Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts.| Nacha
The number of payments and value conducted on the ACH Network.| Nacha
This project team creates educational materials, resources and tools to enable the industry to fight financial fraud.| Nacha
Nacha's Payments Innovation Alliance, a membership program bringing together diverse global stakeholders seeking to transform the payments industry, has updated tools to educate the public and financial institutions about the prevalence of elder financial exploitation and how to assist account holders who may have been targeted.| Nacha
Summary The effective date of recently adopted rules language requiring an RDFI to notify the ODFI of the status of a request for return within 10 banking days has been extended by 6 months to April 1, 2025. In addition, two upcoming rules have effective dates of Friday, June 19, 2026. As this is a federal holiday, the practical effective date for these two rules will be the next banking day – Monday, June 22, 2026. Discussion Expanding the ODFI Request for Return| Nacha
The WEB Debit Account Validation Rule became effective March 19, 2021. The rule was originally approved by Nacha members in November 2018 to become effective January 1, 2020.| Nacha
A lot has changed since 1974, and so has ACH. The ACH Network continues to grow and provide greater services to consumers and businesses.| Nacha
Direct Deposits and Direct Payments are the smart and convenient way businesses, individuals, and government entities safely send and receive payments. Also known as direct debit, EFT, electronic bank transfer and eCheck, these types of payments move on the ACH Network – a payment system that reaches all U.S. bank and credit union accounts – and give both the sending and receiving parties the confidence that funds will be accurately and securely delivered on time.| Nacha
