Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity protection, auto loans, retirement, credit reports, and so much more.| Bankrate
The world’s wealthiest people have a few things in common, but one of the most prominent is that the 10 richest have more than $100 billion to their name.| Bankrate
Jess is a personal finance writer who's been creating online content since 2009. Before transitioning to full-time freelance writing, Jess was on the editorial team at Investopedia and The Balance.| Bankrate
Chris Jennings is an editor for Bankrate’s Home Lending team. He has been writing and editing about mortgages and personal finance since 2016.| Bankrate
Find current real estate industry data and expert analysis of the housing marketplace.| Bankrate
Use our free mortgage calculator to estimate your monthly mortgage payments. Account for interest rates and break down payments in an easy to use amortization schedule.| Bankrate
As you compare Roth vs. traditional IRAs, know that it isn’t an either-or decision. Both can be used to increase retirement savings.| Bankrate
Financial advisors can assist with many aspects of your financial life. Bankrate evaluated dozens of firms and identified the best to consider for your wealth management and planning needs.| Bankrate
SIMPLE IRAs are a great option for small businesses in search of a straightforward and inexpensive retirement plan. Here's how a SIMPLE IRA works.| Bankrate
Smart asset allocation involves creating a portfolio that optimizes your long-term return and minimizes your risks while you achieve it.| Bankrate
Tax-loss harvesting gives you an opportunity to score a tax break on a poor investment and offset other taxable gains.| Bankrate
If you're in the market for a robo-advisor, read our reviews to help determine which robo-advisor is for you.| Bankrate
Wealthfront ranks among the best robo-advisors, offering sophisticated portfolio management, a top cash management account and some of the most useful planning tools. Wealthfront scores big in all major areas – then somehow does it all at low cost, too.| Bankrate
You might initially think of broker Charles Schwab only as an option for “do-it-yourself” investors, but the dean of discount offers up a highly competent robo-advisor, too: Schwab Intelligent Portfolios.| Bankrate
M1 Finance straddles the line between broker and robo-advisor, between letting you run wild and giving you basic tools and portfolios that can guide you. It’s in a strange limbo, but those who fit the mix of features offered at M1 Finance may find it especially useful and won’t be able to imagine going elsewhere.| Bankrate
Portfolio rebalancing acts as a tune-up for your investments. It ensures your risk tolerance aligns with your long-term financial goals.| Bankrate
A good budgeting app can help you better manage your finances by showing how your money is spent and where it can be saved.| Bankrate
Investors like gold for many reasons, and it has attributes that make the commodity a good counterpoint to traditional securities such as stocks and bonds.| Bankrate
When inflation is high, it’s good to reassess your investment portfolio to hedge against the possibility of surging prices. Bankrate can help guide you through managing investments during inflation.| Bankrate
Hope for inflation relief is quickly fading, as supply chains remain mangled, labor markets grow increasingly tighter and prices keep ratcheting higher, so much that they rose in January to levels not seen since February 1982. The conflict between Russia and Ukraine could have secondary effects that drive up prices on energy, oil, raw materials and other commodities even more.| Bankrate
Fed officials back in September expected that they’d lift interest rates one more time. Will they be able to follow through?| Bankrate
Using Bankrate's student loan calculator can help you create a student loan repayment strategy that’s right for you.| Bankrate
While it was originally set up as a way to pay for the spiraling costs of college, a 529 plan can be used to pay off student loan debt.| Bankrate
Wondering how to fund your child's education? A 529 college savings plan is a great way to help your family cut down on student loan costs.| Bankrate
Wondering how to find a financial advisor? Bankrate can help you choose the financial advisor that will help you reach your investment goals.| Bankrate
A 529 plan is an education savings plan that allows you to save for qualified education expenses. It allows contributions to grow tax-deferred, and any money may be withdrawn tax-free if used for qualified education expenses at eligible institutions. Here's how to pick the best 529 plans.| Bankrate
Learn what you need to know about the contribution limits for 529 education plans, including state caps and tax implications.| Bankrate
Trading stocks involves a lot of hard work and extensive research. Bankrate's guide can help you trade stocks with confidence.| Bankrate
Learn about Bank of America’s invite-only incentive program that can help you save and boost your credit card rewards.| Bankrate
Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity protection, autos, retirement, credit reports, and so much more.| Bankrate
While identifying these investment trends in advance is difficult, tuning out the noise can reveal what's to come, possibly resulting in significant gains. Here we highlight five of the most popular trends right now that show tremendous potential for growth.| Bankrate
Net income is a measure of how much money a person or business makes after accounting for all costs. Here's what you need to know.| Bankrate
One way to start investing in real estate without the need for a large chunk of capital is to buy shares of a real estate investment trust, or REIT.| Bankrate
When you’re selling your home, professional staging can help it look its best. But how much does it cost, and is it worth the price?| Bankrate
Careless impulse buying can quickly lead to credit card debt. Understand the common triggers and form safe spending habits.| Bankrate
Is it a good time to sell a house? Interest rates, prices, inventory and a potential recession are all factors to bear in mind.| Bankrate
Here are some of the best no-fee mortgage lenders in 2025.| Bankrate
Bankrate tracks the CA home insurance market as providers limit coverage.| Bankrate
New Bankrate data reveals the gap between rental costs and mortgage payments has widened in 38 metros compared to last year.| Bankrate
Fixing up a home in bad shape is not as easy as it seems on TV. Here are a few tips to consider if you're planning to buy a fixer-upper.| Bankrate
Seven out of 10 Americans say they would buy their current home again, however, the ongoing costs of homeownership come as a surprise to some.| Bankrate
Even in a seller’s market, you can position your home to bring in the best price possible. Here are 10 home-selling tips to try.| Bankrate
Comps are a key tool used to determine a home’s value. Here’s how to find real estate comps for your house, or a house you're looking to buy.| Bankrate
The housing market’s astronomical gains the past few years made increasing your home’s value relatively easy.| Bankrate
A home's fair market value, or the price open-market buyers would be willing to pay, is an important factor in real estate.| Bankrate
Whether you’re selling or buying a home, a CMA helps give you a feel for the fair market value of the property.| Bankrate
Determining home value is an inexact science. Online valuation tools can help you get the whole pricing picture.| Bankrate
Here are 8 easy ways to increase your home's value: renovation and improvement projects that provide the most bang for your buck.| Bankrate
The process of buying a home can take about four months, and potentially longer if you’re moving to an area you’re unfamiliar with.| Bankrate
The real estate market can be hard to navigate. Here are 12 of the most crucial questions to ask a Realtor when buying a house.| Bankrate
Ready to become a first-time homebuyer? Know what to expect with this checklist to guide you through the homebuying journey.| Bankrate
The cost of living adjustment, or COLA, is a key concept to know for understanding Social Security benefits and how they rise over time.| Bankrate
How do interest rates affect home prices? And how are rising interest rates impacting the housing market today? Find out more here.| Bankrate
Even major Lone Star State cities like Dallas, Austin and Houston have a surprisingly affordable cost of living.| Bankrate
Florida’s beaches and sunshine have lured plenty of new residents since the pandemic, which helps to keep living costs high.| Bankrate
Home prices in San Francisco are on the decline, but don’t let that fool you — they’re still extremely high.| Bankrate
We used five primary categories to determine our Best Places to Live lists, this methodology explains the data and where it came from.| Bankrate
A rug pull is a type of crypto scam where the developer absconds with investor funds either abruptly or slowly, often before the project is completed as described.| Bankrate
This guideline for investors helps determine the amount you’d have to charge in rent in order to turn a profit.| Bankrate
The mortgage interest deduction can be complicated. Here’s what interest qualifies for the deduction and how you can benefit.| Bankrate
Consumers have a variety of ways to invest in real estate, including many options beyond just becoming a landlord. Here's what to know.| Bankrate
When the time comes to purchase your next car, you must consider the full cost of vehicle ownership — trips to the mechanic included.| Bankrate
A new Bankrate survey found that about half of buy now pay later users have experienced issues, with Gen Z users most likely to run into them.| Bankrate
High-income individuals that can't contribute directly to a Roth IRA can contribute using a backdoor option. Learn from Bankrate about the benefits of using a backdoor Roth IRA.| Bankrate
The Roth 401(k) and the traditional 401(k) each offer a different type of tax advantage, and choosing the right plan is one of the biggest questions workers have about their 401(k).| Bankrate
The SECURE Act 2.0 became law in the last days of 2022, and the act provides new assistance for retirement savers, small businesses and many others.| Bankrate
A Roth IRA is one of the most popular ways for individuals to save for retirement, and it offers some big tax advantages.| Bankrate
If you’re leaving your job for a new employer, it’s important to address rolling over your 401(k). The wrong decision could cost you.| Bankrate
Hardship withdrawals allow the owner of a 401(k) or similar retirement plan to withdraw money from the account to meet a dire financial need.| Bankrate
Bankrate provides a free 401(k) calculator to help retirement savers calculate their 401(k) portfolio's growth and earnings.| Bankrate
A Roth IRA offers many benefits to retirement savers. The Roth IRA allows workers to contribute to a tax-advantaged account, let the money grow tax-free and never pay taxes again on withdrawals.| Bankrate
Retirement planning can be an overwhelming endeavor, but it’s vitally important to ensure that your financial needs are met once you’re no longer working. Here’s what you need to know about retirement planning.| Bankrate
In certain hardship situations, the IRS lets you take withdrawals before age 59 1/2 without a penalty. Bankrate has what you need to know.| Bankrate
A required minimum distribution, or RMD, is a specific amount of money that must be withdrawn from some retirement plans the year after you turn 72. After decades of contributing to your retirement plan, you might be approaching the time to start taking money out of it. Some retirement accounts have required minimum distributions.| Bankrate
Annuities are designed to provide a steady stream of income during retirement, though they do have some drawbacks and can be notoriously complex.| Bankrate
Experts don’t recommend raiding your retirement plan for cash if you can avoid it, but you can tap your 401(k) plan through a 401(k) loan.| Bankrate
Social Security offers a monthly benefit check to many kinds of recipients. But the amount can differ depending on the type of recipient.| Bankrate
Make your retirement plan solid with tips, advice and tools on individual retirement accounts, 401k plans and more.| Bankrate
Compound interest is a powerful force for people who want to build their savings. That’s why understanding how it works — and how to harness it — is very important. Here's everything you need to know.| Bankrate
Need a savings account? Find and compare bank savings accounts at Bankrate.com.| Bankrate
Bankrate rate reviews the pros and cons of Shelter Insurance.| Bankrate
Your home is probably your biggest financial asset, and selling it can be daunting. Here's how to sell your house smoothly in 9 steps.| Bankrate
A professional home inspection tells you what condition the property is in — and what problems might be lurking.| Bankrate
Tulsa, OK Real Estate Agents and Realtors| Bankrate
The warm weather is ideal for doing home improvement activities al fresco.| Bankrate
The average cost of landscaping can range from a few hundreds to thousands of dollars, but there are ways to prune costs.| Bankrate
Here’s how to estimate what a new paint job will cost, and tips to save.| Bankrate
Troy Segal is a senior editor for Bankrate. She edits stories about mortgages and home equity, along with the finer financial points of owning and maintaining a home.| Bankrate
Thomas is a well-rounded financial professional, with over 20 years of experience in investments, corporate finance, and accounting. His investment experience includes oversight of a $4 billion portfolio for an insurance group. Varied finance and accounting work includes the preparation of financial statements and budgets, the development of multiyear financial forecasts, credit analyses, and the evaluation of capital budgeting proposals. In a consulting capacity, he has assisted individuals ...| Bankrate
Searching for home equity rates or advice? Bankrate.com offers advice on home equity loans and lines of credit.| Bankrate
The solo 401(k) might be the best retirement option for one-person businesses, because of how quickly you can amass money in the plan.| Bankrate
A SEP IRA is a tax-deferred retirement plan for anyone who is self-employed, owns a business, employs others, or earns freelance income. Here's everything you need to know.| Bankrate
Betterment is one of the largest independent robo-advisors, and its wealth of features shows why. It offers two service plans, one with all the core functions (investing and cash management, rebalancing, tax-loss harvesting) and one that takes it up a level with unlimited access to human advisors.| Bankrate
Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity protection, autos, retirement, credit reports, and so much more.| Bankrate
Bankrate principal writer and editor James F. Royal, Ph.D., covers investing and wealth management. His work has been cited by CNBC, the Washington Post, The New York Times and more.| Bankrate
Bankrate analyzed dozens of brokerage firms to help you find the best brokers for online stock trading. Here are our top picks due to their low costs, strong research and education offering as well as high-quality customer experience.| Bankrate
Warren Buffett has been thinking about inflation for a long time. With prices sharply on the rise, here are some of Buffett’s best suggestions to investors on how to combat inflation.| Bankrate
Mutual funds and ETFs can both offer many benefits for your portfolio, including instant diversification at a low cost.| Bankrate
Low-cost index funds are a great way for both beginning and advanced investors to invest in the stock market. Learn how to invest in index funds.| Bankrate
Here’s what you need to know about 529 plans and how to use them to achieve your future college savings goals for your children.| Bankrate
