charges no annual management fee, and there’s a decently priced premium account that gives access to financial advisors. But there are a few downsides to Schwab Intelligent| Forbes Advisor
Interactive Brokers has been a leader in the digital brokerage space for decades. Their sophisticated trading technology earned them top rankings in our listings of the best online brokers and the best online brokers for day traders. The flagship IBKR Pro platform can be a little intimidating for be| Forbes Advisor
New investors will find a lot to like at E*TRADE from Morgan Stanley. It’s no accident that their intuitive platform won them a top spot for ease of use on our listing of the best online brokers for beginners. Experienced traders, meanwhile, should appreciate E*TRADE features like live-streaming Blo| Forbes Advisor
To find the top robo-advisors of 2025, we tested 18 automated investing programs. Our research narrowed it down to eight top picks. Fidelity Go took the crown as our top choice, with E*TRADE Core Portfolios and Merrill Guided Investing not far behind. Our rankings are based on a deep dive into ever| Forbes Advisor
According to recently released data from the Federal Reserve Bank of St. Louis, Americans now hold 45% of their financial assets in stocks—a record high. That includes shares owned directly and equity held indirectly through funds and retirement accounts. As more ordinary savers commit capital to| Forbes Advisor
Despite rising inflation and elevated interest rates, Americans are still using their credit cards. A Boston Federal Reserve Bank study suggests that this consumer spending resilience has less to do with broad economic health and more to do with the divide between high- and low-income househo| Forbes Advisor
American Express is doubling down on dining with (terms apply, ), rolling out two new benefits that put card members at the front of the line for coveted restaurant experiences and help ease the bill. Through its partnership with Resy, Platinum cardholders now receive exclusive access to reserva| Forbes Advisor
Cyber threats are notorious amongst billion-dollar companies, but they're not alone. Small- and medium-sized businesses (SMBs) are also victims of the most common cyber threats—and in some cases, more commonly as SMBs tend to be more vulnerable with fewer security measures in place. In fact, last ye| Forbes Advisor
Affordable rent, ample living space and access to a nearby park could be the magic formula for finding the perfect apartment. The cities below come the closest to offering ideal renter conditions. To find the best cities for renters, we scored 93 of the largest U.S. cities using apartment data from| Forbes Advisor
Payroll management encompasses the entire process of calculating employee hours, paying employees, withholding taxes and maintaining the financial documentation for your business. From handling sensitive employee information to calculating taxes and depositing money into the bank accounts of your| Forbes Advisor
Use our currency converter to find the live exchange rate between USD and ZAR. Convert United States Dollar to South African Rand| Forbes Advisor
Discover the best VPNs for online safety and anonymity in 2025.| Forbes Advisor
There are five categories of nonprofits, including charitable, religious and church, private foundations and political organizations. Some types of nonprofits fall under miscellaneous, such as Federal Credit Unions. Within these categories, there are dozens of 501 tax-exempt statuses. In this guide,| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Nothing lasts forever—and the same is true for customers and subscribers. Customer churn rate is a business metric that shows how many customers leave your business over time. Identifying customer churn is crucial for financial forecasting and decision-making around retention or loyalty. This articl| Forbes Advisor
In 2024, internet usage made a significant migration from desktops to mobile devices, with a third of Americans now accessing the web exclusively through smartphones. In our study with Talker Research, we detail this shift, and the results also reveal that people have changed how they engage with bo| Forbes Advisor
Building a successful website means that not only does it inform people about your business and the business topic, but it also converts those readers into buyers. This is where conversion rate optimization (CRO) comes in. Understanding at what point people buy or why they might not be buying is ess| Forbes Advisor
Accident victims have the right to pursue a personal injury claim and recover compensation for losses. But what if an accident is fatal? In those tragic circumstances, a wrongful death claim can help surviving family members recover compensation from those who are to blame. This guide will explai| Forbes Advisor
Most dog lovers will tell you that good dogs come in all sizes. But there is something endearing about those gigantic breeds that can not only meet you eye-to-eye, but that consider themselves cuddly lap dogs at the end of the day. Large dog breeds are typically in the working group of dogs, w| Forbes Advisor
Our best website builders list helps you find the right tools, ease of use and pricing for your needs.| Forbes Advisor
In 2024, almost half of all employees experience their online activity being monitored by their employers. This growing scrutiny has led to an increased adoption of virtual private networks (VPNs), which are tools for safeguarding digital privacy. Below, we unfold the layers of this trend, examining| Forbes Advisor
In a study commissioned by Forbes Advisor, an alarming 46% of Americans admit to having their password stolen in the past year. This survey, conducted by Talker Research, reflects the urgent need for improved password practices among U.S. users, such as using a password manager. The study, polling 2| Forbes Advisor
Looking for the best budgeting apps? Doing more banking from your phone? Here are the seven best budgeting apps to help you manage your personal finances.| Forbes Advisor
If you’re a small business in the U.S., you’re not required to provide paid time off (PTO) to your employees. However, you may still choose to offer it anyway. PTO gives workers the chance to take a break from work and avoid burnout. It can also raise their morale and improve their productivity.| Forbes Advisor
It often takes five to 20 times the amount of resources for businesses to obtain a new customer than to retain an existing one. Despite this, customer retention often gets ignored in favor of plans geared solely towards brand-new shoppers. While casting a wide net works well for fishing, one-time cl| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Unified communications as a service (UCaaS) is a rapidly growing category of cloud-based communications solutions, including voice-over-internet-protocol (VoIP), videoconferencing and instant messaging. UCaaS solutions are often delivered as a subscription service with monthly or annual payments. Th| Forbes Advisor
Voice-over-internet-protocol (VoIP) (VoIP) is an affordable, modern alternative to more traditional landline phone systems. Service providers often include add-ons and integrations that elevate day-to-day operations in a manner that landlines simply can’t. In this VoIP phone installation guide, you'| Forbes Advisor
Hiring a professional limited liability company (LLC) service can save you time and money compared to setting up an LLC yourself. A professional LLC service will understand your state’s unique LLC formation procedures, minimizing the risk that your filing will be rejected for mistakes. The service w| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Business loans are vital for entrepreneurs, startups and established businesses looking to grow or overcome short-term financial challenges. This flexible financing is typically provided through banks, credit unions and online lenders, with varying interest rates, repayment terms and eligibility req| Forbes Advisor
If you’ve stared at your phone watching a delivery driver icon slowly inch towards your house or received a delivery notification, you’ve seen telematics at work. Telematics provides companies and customers the ability to receive and view data about delivery vehicles, shipping containers, packages a| Forbes Advisor
Accounting software helps small business owners track their financial accounts, income and expenses, prepare for tax season and keep tabs on financials easily. For many small businesses, software is the more affordable alternative to hiring an accountant, a bookkeeper or a large firm to manage their| Forbes Advisor
Blogging platforms make it easy for people to share their thoughts and ideas with the world, connect with others who share similar interests, and promote an open dialogue and exchange of ideas. These platforms can also be a useful tool for marketing and branding as strong blogs can reach a large aud| Forbes Advisor
Traditional organizational configurations often consist of a hierarchical structure, with a top-down approach to management and each department tackling a specific area. While this approach has its benefits, it can also result in unanticipated inefficiencies and a silo approach to conducting busines| Forbes Advisor
Use our income tax calculator to estimate how much you'll owe in taxes. Enter your income and other filing details to find out your tax burden for the year.| Forbes Advisor
A SWOT analysis is a framework used in a business’s strategic planning to evaluate its competitive positioning in the marketplace. The analysis looks at four key characteristics that are typically used to compare how competitive the business can be within its industry. A proper SWOT analysis can giv| Forbes Advisor
Chances are, you probably don’t need to pay for an antivirus. This is a strange thing to say at the beginning of an article about the best antivirus software on the market, but it’s true. Microsoft Defender, which is part of the larger Windows package, is good enough for most personal use cases, and| Forbes Advisor
Email marketing is still an important tool for businesses to connect with their audiences, no matter what internet marketing gurus on YouTube might tell you. With 4.48 billion email users worldwide, it's no wonder companies continue to invest in email marketing software, producing campaigns to engag| Forbes Advisor
It’s tempting to use the same password for all your accounts, but that opens you up to all sorts of cybersecurity risks. It’s also a huge headache to memorize and keep track of all your credentials. That’s where a password manager can be useful. These services store and keep unique passwords for all| Forbes Advisor
Travel insurance can be a smart way to offset costs if unforeseen circumstances derail your trip. But how do you know which policies provide top-notch coverage at an affordable price? To identify the best travel insurance, we evaluated 69 policies from 23 companies. We scored policies on cost, me| Forbes Advisor
Travel Insured, World Trips, Seven Corners and Tin Leg are the best Covid-19 travel insurance companies, based on our analysis. Though Covid-19 is no longer a global pandemic, it’s still possible to contract the virus. If you’re worried about Covid-related issues disrupting your travel plans, it’| Forbes Advisor
If your savings are currently sitting in a low-yield account, you’re missing out on easy earnings. To help you find the right high-yield savings account for you, we compared 370 accounts on factors including interest rates, fees, accessibility and overall trustworthiness. See which high-yield sav| Forbes Advisor
To get the most out of your savings, you should choose a savings account with a high interest rate. Though it’s rare to find an account offering 5% annual percentage yield (APY) these days, you can still get relatively close. We compared 73 high-yield savings accounts, looking at more than just i| Forbes Advisor
The past decade has transformed online learning. In 2012, 75% of college students took all their classes in person, with 13.1% taking some online classes and 12.4% taking all of their classes online.6 Those numbers flipped dramatically during the Covid-19 pandemic, with just 26.6% of college student| Forbes Advisor
Learn about the best project management software for SMBs.| Forbes Advisor
In 2015, Juul Labs introduced an e-cigarette. This was touted as a safer alternative to smoking traditional cigarettes. Juul was a pioneer in the vaping industry and accounted for approximately 75% of e-cigarettes sold. However, the Food and Drug Administration ordered the company to stop selling it| Forbes Advisor
In recent years, the meteoric rise of artificial intelligence (AI) has sent shockwaves through society on both economic and cultural levels. Seemingly poised to become as ubiquitous as email, this rapidly evolving technology is transforming many aspects of daily life—including how we teach and learn| Forbes Advisor
The data shaping content marketing paints a picture of transformation and strategic shifts. With insights grounded in actual numbers and trends, marketers are equipped to handle the evolution of content marketing. For those integrating these statistics into practical applications, exploring SEO serv| Forbes Advisor
You might think your dog is one smart cookie—and you’re probably right. Just as humans have different types of intelligence and aptitudes for different skills, dogs have different areas of intelligence and things they’re good at. “Usually when we talk about intelligence in other species, we’re lo| Forbes Advisor
Effective onboarding protects your company from compliance issues, reduces employee turnover and increases productivity.| Forbes Advisor
We access financial information online, shop on retailers’ websites and share personal details on social media accounts. As we increasingly use and rely on digital platforms, we become more exposed to various cybersecurity risks. Malicious hackers exploit security vulnerabilities to capitalize on pe| Forbes Advisor
Distracted driving is one of the most dangerous behaviors on the road today. But what exactly is distracted driving and how does it impact your risks behind the wheel? These distracted driving statistics answer these important questions so you can make sure you're making safe choices whenever you're| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Americans place a high value on car ownership, a fact made evident by the latest car ownership statistics in the U.S. Between 2017 and 2021, personal and commercial vehicle registrations increased by 3.66%, indicating an upward trend in car ownership.[1] Most U.S. households (91.7%) had at least one| Forbes Advisor
The Federal Reserve has battled a variety of economic troubles over the past 35 years. Between tech busts, a financial crisis and a pandemic, not to mention periods of too little inflation and too much, the nation's central bank has used short-term interest rates, along with other more novel measure| Forbes Advisor
Without concrete goals, you are essentially shooting in the dark trying to improve. S.M.A.R.T. goals are useful because they contain five aspects that help you focus and reevaluate goals as needed. This framework can be helpful for any team trying to practice effective project management. The five a| Forbes Advisor
A Forbes Advisor survey shows that 76% of consumers are concerned with misinformation from artificial intelligence (AI) tools such as Google Bard, ChatGPT and Bing Chat. Fifty-four percent of those surveyed believe they can tell the difference between content written by a human and that generated by| Forbes Advisor
Learn everything you need to know about key performance indicators.| Forbes Advisor
There’s no question that compared to previous generations, colleges are charging today’s students more for higher education. Between 1980 and 2020, the average price of tuition, fees, and room and board for an undergraduate degree increased 169%, according to a recent report from the Georgetown Univ| Forbes Advisor
The gender pay gap refers to the difference between the average earnings of men and women in the workforce. Despite attempts to narrow the gap, women in 2022 still earned 17% less than men on average, particularly for women as they age.[1] This report will delve into the latest statistics, uncover w| Forbes Advisor
In an ever-changing marketplace where customer expectations shift rapidly, businesses can't afford to be complacent. Our recent evaluation of the best CRM software explores the factors that customers care about most when interacting with a company. Notably, 53% of consumers indicate that the experie| Forbes Advisor
