Can AVS Insulate You From Liability for Chargebacks?
Can using AVS help you dodge liability for invalid chargebacks? Is evidence that you tried to prevent fraud a good enough defense for representment?| Chargebacks911
Chargebacks911 How to Prevent Bank Fraud Tips & Best Practices to Help You Prevent Bank Fraud Before it Happens As they say, “the best defense is a good offense.” Instead of waiting for fraudsters to strike, you need to be proactive. Read More This post How to Prevent Bank Fraud appeared first on Chargebacks911| Chargebacks911
Chargebacks911 Responding to Bank Fraud A Step-by-Step Guide to Responding to Bank Fraud Incidents No matter how robust your defenses are, there’s always a chance that a determined fraudster — or even an organized fraud ring — will find a way through. Read More This post Responding to Bank Fraud appeared first on Chargebacks911| Chargebacks911
Chargebacks911 How to Identify Bank Fraud Important Indicators That Will Help You Identify Bank Fraud Verifying the party on the other end of a digital transaction is tricky for a lot of different reasons. Not least because you can’t physically see or interact with the other person. Read More This post How to Identify Bank Fraud appeared first on Chargebacks911| Chargebacks911
Chargebacks911 Bank Fraud Examples Examples of Bank Fraud That Help Illustrate the Scale of the Threat Bank fraud can sometimes feel like a hypothetical or an abstract threat. But for the businesses that have been targeted, the consequences are all too real. Read More This post Bank Fraud Examples appeared first on Chargebacks911| Chargebacks911
Chargebacks911 How to Prevent Return Fraud Our Tops Tips to Prevent Return Fraud Attacks Although detection is a useful defensive maneuver, you can’t stop return fraudsters by looking for red flags alone. Instead, you’ll have to actively invest in smart technology, Read More This post How to Prevent Return Fraud appeared first on Chargebacks911| Chargebacks911
Chargebacks911 How to Identify Return Fraud How to Identify Return Fraud: Tips & Best Practices to Protect Your Business Most return requests you receive will be legitimate. So, it can be easy to simply miss the fraudulent ones, let alone distinguish them from the real deal. Read More This post How to Identify Return Fraud appeared first on Chargebacks911| Chargebacks911
Chargebacks911 Return Fraud Examples Return Fraud Examples: Real High-Profile Cases to Help Illustrate the Problem Tactics and statistics tell part of the story, but things probably still feel a bit abstract. So, what does return fraud actually look like on a day-to-day basis? Read More This post Return Fraud Examples appeared first on Chargebacks911| Chargebacks911
Chargebacks911 AVS Implementation A Merchant’s Guide to Integrating AVS at Checkout You might assume that implementing AVS involves tons of technical headaches. But, it’s often as simple as flipping a switch in your payment gateway settings. Whether you’re a small-scale seller or an enterprise-level eCommerce merchant, Read More This post AVS Implementation appeared first on Chargebacks911| Chargebacks911
Chargebacks911 Bank Fraud Statistics & Financial Impact Bank Fraud Stats Showing the True Impact of Financial Crime Bank fraudsters inflict staggering financial damage across the financial sector. According to Alloy’s 2024 State of Fraud Benchmark Report, 57% of financial institutions lost more than $500,000 to fraud in 2023. Read More This post Bank Fraud Statistics & Financial Impact appeared first on Chargebacks911| Chargebacks911
Can using AVS help you dodge liability for invalid chargebacks? Is evidence that you tried to prevent fraud a good enough defense for representment?| Chargebacks911
Shopping has changed; the chargeback system hasn’t. Does that matter? Just how bad IS the fraud problem? Here's a list of facts to provide the answer.| Chargebacks911
User verification method in which a user must supply multiple pieces/types of identity-confirming evidence before being able to access certain areas on a site.| Chargebacks911
An estimated 90% of cyberattacks begin with a phishing attempt. Here’s what you need to know about these attacks and how you can protect yourself.| Chargebacks911
Preventing phishing scams requires a comprehensive approach. You’ll need to layer together fraud awareness training, technology, and secure internal policies.| Chargebacks911
Many of the most common gift card fraud scams involve some form of impersonation or deception — government officials and tech support staff are common roles.| Chargebacks911
Chargebacks911 is the original chargeback management company with solutions to prevent chargebacks before they happen and fight chargebacks once they do.| Chargebacks911
Here’s a closer look at the financial impact of account takeover fraud and how this type of fraud harms merchants, banks, and cardholders.| Chargebacks911
Visa updates its merchant rules and fees twice every year. Here’s what the latest changes, announced in April 2025, mean for you.| Chargebacks911
PayPal has their own dispute management platform. Of course, this means the company has their own PayPal chargeback time limits and rules to consider, too.| Chargebacks911
This article will explain what PayPal account limitations are and how to remove them. We’ll also provide 5 tips to avoid this issue in the future.| Chargebacks911
Seller Protection program can help cover merchants in the event of a dispute. Is this eBay chargeback protection enough to protect merchants, though?| Chargebacks911
Manual fraud reviews remain a necessary and important piece of the anti-fraud puzzle. Why, though? What does manual review entail and how is it used?| Chargebacks911
How do fraud detection false positives happen? Can false positives be prevented, ensuring you don’t accidentally reject good buyers?| Chargebacks911
Not all chargeback management strategies are the same. Your business deserves the best. Learn how our unparalleled solution provides unprecedented results.| Chargebacks911
Return fraud is big business. It involves consumers or fraudsters stealing from merchants by attempting to “return” used, stolen, or inferior merchandise for a full refund or store credit.| Chargebacks911
This article will explain everything you need to know about liveness detection, including what it is, how it works, and what it can (and can’t) do for you.| Chargebacks911
Chargebacks caused by card-not-present fraud can quickly eat into your bottom line. Fight back! Experts have identified 20 red flags that may be signs of credit card fraud attempts. From obviously suspicious behavior to insider tricks, Merchants need to know and recognize these potential red-flag events and understand which actions to take to reduce CNP fraud.| Chargebacks911
In this post, we’ll take a closer look at false declines. We'll see how you can avoid them to help boost authorization. With this information, you can increase revenue and build better relationships with shoppers.| Chargebacks911
Chargebacks were meant to protect cardholders against fraud. What happens when they commit chargeback fraud, though? Here's the ultimate guide for 2025.| Chargebacks911
Card not present fraud wreaks havoc with online merchants. How well do you understand this threat, and how can you reduce your company’s risk?| Chargebacks911
The volume of cardholder information floating around in the ether means that credit card fraud prevention is more essential than ever. If we don’t devote serious resources to this problem, total losses will easily surpass $100 billion this year.| Chargebacks911
Clean fraud occurs when criminals use both stolen credit card data & cardholders' personal data, making purchases by impersonating the real cardholder.| Chargebacks911
Here’s what to know about digital footprint analysis, including how it works, what data points to consider, and potential risks and shortcomings to consider.| Chargebacks911
The Visa Acquirer Monitoring Program (VAMP) mitigates risk and enforces compliance among banks and merchants by monitoring their chargeback performance.| Chargebacks911
We examine how link analysis works, provide examples of link analysis in action, and dive into why this should be part of a broader fraud detection strategy.| Chargebacks911
In this article, we'll take a close look at payment capture: what it is, how it works, and how to use this process to your advantage.| Chargebacks911
In this post we explore how the modern point of sale (POS) system works and how you should go about picking one.| Chargebacks911
After years of testing and speculation, we may soon see payment cards with dynamic CVV codes—a technology called dCVV2—hit the global market. Taking a step toward dynamic codes, though, represents a major change for card networks and issuers. So, what is a dynamic CVV code, and how might this impact eCommerce in the mid- to long-term?| Chargebacks911
Compelling evidence is used by merchants to prove that a chargeback filed against them is invalid and should be overturned. Does it work?| Chargebacks911
An above-average chargeback rate for either Visa or Mastercard can devastate your bottom line. But what’s considered “average,” and why does it matter? Also, what can you do to keep your chargeback rate in the safe zone?| Chargebacks911
Don’t miss these comprehensive detection and prevention strategies!| Chargebacks911
A chargeback blacklist is used to block certain customers based on previous fraudulent actions. It sounds like a great idea, but does it work? Are blacklists truly effective? Or are they costing you more than you’re saving?| Chargebacks911
Scams involving PayPal are on the rise. Here’s what to look out for and how to keep your account safe.| Chargebacks911
A PayPal refund scam (also known as an “overpayment scam”) is a crafty, yet simple form of wire fraud. Here's how they work and how to protect yourself.| Chargebacks911
Unhappy with an item you've bought online? PayPal may reimburse you. Just be sure to read the fine print: PayPal Purchase Protection only works in some cases.| Chargebacks911
PayPal is a widely-used, simple, and straightforward approach to accept payments, especially for smaller businesses and sole proprietorships. However, what happens when you receive a PayPal chargeback? Are there PayPal chargeback fees, how much are they, and are you expected to pay them?| Chargebacks911
This article will explore the eBay Resolution Center: how and when to file disputes, and how sellers should be prepared to fight back.| Chargebacks911
Fraud scoring can help you make smart choices about whether to accept or reject orders. Let's weigh the pros and cons of using this key fraud prevention tool.| Chargebacks911
In this post, we’ll discuss how fraud detection machine learning technology works. We’ll outline the benefits, and show you when it will—and won't—stop fraud.| Chargebacks911
Device fingerprinting gives you the ability to block devices associated with known bad actors. You can also pinpoint suspicious activity that could suggest fraud, and block those transactions. Let’s examine how this works, and also see how effective device fingerprinting is at stopping eCommerce fraud.| Chargebacks911
Welcome to Chargebacks 101! We’re look ingat what merchants & consumers need to know about chargebacks — what they are, how they work, and when to use one.| Chargebacks911
Address Verification Service can help merchants reduce the risk of fraud and chargebacks, but it’s not a comprehensive solution. What are the upsides to using AVS? What are some of the challenges that make it less effective?| Chargebacks911
$3.1 trillion worth of funds were laundered around the world in 2023. Transaction monitoring software could be the solution to counter this growing threat.| Chargebacks911
Mastercard SecureCode serves as an extra layer of protection designed to defend cardholders—and merchants—against the growing threat of fraudulent activity.| Chargebacks911
Not all chargebacks are due to criminals. Let’s examine a chargeback abuse practice known as friendly fraud–why it happens, and what you can do to stop it.| Chargebacks911
What does fraud detection entail? Who are the best service providers of 2025, and how do you find the right tools to fit your specific needs? Let’s find out.| Chargebacks911
As “Dating Sunday” — the first Sunday of January and the busiest day of the year for dating apps — approaches, fraud experts at Chargebacks911 are issuing an| Chargebacks911
What are credit card authorization codes? How do they work? We’ll run down a list of standard credit card approval codes, and explain how to use them properly.| Chargebacks911
It’s an extra layer of fraud protection for consumers AND merchants.| Chargebacks911
Are you ready for the biometric revolution?| Chargebacks911
AI fraud detection technology: how it works, and why sellers could benefit from investing in AI for fraud prevention purposes.| Chargebacks911
With an eCommerce transaction, 3-D Secure technology works like an online PIN code. It can protect against criminal fraud attacks, but equally important, it protects you from liability due to fraud and other losses. Despite concerns about increased friction, every merchant should deploy 3-D Secure at checkout.| Chargebacks911
A merchant guide to recovering revenue through chargeback representment. We explain how it works, and show you how to increase your chances of winning.| Chargebacks911
Learn why chargeback prevention is such an important issue. We cover types of chargebacks, available tools, and tips for creating a custom strategy.| Chargebacks911
Chargeback reason codes were created to standardize the list of acceptable reasons why a bank may file a credit card chargeback or debit chargeback on their customer’s behalf. Check out the definitive guide to all Visa, Mastercard, Amex, and Discover chargeback codes and get the info you need to protect your revenue.| Chargebacks911
Chargeback management is crucial for eCommerce merchants. In this post, we offer prevention tip, and compare in-house management against outsourcing to pros.| Chargebacks911
Proxy piercing lets you fight back against fraud. In this post, we’ll talk about proxies, plus look at the role proxy piercing plays in fraud management.| Chargebacks911
Mass phishing schemes trap thousands of consumers each year. In this post, we look at the impact that phishing has on merchants and consumers.| Chargebacks911
How can you tell a PayPal email scam from an official message? Better yet, how can you prevent PayPal email scams altogether? Let’s find out.| Chargebacks911
Geolocation can help you prevent fraud attacks and recover more revenue... if deployed correctly. Here are some strategies to help you master the tool.| Chargebacks911
We’re looking at the top ten fraud detection tools you need to have, plus some of the top service providers for online fraud detection in 2025.| Chargebacks911
This article will explain everything you need to know about ECI indicators, including what they are, when you’ll see them, and what they mean.| Chargebacks911
Card verification values — colloquially known as the numbers on the back of the card — are used to deter fraud. But how effective are they?| Chargebacks911
Chargeback Time Limits require cardholders, banks, and merchants to respond to different aspects of chargeback disputes within days of receiving requests. Restricting the response time provides a benefit, but it can also make the process more stressful. That's bad enough, but now certain changes within the industry have reduced those time frames even further in some cases ... and the changes are not always consistent.| Chargebacks911
Have you ever received an email from a trusted source that felt a little pushy? Here's what sets clone phishing apart and how to spot it before it's too late.| Chargebacks911
High-risk merchant accounts allow risky business ventures to take credit/debit card payments from customers...but merchants need to read the fine print: this service comes at a price. For industries with inherent risk, it might be ok: merchants are willing to pay more because of the potential profits. But how do you find a provider you can trust? In this article, we explain the when, why, and how of finding a high-risk provider.| Chargebacks911
The Visa Dispute Monitoring Program, or VDMP, gives Visa a way to keep tabs on chargeback activity at the merchant level. Visa uses the VDMP as a way to audit merchant outlets, identify any business generating an excessive number of disputes, and take action to address the situation.| Chargebacks911
