What is an Appraisal Gap? An appraisal gap refers to the difference between the price negotiated between the buyer and seller and the appraised value determined by a professional appraiser....| Dream Home Financing
How Much of a Home Loan Can I Get With a 650 Credit Score? The loan amount you can get with a 650 credit score is primarily based upon...| Dream Home Financing
What Disqualifies a Home from a USDA Loan One key aspect that can disqualify a home from a USDA loan is the specific nature of the location. To be precise,...| Dream Home Financing
100 Percent Disabled Veteran Home Loan A 100 percent Disabled Veteran Home Loan is more than just a loan. It’s a way for our country to thank its disabled veterans...| Dream Home Financing
Foreclosure Bailout Loan Options A foreclosure bailout loan is a lifeline provided to homeowners who are facing foreclosure, or who are looking to purchase a home soon after a foreclosure...| Dream Home Financing
Gift of Equity to Purchase a Home: A Guide for First-Time Buyers You can buy a house at lower price when using a gift of equity from a relative. It’s...| Dream Home Financing
Mortgage with Adoption Income Adopting children can put a financial strain on any household, but the adoption assistance income can be used to help qualify for a mortgage if the...| Dream Home Financing
Low Down Payment Bank Statement Loan For many, the dream of homeownership can feel like an elusive goal, especially for those who are self-employed or earn an irregular income. If...| Dream Home Financing
Low ITIN Loan Down Payment Options Many ITIN card holders face challenges that can feel overwhelming when it comes to home financing options. If you are using an Individual Taxpayer...| Dream Home Financing
Conventional Loan Reserve Requirements Mortgage reserves are a vital element in the approval process of mortgage applications. They provide a financial cushion for borrowers, demonstrating their ability to cover housing...| Dream Home Financing
Refinance to Buyout an Estate Refinancing an inherited home enables you to clear any existing debts tied to the home and gain funds to acquire the remaining ownership held by...| Dream Home Financing
Conventional Loan Income Requirements Securing a conventional home loan requires meeting certain income guidelines set by Fannie Mae and the lenders. This often includes a minimum of two years of...| Dream Home Financing
Do You Have to Disclose a Foreclosure After 7 Years? Imagine turning over a new leaf after enduring the stress of a foreclosure, only to have it reappear when you’re...| Dream Home Financing
