If you’re looking to buy a home, you’re likely familiar with the main monthly costs associated with it—mortgage, taxes and insurance. But you may need to add another one, as well: Homeowners association (HOA) fees. You’ll probably join an HOA if you’re purchasing a home in a condominium developme| Forbes Advisor
Discover the best VPNs for online safety and anonymity in 2025.| Forbes Advisor
Onboarding employees is an important part of the hiring process. With an effective onboarding strategy in place, you can acclimate new hires into your culture and provide them with the knowledge and resources they need to succeed. It’s essential if you’d like to retain employees, reduce turnover and| Forbes Advisor
Fatal car accidents are increasing across the country, with the number of deadly crashes climbing by nearly 10% from 2020 to 2022. In some cities, there is a higher percentage of dangerous drivers on the road, putting everyone at greater risk when they get behind the wheel. So, which cities have the| Forbes Advisor
There are five categories of nonprofits, including charitable, religious and church, private foundations and political organizations. Some types of nonprofits fall under miscellaneous, such as Federal Credit Unions. Within these categories, there are dozens of 501 tax-exempt statuses. In this guide,| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Starting an online store can boost your business's profits to the next level. But finding the right platform to build your website can feel like an immense hurdle. Both Shopify and WordPress are two major e-commerce website builders, so how do they stack up against one another? We're comparing Shopi| Forbes Advisor
Enterprise resource planning (ERP) systems help companies in all types of industries manage and integrate essential business functions and processes in one system. Features, such as accounting, customer relationship management (CRM), human resources (HR) and supply chain management, simplify workflo| Forbes Advisor
Pay-per-click (PPC) advertising is all around us. Whether you’re conducting a Google search or scrolling through social media, there are PPC ads. Pay-per-click marketing is a form of digital advertising where businesses display ads on sites like Google (paid search) and Facebook (paid social) and on| Forbes Advisor
A guide to saving passwords on Chrome and how to do it step-by-step.| Forbes Advisor Canada
Money advice and product reviews from a name you trust.| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Nothing lasts forever—and the same is true for customers and subscribers. Customer churn rate is a business metric that shows how many customers leave your business over time. Identifying customer churn is crucial for financial forecasting and decision-making around retention or loyalty. This articl| Forbes Advisor
Scam artists know no bounds—that also applies to stealing your cryptocurrency. Swindlers exploit various schemes to lure victims into fraudulent crypto investments. They even go as far as entering into fake relationships through dating apps like Tinder. Headlines like “Crypto and Romance Scams| Forbes Advisor
In 2024, internet usage made a significant migration from desktops to mobile devices, with a third of Americans now accessing the web exclusively through smartphones. In our study with Talker Research, we detail this shift, and the results also reveal that people have changed how they engage with bo| Forbes Advisor
A basic insurance policy isn’t always sufficient to fit your needs. For example, you might want additional coverage on your home insurance policy for valuable jewelry. Insurance companies offer various types of riders to increase the breadth of your coverage. What Is an Insurance Rider? Ins| Forbes Advisor
Building a successful website means that not only does it inform people about your business and the business topic, but it also converts those readers into buyers. This is where conversion rate optimization (CRO) comes in. Understanding at what point people buy or why they might not be buying is ess| Forbes Advisor
Accident victims have the right to pursue a personal injury claim and recover compensation for losses. But what if an accident is fatal? In those tragic circumstances, a wrongful death claim can help surviving family members recover compensation from those who are to blame. This guide will explai| Forbes Advisor
Small dogs are proof that the best things do often come in little packages. Not only are small dog breeds tiny bundles of love and attitude, they’re relatively low-maintenance and make easy traveling companions. Given the wide range of personalities in small dogs, there is likely a breed that| Forbes Advisor
Cats are amazing companions, many of whom can learn tricks just like dogs, are good with kids and other pets and are sociable creatures. There are cats who love to curl up on their owners laps and cats who enjoy climbing to the top of your fridge and other high places. There are also many cat breeds| Forbes Advisor
If the pomeranian is too small, and the mastiff is too big, don’t worry. The perfect dog is waiting for you in the medium-size dog breed category. “Medium size dogs are great because they can fulfill the needs of many potential dog owners, including companionship, running/jogging, therapy dog wor| Forbes Advisor
Most dog lovers will tell you that good dogs come in all sizes. But there is something endearing about those gigantic breeds that can not only meet you eye-to-eye, but that consider themselves cuddly lap dogs at the end of the day. Large dog breeds are typically in the working group of dogs, w| Forbes Advisor
There’s a reason the lovable, goofy and friendly golden retriever has held top spot on the American Kennel Club’s list of the most popular dog breeds since 1991. These smart and affectionate dogs are as content hiking the mountains and swimming in lakes as they are being couch potatoes or snuggle bu| Forbes Advisor
German shepherds are one of America’s favorite big dogs, coming in fourth place behind Labradors and Golden retrievers, according to the American Kennel Club. The loyal, brainy and courageous breed is part of the herding breed group, meaning they have a bountiful amount of energy and a need for a “j| Forbes Advisor
Corgis are adorable, no question about it. The pointy-eared herding breed—known as the Pembroke Welsh Corgi—are typically 10 to 12 inches tall and weigh up to 30 pounds. They were famously beloved by the late Queen Elizabeth II, who owned more than 30 corgis throughout her life. It’s easy to see| Forbes Advisor
When my friends and colleagues see me and my travel friends jetting off to Asia for an extended weekend or enjoying a first-class flight to Europe, they often wonder how we do it. Is it because of our extensive knowledge of miles and points? Do we spend days looking for great airfare deals? Do we| Forbes Advisor
Our best website builders list helps you find the right tools, ease of use and pricing for your needs.| Forbes Advisor
A virtual phone number provides you with the opportunity to communicate with anyone in the world at any time, using almost any internet-connected device. It is, therefore, understandable that online phone numbers are increasing in popularity. Virtual phone numbers offer flexible communication option| Forbes Advisor
Shaped like a funnel to illustrate the journey from a wide mass of prospects to a select few actual customers, a sales funnel communicates to your team your business’s sales strategy. We’ve gathered a few examples and constructed a guide to creating your own sales funnel template.| Forbes Advisor
In 2024, almost half of all employees experience their online activity being monitored by their employers. This growing scrutiny has led to an increased adoption of virtual private networks (VPNs), which are tools for safeguarding digital privacy. Below, we unfold the layers of this trend, examining| Forbes Advisor
Whether you’re a sole proprietor or you operate a business with employees, it’s critical to separate your business and personal finances. To help you choose the right business checking account, we analyzed 226 accounts from 79 financial institutions. Axos Bank Business Interest Checking topped ou| Forbes Advisor
Learn how to get your online store up and running in nine steps.| Forbes Advisor
In a study commissioned by Forbes Advisor, an alarming 46% of Americans admit to having their password stolen in the past year. This survey, conducted by Talker Research, reflects the urgent need for improved password practices among U.S. users, such as using a password manager. The study, polling 2| Forbes Advisor
Looking for the best budgeting apps? Doing more banking from your phone? Here are the seven best budgeting apps to help you manage your personal finances.| Forbes Advisor
If you’re a small business in the U.S., you’re not required to provide paid time off (PTO) to your employees. However, you may still choose to offer it anyway. PTO gives workers the chance to take a break from work and avoid burnout. It can also raise their morale and improve their productivity.| Forbes Advisor
It often takes five to 20 times the amount of resources for businesses to obtain a new customer than to retain an existing one. Despite this, customer retention often gets ignored in favor of plans geared solely towards brand-new shoppers. While casting a wide net works well for fishing, one-time cl| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Unified communications as a service (UCaaS) is a rapidly growing category of cloud-based communications solutions, including voice-over-internet-protocol (VoIP), videoconferencing and instant messaging. UCaaS solutions are often delivered as a subscription service with monthly or annual payments. Th| Forbes Advisor
Voice-over-internet-protocol (VoIP) (VoIP) is an affordable, modern alternative to more traditional landline phone systems. Service providers often include add-ons and integrations that elevate day-to-day operations in a manner that landlines simply can’t. In this VoIP phone installation guide, you'| Forbes Advisor
Our top 10 choices for the best VoIP services of 2025.| Forbes Advisor
Hiring a professional limited liability company (LLC) service can save you time and money compared to setting up an LLC yourself. A professional LLC service will understand your state’s unique LLC formation procedures, minimizing the risk that your filing will be rejected for mistakes. The service w| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Business loans are vital for entrepreneurs, startups and established businesses looking to grow or overcome short-term financial challenges. This flexible financing is typically provided through banks, credit unions and online lenders, with varying interest rates, repayment terms and eligibility req| Forbes Advisor
If you’ve stared at your phone watching a delivery driver icon slowly inch towards your house or received a delivery notification, you’ve seen telematics at work. Telematics provides companies and customers the ability to receive and view data about delivery vehicles, shipping containers, packages a| Forbes Advisor
Accounting software helps small business owners track their financial accounts, income and expenses, prepare for tax season and keep tabs on financials easily. For many small businesses, software is the more affordable alternative to hiring an accountant, a bookkeeper or a large firm to manage their| Forbes Advisor
Blogging platforms make it easy for people to share their thoughts and ideas with the world, connect with others who share similar interests, and promote an open dialogue and exchange of ideas. These platforms can also be a useful tool for marketing and branding as strong blogs can reach a large aud| Forbes Advisor
Traditional organizational configurations often consist of a hierarchical structure, with a top-down approach to management and each department tackling a specific area. While this approach has its benefits, it can also result in unanticipated inefficiencies and a silo approach to conducting busines| Forbes Advisor
Use our income tax calculator to estimate how much you'll owe in taxes. Enter your income and other filing details to find out your tax burden for the year.| Forbes Advisor
A SWOT analysis is a framework used in a business’s strategic planning to evaluate its competitive positioning in the marketplace. The analysis looks at four key characteristics that are typically used to compare how competitive the business can be within its industry. A proper SWOT analysis can giv| Forbes Advisor
Chances are, you probably don’t need to pay for an antivirus. This is a strange thing to say at the beginning of an article about the best antivirus software on the market, but it’s true. Microsoft Defender, which is part of the larger Windows package, is good enough for most personal use cases, and| Forbes Advisor
Email marketing is still an important tool for businesses to connect with their audiences in 2024, no matter what internet marketing gurus on YouTube might tell you. With 4.48 billion email users worldwide, it's no wonder companies continue to invest in email marketing software, producing campaigns| Forbes Advisor
It’s tempting to use the same password for all your accounts, but that opens you up to all sorts of cybersecurity risks. It’s also a huge headache to memorize and keep track of all your credentials. That’s where a password manager can be useful. These services store and keep unique passwords for all| Forbes Advisor
Travel insurance can be a smart way to offset costs if unforeseen circumstances derail your trip. But how do you know which policies provide top-notch coverage at an affordable price? To identify the best travel insurance, we evaluated 69 policies from 23 companies. We scored policies on cost, me| Forbes Advisor
Travel Insured, World Trips, Seven Corners and Tin Leg are the best Covid-19 travel insurance companies, based on our analysis. Though Covid-19 is no longer a global pandemic, it’s still possible to contract the virus. If you’re worried about Covid-related issues disrupting your travel plans, it’| Forbes Advisor
Among 370 savings accounts from 157 banks and credit unions, we found the Synchrony High-Yield Savings account to be the best high-yield savings account. An impressive annual percentage yield (APY), few fees, solid customer service and access to ATMs make the account stand out. When determining| Forbes Advisor
Opening a savings account with a high interest rate can be an easy way to maximize your savings and get you closer to your financial goals. Though savings accounts offering 5.00% interest rates are rare these days, many savings accounts do offer rates well above 4.00% APY. We compared 73 online acco| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
The past decade has transformed online learning. In 2012, 75% of college students took all their classes in person, with 13.1% taking some online classes and 12.4% taking all of their classes online.6 Those numbers flipped dramatically during the Covid-19 pandemic, with just 26.6% of college student| Forbes Advisor
Learn about the best project management software for SMBs.| Forbes Advisor
In 2015, Juul Labs introduced an e-cigarette. This was touted as a safer alternative to smoking traditional cigarettes. Juul was a pioneer in the vaping industry and accounted for approximately 75% of e-cigarettes sold. However, the Food and Drug Administration ordered the company to stop selling it| Forbes Advisor
In recent years, the meteoric rise of artificial intelligence (AI) has sent shockwaves through society on both economic and cultural levels. Seemingly poised to become as ubiquitous as email, this rapidly evolving technology is transforming many aspects of daily life—including how we teach and learn| Forbes Advisor
The data shaping content marketing paints a picture of transformation and strategic shifts. With insights grounded in actual numbers and trends, marketers are equipped to handle the evolution of content marketing. For those integrating these statistics into practical applications, exploring SEO serv| Forbes Advisor
You might think your dog is one smart cookie—and you’re probably right. Just as humans have different types of intelligence and aptitudes for different skills, dogs have different areas of intelligence and things they’re good at. “Usually when we talk about intelligence in other species, we’re lo| Forbes Advisor
Effective onboarding protects your company from compliance issues, reduces employee turnover and increases productivity.| Forbes Advisor
We access financial information online, shop on retailers’ websites and share personal details on social media accounts. As we increasingly use and rely on digital platforms, we become more exposed to various cybersecurity risks. Malicious hackers exploit security vulnerabilities to capitalize on pe| Forbes Advisor
Distracted driving is one of the most dangerous behaviors on the road today. But what exactly is distracted driving and how does it impact your risks behind the wheel? These distracted driving statistics answer these important questions so you can make sure you're making safe choices whenever you're| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Money advice and product reviews from a name you trust.| Forbes Advisor
Americans place a high value on car ownership, a fact made evident by the latest car ownership statistics in the U.S. Between 2017 and 2021, personal and commercial vehicle registrations increased by 3.66%, indicating an upward trend in car ownership.[1] Most U.S. households (91.7%) had at least one| Forbes Advisor
The Federal Reserve has battled a variety of economic troubles over the past 35 years. Between tech busts, a financial crisis and a pandemic, not to mention periods of too little inflation and too much, the nation's central bank has used short-term interest rates, along with other more novel measure| Forbes Advisor
Without concrete goals, you are essentially shooting in the dark trying to improve. S.M.A.R.T. goals are useful because they contain five aspects that help you focus and reevaluate goals as needed. This framework can be helpful for any team trying to practice effective project management. The five a| Forbes Advisor
A Forbes Advisor survey shows that 76% of consumers are concerned with misinformation from artificial intelligence (AI) tools such as Google Bard, ChatGPT and Bing Chat. Fifty-four percent of those surveyed believe they can tell the difference between content written by a human and that generated by| Forbes Advisor
Learn everything you need to know about key performance indicators.| Forbes Advisor
There’s no question that compared to previous generations, colleges are charging today’s students more for higher education. Between 1980 and 2020, the average price of tuition, fees, and room and board for an undergraduate degree increased 169%, according to a recent report from the Georgetown Univ| Forbes Advisor
The gender pay gap refers to the difference between the average earnings of men and women in the workforce. Despite attempts to narrow the gap, women in 2022 still earned 17% less than men on average, particularly for women as they age.[1] This report will delve into the latest statistics, uncover w| Forbes Advisor
In an ever-changing marketplace where customer expectations shift rapidly, businesses can't afford to be complacent. Our recent evaluation of the best CRM software explores the factors that customers care about most when interacting with a company. Notably, 53% of consumers indicate that the experie| Forbes Advisor
As a small business owner, SEO should be top of mind. This is particularly true if you’re on a budget and don’t want to spend thousands of dollars on paid ads. SEO can improve your website’s visibility and in turn, increase conversions and sales. With a solid SEO strategy, you may also build bran| Forbes Advisor
The world of human resources is constantly changing as technology and culture evolve. To help you stay abreast of the latest trends, we've compiled the top HR trends for . Use these HR statistics to guide your organization's growth and retention strategies.| Forbes Advisor
Public Wi-Fi is widely available, but it can also come with security risks. With so many people relying on public Wi-Fi networks to stay connected on the go, it's important to understand the dangers and take precautions to protect your personal information. Our study found that 40% of respondents ha| Forbes Advisor
Discover the 10 essential soft skills you need for success.| Forbes Advisor
This summer’s housing market has been anything but hot. And stakeholders aren’t expecting much of a rebound in the coming months either, despite expanding housing supply and slowing home price growth giving buyers more options and greater negotiating power. The fact that many prospective home| Forbes Advisor
Communications platform as a service (CPaaS) is one of the fastest-growing communication industries today. CPaaS offers straightforward integration of real-time, cloud-based, customized communication services like video chat or two-factor authentication directly into an existing application. You nee| Forbes Advisor
Texting and driving is one of the riskiest behaviors drivers can engage in behind the wheel. When you send or read a text, you may only take your eyes off of the road for a few seconds. But according to the National Highway Traffic Safety Administration (NHTSA), driving at 55 mph while sending or re| Forbes Advisor
Trucks play a vital role in the U.S. economy, transporting goods and raw materials locally and across long distances. Unfortunately, they also present a collision risk due to their large size, long stopping distance and the fact that truck drivers often work long hours and are susceptible to driver| Forbes Advisor
With work from home increasing to 58% of the workforce (92 million workers), digital communication has become a focal point of workplace communication and productivity. Following an analysis, Forbes Advisor found that Colorado and Maryland had the highest number of remote workers. The survey also fo| Forbes Advisor
A 401(k) match is money your employer contributes to your 401(k) account. For each dollar you save in your 401(k), your employer wholly or partially matches your contribution, up to a certain percentage of your salary. Employer matching is a key job benefit that can significantly boost your 401(k| Forbes Advisor
Pet insurance can be a financial safety net and stress reducer during some of the lowest points of a pet’s life. Pet owner Matt Ezyk of Myrtle Beach, South Carolina, experienced this when he noticed his senior dog Jack was lethargic and not eating or drinking much. “The diagnosis was devastating—| Forbes Advisor
For merchants, it can be almost impossible to run a business without taking credit cards. However, the fees from these transactions can eat into profits, making it hard for some merchants with a small spread to stay afloat. The average credit card processing fee ranges between 1.5% and 3.5%. Just wh| Forbes Advisor
A Kanban board is a tool that provides a visual system for teams to manage project tasks, workflows and communication. Kanban boards can help streamline assignments and avoid overload since project managers can reference exactly where each step in the process currently resides quickly. History of| Forbes Advisor
Traditional banking may bring to mind monolithic brick-and-mortars, malfunctioning ATMs and mountains of paperwork. Yet a new crop of non-bank fintech [financial technology] startups, known as neobanks, are combating these stereotypes in the form of digital-first—often, digital only—banking platform| Forbes Advisor
Non-fungible tokens (NFTs) seem to be everywhere these days. From art and music to tacos and toilet paper, these digital assets are selling like 17th-century exotic Dutch tulips—some for millions of dollars. But are NFTs worth the money—or the hype? Some experts say they’re a bubble poised to pop| Forbes Advisor
It’s a question on the minds of those in retirement or nearing retirement. How much of your nest egg can you spend each year without running out of money in retirement? In 1994, financial advisor William Bengen published a paper that answered this very question. His paper—Determining Withdrawal R| Forbes Advisor
Digital wallets have exploded in popularity in recent years, giving Americans a fast and convenient way to pay for purchases without rummaging through a wallet or purse for paper money or a piece of plastic. However, for some consumers, the ease of paying for purchases digitally causes them to ov| Forbes Advisor
After reaching a peak of 7.04% in January 2025, mortgage rates retreated to the mid-6% range in March but then reversed course and have remained stuck in the 6.7% to 6.9% range since early May. The average 30-year fixed mortgage rate was 6.72% the last week of July, an increase of 5 basis points| Forbes Advisor
