Are you looking to purchase a home without the use of tax returns? A bank statement loan program may be the perfect solution for you. Bank statement loans| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans
If you work as an independent contractor, you will want to review mortgage information that pertains to your unique employment. Contractors may still be| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans
Do you want to purchase or refinance?| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans
Buying a Home on Leased Land In the complex labyrinth of real estate purchasing, one path often overlooked is acquiring a home on leased land. With increasing property prices and shrinking available spaces, this once obscure option is now scaling the ladders of popularity. One of the challenges is finding lenders for mobile homes in...| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans
Seller Concessions for Repairs Seller concessions for repairs in real estate refer to when the seller agrees to cover cost of home repairs or the buyer’s closing costs in lieu of making the repairs. These concessions and closing costs typically range from 2% to 6% of the home’s price. They can also be called seller...| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans
Mortgages for Dentists There are lenders who provide mortgages for dentists with specialized financing options tailored to the unique needs of American dental professionals. With low down payment requirements and exemption from private mortgage insurance (PMI), dentists can enjoy the benefits of homeownership. These unique mortgage programs also offer flexibility in terms of income verification...| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans
No Documentation Mortgage A no documentation mortgage is a type of loan that does not require traditional income verification or tax statements. It was more common in the past but has decreased due to stricter regulations and the 2007-2008 financial crisis. However, options are still available that utilize alternative documents like bank statements. These loans...| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans
High Net Worth Mortgage Lenders High net worth mortgage lenders play a key role in providing specialized financing solutions for affluent borrowers. Understanding their role, benefits, and challenges is essential. Qualifying for high net worth mortgage loans entails evaluating financial status and utilizing assets as collateral. High net worth mortgage lenders offer customized loan options,...| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans
Non Recourse Lenders Non recourse lenders provide financing options for real estate investments in the US. These loans, secured by collateral, do not hold the borrower personally liable in case of default. Understanding the basics, benefits, and differences from recourse loans is essential for investors. Qualifying for a non-recourse loan involves factors like credit score,...| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans
Mortgage for Self Employed Less Than One Year Obtaining a mortgage as a self-employed individual with less than one year of experience can be challenging. Lenders may be hesitant due to perceived risk. However, it is absolutely possible. To increase approval chances, it is recommended to improve credit history, save more for a down payment,...| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans
Fix and Flip Lenders Experienced fix and flip lenders who truly understand investor’s needs can be the most critical element in your investment rehab project. Fix and flip loans are offered by niche lenders when local banks are unwilling to provide financing without collecting income documentation and tax returns. What to Know About Fix and...| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans
You will have multiple options for short term rental lenders depending upon your credit scores, down payment, ability to document your income, and length of| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans
Non-Prime Mortgage Lenders| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans
Transitioning from 1099 income to W2 can have a positive effect on your mortgage application. Lenders tend to favor stable income, which comes more assuredly| Non-Prime Lenders | Bad Credit Mortgages | Stated Income Loans