Michael T. Owyang is an economist and senior economic policy advisor. His current research agenda is built around applications of Bayesian econometrics.| www.stlouisfed.org
The share of Americans late on credit card payments and the share of debt that’s past due continue rising widely, but growth in delinquency rates has slowed since early 2024.| www.stlouisfed.org
As part of the Federal Reserve System, the St. Louis Fed works to promote a healthy economy and financial stability.| www.stlouisfed.org
Our economists expand the frontier of knowledge.| www.stlouisfed.org
This summary of current economic conditions is based on anecdotal information and reports gathered from key contacts in the St. Louis Fed’s Eighth District. It publishes eight times per year.| www.stlouisfed.org
Learn about paid, full-time positions working directly with our economists.| www.stlouisfed.org
We provide paid internships for undergraduate and graduate students.| www.stlouisfed.org
Innovative thinking: Our economists conduct world-class research, and our signature events connect experts from around the world. We cultivate a collegial environment and engage students early in their economics careers.| www.stlouisfed.org
In this episode, Tulane University professor Gary Hoover and the St. Louis Fed’s Scott Wolla discuss the importance of making economics real and relevant for students.| www.stlouisfed.org
Julian Kozlowski is an economist and senior economic policy advisor. Most of his research focuses on macro-financial topics.| www.stlouisfed.org
Christian Zimmermann is assistant vice president of Research Information Services.| www.stlouisfed.org
To mitigate the health and economic fallout from the pandemic, governments worldwide engaged in massive fiscal support programs.| www.stlouisfed.org
COVID-19 spurred a wave of retirements. Though the effects of the pandemic have subsided, the number of retirees remains well above what would have been expected from socioeconomic trends.| www.stlouisfed.org
The Federal Reserve typically generates excess earnings, which it remits to the U.S. Treasury. But what happens when the Fed’s costs exceed its income? A blog post explains.| www.stlouisfed.org
Research associates collect and interpret data, co-author published articles, and work directly with our economists. Meet our current research associates.| www.stlouisfed.org
Because of local variations in inflation and nominal wage growth, regional real wage gains can differ, according to an analysis of the largest U.S. cities.| www.stlouisfed.org
Learn about the St. Louis Fed teams responsible for bringing you FRED, the FRASER digital library, and other free economic data and history tools.| www.stlouisfed.org
St. Louis Fed publications and blogs cover topics including the economy, financial institutions and community development.| www.stlouisfed.org
This analysis looks at how the 2021-22 inflation shock affected households based on their exposure to nominal assets and nominal liabilities.| www.stlouisfed.org
Charles S. Gascon is an economist and research officer. He analyzes economic conditions nationally and in the Eighth Federal Reserve District.| www.stlouisfed.org
While rent-control policies can mean more affordable housing for some, research shows they can also lead to a decline in the supply and quality of rental housing.| www.stlouisfed.org