The Shifting Demographics of Today's Renters - Experian Insights
Experian’s research reveals changes in the demographics of U.S. renters, now dominated by younger and lower average-income consumers.| Experian Insights
Experian’s research reveals changes in the demographics of U.S. renters, now dominated by younger and lower average-income consumers.| Experian Insights
You may be able to deduct the interest you pay on a personal loan if you use the funds for certain types of expenses and meet the requirements. Learn more.| www.experian.com
Here’s how a savings account works, the fees and withdrawal limits to watch out for, and how to earn a good interest rate.| www.experian.com
You can’t avoid inflation, but there are some things you can do to minimize its effect on your finances. Here are tips to help you survive inflation.| www.experian.com
Completing certain home improvements, like installing hardwood and getting a new roof, can add the most value to your home.| www.experian.com
Use Experian’s mortgage calculator to estimate monthly payments and plan your home budget.| www.experian.com
To build credit to buy a house, start by checking your credit report. Prioritize on-time payments, keeping your balances low and avoiding new credit.| www.experian.com
Learn how you can find out how much your house is worth, how property value is assessed and how to increase the value of your home.| www.experian.com
Learn about how your credit score could impact what you pay in interest and why higher scores often translate to lower interest rates.| www.experian.com
Learn how tariffs work, who pays for them, how tariffs can raise prices for consumers, if they’re bad or good for the economy and how to protect your money.| www.experian.com
Learn what a FICO Score is and how it’s calculated, why it’s important to know your credit score and how to get your FICO Score for free.| www.experian.com
Here are the average interest rates for new and used car loans separated out by credit score. Learn why interest rates are higher for poor credit borrowers.| www.experian.com
Experian is committed to helping you protect, understand, and improve your credit. Start with your free Experian credit report and FICO® score.| www.experian.com
If you’re ready to commit to improving your credit in 2025, here are 25 ways to do it.| www.experian.com
Credit counseling can help you improve your financial life by educating you on ways to efficiently pay off debt and creating a budget that works for you.| www.experian.com
Here’s how to check your credit report to make sure it’s accurate and how to dispute credit report inaccuracies.| www.experian.com
Learn how long charge-offs remain on your credit report, how much charge-offs affect your credit score and how to rebuild your credit.| www.experian.com
Here’s what you need to know about debt collectors, what they can and cannot do and how collections can affect your credit scores.| www.experian.com
Here’s a list of states that restrict the use of credit scores in determining insurance rates, and which states consider your credit-based insurance score.| www.experian.com
Lock & unlock your Experian credit report instantly. Prevent unauthorized access, protect your identity, and receive real-time alerts. Try it today!| www.experian.com
A soft inquiry, or soft credit pull, occurs when you or someone you authorize checks your credit report. Learn how soft inquiries impact your credit scores.| www.experian.com
Learn what credit monitoring can—and can't—do for you. Read why it's important to monitor your credit and how to get the most out of monitoring services.| www.experian.com
Learn how often you should check your credit score, how often your score is updated and how to check your credit score for free with Experian.| www.experian.com
Using a credit monitoring service can help you spot errors on your credit report and take steps to dispute them, possibly improving your credit score.| www.experian.com
Get a free personal privacy scan and protect your online presence. Find out if any of your personal data is exposed online, and take control of your personal information today.| www.experian.com
Smishing uses fake text messages to steal sensitive information or money. Learn how it happens, how to avoid it and what to do if you’re a victim.| www.experian.com
Learn what malware is, how to check if you have malware on your device, how to remove it and how to avoid getting malware.| www.experian.com
Many robocalls can be scammers trying to get access to your personal information. Here’s how to stop robocalls and remove your name from robocall lists.| www.experian.com
Phishing scams are cyberattacks that allow scammers to steal your personal information. But you can take action to spot phishing scams and protect yourself.| www.experian.com
What’s the difference between a grace period and deferment—and which is better when it comes to pausing payments? Here’s what you need to know.| www.experian.com
Student loan deferment can help in times of financial hardship. But there are some drawbacks, and it isn’t the only option.| www.experian.com
A statement balance is the total amount you owe on your credit card in a billing cycle. Here’s why you should always pay your statement balance in full.| www.experian.com
Loan forbearance may be an option when you’re facing financial hardships. Learn how loan forbearance works and if it’s a good option.| www.experian.com
Loan deferment allows you to pause or reduce loan payments for a predetermined amount of time. Here’s when to consider loan deferment.| www.experian.com
A billing cycle is the time between your last statement closing date and your next. Learn how credit card billing cycles work.| www.experian.com
Learn how a student loan grace period gives you a window of time where you don’t have to make payments on your student loans.| www.experian.com
If you lose your credit card grace period, interest will start to accrue instantly. Here’s what you can do to restore your grace period.| www.experian.com
Learn about how a credit card minimum payment is calculated and how to find out your payment due, plus why you should aim to pay more than the minimum.| www.experian.com
Learn how a mortgage grace period allows you to make a payment during a set amount of days without incurring a late fee.| www.experian.com
Learn what a balance transfer credit card is, common terms and fees, the pros and cons of doing a balance transfer and how to choose a balance transfer card.| www.experian.com
Paid your credit card in full but still see a balance on your credit report? Learn why this happens, how utilization is calculated, and what you can do to show a zero balance.| www.experian.com
A few lenders report updates to their accounts more often than once a month, but the vast majority do not. So, for most accounts your credit report shows the balance reported by your lender at the end of the last billing cycle, which was the amount shown on your statement.| www.experian.com
Negative entries on your credit report generally remain for seven years. Learn the exceptions and how to improve your credit.| www.experian.com
Securely sign in to your Experian account to view your credit and manage your finances. Protect and maintain your credit with freeze, disputes and more.| www.experian.com
Boost your Credit Scores and raise your FICO® Score instantly for free. Millions of points already boosted across America.| www.experian.com
Use your free credit score to reinforce your financial knowledge. Learn how to monitor changes, and discover ways to increase your score.| www.experian.com
The dark web is popular with criminals since it’s a part of the internet that’s difficult to access without special software. Learn how to protect yourself.| www.experian.com
Experian Boost is a feature that could help you improve your credit scores by getting credit for eligible, on-time bill payments. Learn more.| www.experian.com
Read about how credit lock works and what the difference is between credit lock and security freeze. Learn when it's a good idea to lock your credit.| www.experian.com
Learn how renting an apartment affects your credit and how reporting rent to the credit bureaus can help you build credit and strengthen your payment history.| www.experian.com
Protect yourself and your family from identity theft and fraud. Get real-time alerts and lock your credit to prevent unauthorized inquiries.| www.experian.com
Fraud alerts notify creditors to verify your identity before extending credit in case someone is using your information without your consent.| www.experian.com
Designed for fraud victims, extended fraud alerts last seven years and tell creditors to confirm the applicant's ID before processing a credit application.| www.experian.com
Learn how an active-duty alert works, how to set up an active-duty alert, tips to protect your identity and steps to take if you’re a victim of fraud.| www.experian.com
Learn what a fraud alert is, how it compares to a credit freeze, when to add a fraud alert and how to place and remove a fraud alert from your credit report.| www.experian.com
A credit freeze, or security freeze, is a free service that can protect you from credit fraud by limiting most access to your credit report. Find out more.| www.experian.com
You can request to remove a security freeze at any time if you decide you no longer need it. Find out the steps to do so.| www.experian.com
Learn how you can unfreeze your credit reports at all three credit bureaus—Experian, TransUnion and Equifax—online, over the phone or by mail.| www.experian.com
Follow these steps to temporarily lift a security freeze with all three credit bureaus. Learn when it makes sense to lift a security freeze.| www.experian.com
Get your free credit report and score, with tools to help you understand and improve your credit.| www.experian.com
Find the best credit cards for you with Experian. Sign up for free and see relevant credit card offers matched to your credit score and credit profile.| www.experian.com
The Fair Credit Billing Act (FCBA) limits consumers’ liability, protects consumers from unfair billing practices and allows for billing error disputes.| www.experian.com
Learn how a VPN can secure and protect your online activity, the benefits and drawbacks to consider and how to get a VPN.| www.experian.com
Many of the latest scams in 2025 combine new tech with existing tactics. Here’s what to look out for and steps you can take to protect yourself from scams.| www.experian.com
Learn how to freeze your credit online with all three credit bureaus. Review what information you need to freeze your credit and how to unfreeze your credit.| www.experian.com
To get help with your medical bills start by closely reviewing your itemized bill, looking for medical repayment plans or financial assistance programs.| www.experian.com
Your medical history is not part of a credit report, but past-due medical debts can affect your credit reports if a medical bill is left unpaid. Learn more.| www.experian.com
Before you agree to a debt settlement, consider the risks, including damage to your credit and tax implications.| www.experian.com
Learn how a credit counselor can provide guidance on how to manage your finances, whether that’s getting out of debt or improving your credit.| www.experian.com
Learn what collateral is and how it factors into certain types of loans, like a mortgage, home equity loan, auto loan and secured personal loans.| www.experian.com
If you don’t pay a deficiency balance, your debt may go to collections and you may face a lawsuit. Here’s how to handle a deficiency balance.| www.experian.com
The negative credit effects of a vehicle repossession can include late payments, default, collections activity and court judgments. Learn more.| www.experian.com
Refinancing a car loan can help you save money by lowering your interest rate. Follow these steps on how to refinance an auto loan.| www.experian.com
You may be able to avoid car repossession by taking certain steps before things get to that point. Learn more about the process and how to avoid it.| www.experian.com
Missing payments on a car loan can cause a lender to repossess your vehicle. An alternative, voluntary surrender, may be preferable. Read on to learn more.| www.experian.com
You can rebuild credit by following these best practices, like reviewing your credit report, paying bills on time and paying off debt.| www.experian.com
Learn how to get a car loan after a repossession, your options and how to improve your chances of getting an auto loan after repossession.| www.experian.com
A medical billing advocate can help you negotiate discounts, find billing errors and create a payment plan you can afford.| www.experian.com
The federal government provides SNAP to help low-income families dealing with food insecurity. Here’s who qualifies for SNAP and how to apply.| www.experian.com
The Section 8 program helps qualifying individuals with housing assistance. Find out how it works, the requirements, how to apply, and what to do after.| www.experian.com
Budget billing makes monthly utility bills more predictable by allowing you to pay a set amount each month. Here are the pros and cons.| www.experian.com
Learn what an FHA loan is, how it works and the FHA loan requirements. Review the pros and cons of this type of mortgage and steps to apply for an FHA loan.| www.experian.com
Review tips on how to save money on groceries, including shopping sales, using coupons and buying generic brands. Also learn why grocery prices are so high.| www.experian.com
If you’re looking for help with your credit and finances, a credit counselor or one of these many financial assistance programs could help.| www.experian.com
Credit invisibles can create an Experian credit report for free by using the Experian Go™ program via the Experian app. Here’s how to get started.| www.experian.com
A growing number of employers offer student loan repayment assistance as a company benefit. Here’s how it works and some companies that offer it.| www.experian.com
Low-income families can get free financial assistance from the government for food costs, housing, education and more with the programs.| www.experian.com
Today’s financial wellness benefits include emergency savings accounts, student loan repayment, help paying for college or buying a home, free financial planning and more. Here are 11 financial perks your employer may offer to boost your financial health.| www.experian.com
Experian Boost has worked for many people since launching. See how many have used it and saw an improvement, whether it's worth it and how to sign up.| www.experian.com
Before you sign up for a multilevel marketing business, consider the risk of credit card debt.| www.experian.com
Experian analyzed U.S. consumers’ average monthly debt payments for credit cards, mortgages and auto loans and found monthly payments are increasing.| www.experian.com
Experian analyzed the number of home equity loan originations in the U.S. and found they’re increasingly popular. Here are our findings.| www.experian.com
YNAB is a popular budgeting app that assigns each dollar you earn a job. After a free trial YNAB charges a fee. Find out if this budgeting app is for you in our review.| www.experian.com
Find out what zero-based budgeting is and how it works, plus the pros and cons of using this system and alternative ways to manage your money.| www.experian.com
Here’s how the 50/30/20 rule can help you budget by dividing your after-tax income into needs, wants, and savings and debt payoff.| www.experian.com
Here’s a complete guide on how to use credit cards, from using your card responsibly and maximizing benefits to how credit cards impact your credit.| www.experian.com
Learn simple ways to track your expenses, manage your budget and take control of your expenses. These tips can help you stay on top of your spending.| www.experian.com
SMART goals are Specific, Measurable, Achievable, Realistic and Timely. Here’s how to create SMART financial goals.| www.experian.com
Calculating self-employment income is an important step during a credit card, mortgage or loan application. Here’s how to accurately do the math.| www.experian.com
Learn how to budget using multiple accounts and the benefits of multiple savings and checking accounts, plus how to manage your bank accounts.| www.experian.com
