Ten publicly traded companies currently have market caps of roughly $1 trillion or more. Here's what to know about the biggest mega-cap stocks.| Bankrate
When you start investing on your own, the world of investing may seem wide, often too wide. But you can simplify things with some time-tested strategies.| Bankrate
Dividend stocks are one of the most popular ways to invest. Among the strongest dividend payers are the stocks in the Standard & Poor’s 500 Index.| Bankrate
Brian Baker covered investing and retirement for Bankrate. He is a CFA Charterholder and previously worked in equity research at a buyside investment firm. Baker is passionate about helping people make sense of complicated financial topics so that they can better plan for their financial futures.| Bankrate
Sin stocks are shares of companies that operate in industries often considered unethical or immoral, such as alcohol, tobacco and gambling.| Bankrate
With literally thousands of ETFs to choose from, where does an investor start? Below are some of the best ETFs by category, including some highly specialized funds.| Bankrate
Dayana Yochim is a former Bankrate investing writer with more than 25 years of experience as a financial journalist. Her factory-installed settings (common sense, skepticism, good humor) help her guide readers by bringing clarity to the murky world of money management.| Bankrate
Small-cap stocks are trading at their largest discount to large-cap peers since the tech bubble. Is it time for investors to boost their small-cap exposure?| Bankrate
Nvidia’s stock has soared over the past decade. Here’s how much you’d have if you’d invested $1,000 in the chipmaker one, five or 10 years ago.| Bankrate
Although bear markets can be concerning, they also provide opportunities to investors if you know where to look.| Bankrate
The 4% Rule is the typical advice about how much a retiree should withdraw from their savings to live on each year.| Bankrate
Wire transfer fees can be expensive. Find out typical fees at major banks and some ways to send money for less.| Bankrate
Rebecca Betterton, a Certified Financial Education Instructor℠, is a writer for Bankrate who has been reporting on auto loans since 2021.| Bankrate
Bitcoin gets all the headlines when people talk about cryptocurrencies, but there are thousands of other options. Here's the top crypto by market cap.| Bankrate
Bitcoin's price has been on a rollercoaster ride since it first debuted in January 2009, but the long-term trajectory has been ever higher.| Bankrate
Explore our list of over 160 reviews to find the right credit card for your financial goals and lifestyle. All offers are provided by our partners.| Bankrate
Wildly influential social media marketing led to Americans impulsively spending $71 billion over the last year on products seen on social media.| Bankrate
Find out what a professional home inspector always looks for, and why.| Bankrate
An all-cash offer eliminates the need for financing, which can make you much more appealing to a seller. Here's what you need to know.| Bankrate
In any real estate transaction, property rights must be transferred from the seller to the buyer. That’s where a title company comes in.| Bankrate
If you own a house, you probably have an escrow (or impound) account with your lender. An escrow statement describes what's in that account.| Bankrate
Borrowers use the term "mortgage lender" to cover all parties involved in their loan, but often, the lender doesn't handle the whole process.| Bankrate
A closing statement itemizes all the buyer’s and seller’s costs in a real estate transaction, especially when a mortgage is involved.| Bankrate
A fixture in a home is a feature or item that is permanently attached or affixed to the property, either the house itself or the grounds.| Bankrate
Backing out of a signed contract possible, but it can have costly consequences. Here are tips on how to do it right.| Bankrate
The document that used to be called a settlement statement has evolved over time into what is now known as a closing disclosure.| Bankrate
Whether you’ve sold a home before or it’s your first rodeo, a knowledgeable listing agent can provide vital assistance.| Bankrate
Knowing a home's square footage helps you better assess its value, among other things. Learn how to calculate it correctly.| Bankrate
Buyer's remorse is common, even when the purchase you regret is as major as a home. Here's what causes it, and how to avoid it.| Bankrate
The 28/36 rule is a home-affordability guideline mortgage lenders often use to determine how big of a purchase you can reasonably afford.| Bankrate
With debt on the rise, how does buying a house you can’t afford impact you long-term? And will doing so make you house poor?| Bankrate
There's no one magic number. But your credit score plays a major part in qualifying for a mortgage, as well as the rate you'll get.| Bankrate
Should you buy a home? Or is it better to keep renting? Here are all the pros and cons of each, plus key questions to ask.| Bankrate
Instead of fixating on the perfect house, focus on finding a good neighborhood. Here's how to narrow down your options.| Bankrate
Buying a home is already expensive enough. Rising homeowners insurance rates are making matters worse for many would-be buyers.| Bankrate
If the country is headed toward a recession, how might that affect the housing market for buyers? Find out what the experts think.| Bankrate
Your credit score is an important part of your financial life. How can you check your credit score? And why is it important to do this?| Bankrate
Use this calculator to compute your personal debt-to-income ratio, a figure as important as your credit score which provides a snapshot of your overall financial health.| Bankrate
It’s critical to keep your credit utilization ratio low, but how low is often a mystery to consumers. Here's how the ratio works.| Bankrate
Cyber crooks hijacking escrow deposits from homebuyers is exploding. Here's how to detect a scam before you become a victim.| Bankrate
A professional home inspection is your chance to uncover any major problems before buying the home. Here's what to look for.| Bankrate
Contingencies allow one or both parties to legally back out of a real estate contract if certain specified conditions are not met.| Bankrate
Find current real estate industry data and expert analysis of the housing marketplace.| Bankrate
The gift tax imposes a tax on large presents of money or property. But few people owe gift taxes, thanks to the annual and lifetime exemptions.| Bankrate
If you leave behind assets when you die, your estate may owe taxes. But the exemption amount in 2025 is so large that most U.S. taxpayers don't have to worry.| Bankrate
Many buyers focus on the price of a home, but there are other costs as well. Seller concessions may help with covering these.| Bankrate
Which areas have the highest and lowest average closing costs? Find out the most and least expensive states in the U.S.| Bankrate
A mortgage origination fee is one of many fees a mortgage lender can charge for allowing you to finance your home purchase.| Bankrate
Before choosing a mortgage offer, shop around for lenders and compare rates. Comparing mortgage offers can save you thousands.| Bankrate
A loan estimate is a standard, three-page document from a lender containing details about a mortgage. Here’s what you need to know.| Bankrate
Down payment assistance programs can help you buy a home sooner. Here’s how to find one and what you’ll need to qualify.| Bankrate
When it comes to getting approved, your debt-to-income ratio for a mortgage matters. We explain why, and how to calculate your number.| Bankrate
A home down payment is the part of a home’s purchase price that you pay upfront. It does not come from a mortgage lender via a loan.| Bankrate
From terms to qualifications, here is everything you need to know about conventional loans — the most common type of mortgage.| Bankrate
Compare personalized mortgage and refinance rates today from our national marketplace of lenders to find the best current rate for your financial situation.| Bankrate
Use our free mortgage calculator to estimate your monthly mortgage payments. Account for interest rates and break down payments in an easy to use amortization schedule.| Bankrate
Working with a mortgage broker can have many benefits to help homebuyers find a loan. But there are caveats to working with them, too.| Bankrate
With a no-closing-cost refinance, you don’t have to pay closing costs upfront. But it could be more expensive long term.| Bankrate
As a first-time homebuyer, finding the right mortgage lender can be a bit overwhelming. Here's how to compare lenders.| Bankrate
It can be time-consuming and sometimes stressful to go through the mortgage loan origination process, so preparation is key.| Bankrate
Amortization is paying off a debt over time in equal installments. Part of each payment goes toward the loan principal, and part goes toward interest.| Bankrate
The rule of 55 can benefit workers with an employer-sponsored retirement account such as a 401(k) who are looking to retire early or need access to the funds if they’ve lost their job near the end of their career.| Bankrate
The 1968 Fair Housing Act prohibits discrimination in the housing industry, protecting those buying, selling, renting, financing or insuring homes.| Bankrate
A cash buyer can purchase your home outright, without the need for a mortgage loan. Here are the pros and cons of selling a house for cash.| Bankrate
In a bidding war for a house, an escalation clause, also known as an escalator clause, automatically raises your offer. Find out how they work and when to use one.| Bankrate
What makes a cash home offer better — or worse — than one from a buyer who is financing with a traditional mortgage?| Bankrate
Traditional wisdom says a down payment is 20 percent of a home’s price. But it’s possible to pay much less.| Bankrate
What’s the difference between being prequalified vs. preapproved for a mortgage? Bankrate explains how the status differs.| Bankrate
PITI on a mortgage stands for principal, interest, taxes and insurance, all of which help make up your monthly payment.| Bankrate
Owning a home costs over $21,000 a year in hidden expenses, according to a new Bankrate study. Here’s a breakdown of homeownership expenses across the U.S.| Bankrate
Counter-offers are a key part of a real estate transaction's negotiation process. Here’s what buyers and sellers need to know.| Bankrate
Get tips and advice on how to make the home selling process as smooth as possible.| Bankrate
As the name implies, a seller’s market favors sellers over buyers. Learn all the ins and outs of a seller’s market in real estate.| Bankrate
While it can be beneficial for a seller to do, a pre-listing inspection isn’t always necessary. Here’s what to know about this special type of home inspection.| Bankrate
Yes, you can sell your house faster online than you could with a real estate agent. But should you? Here are the pros and cons.| Bankrate
Want to sell your house without paying a Realtor? It's possible, but it's a whole lot of work. Here's everything you need to know.| Bankrate
When you’re selling your home, professional staging can help it look its best. But how much does it cost, and is it worth the price?| Bankrate
You may not pocket as much money as you think when you sell your home. Here are common costs that eat into home sellers' net proceeds.| Bankrate
A lot of paperwork is involved in a home sale beyond just the contract. Here's a checklist of all the documents sellers need.| Bankrate
The buyer may be the one footing the bill for the purchase of a home, but that doesn’t mean there aren’t any seller closing costs.| Bankrate
When you sell your home, you may be subject to a tax on the profits you make. Here's how capital gains tax on real estate works.| Bankrate
Price per square foot can be a useful comparison tool for helping to determine a home’s value. But it's a tricky concept.| Bankrate
Most real estate markets have an MLS, or Multiple Listing Service, that compiles the homes for sale in that area. Here’s everything you need to know.| Bankrate
The market has certainly been volatile. But prices remain at record levels, and experts agree that there will be no housing market crash.| Bankrate
Feeling the home-affordability crunch? Buying a condo can make you a homeowner for less. Here are pros, cons and tips.| Bankrate
How long should your house be on the market before you reduce the price? Here's how to tell, including signs your price may be too high.| Bankrate
Calculate how much house you can afford with our home affordability calculator. Factor in income, monthly debt and more to better understand your ideal loan amount.| Bankrate
Price reductions. Sparsely attended open houses. Homes languishing on the market. Why are prices now dropping in these formerly hot areas?| Bankrate
The real estate market can be hard to navigate. Here are 12 of the most crucial questions to ask a Realtor when buying a house.| Bankrate
Spring and summer are the traditional peak seasons for real estate. But you might get a better deal, with less competition, in winter.| Bankrate
Since February 2020, consumer prices have jumped 24.3 percent, a Bankrate analysis of Bureau of Labor Statistics data shows.| Bankrate
The housing market’s astronomical gains the past few years made increasing your home’s value relatively easy.| Bankrate
Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity protection, auto loans, retirement, credit reports, and so much more.| Bankrate
This real estate guideline helps flippers determine how much they can spend on a property and still make money.| Bankrate
Liz Weston is a CERTIFIED FINANCIAL PLANNER™, award-winning journalist and the author of five books about money, including the "The 10 Commandments of Money," "There Are No Dumb Questions About Money" and "Your Credit Score."| Bankrate
Andrea Coombes, a Bankrate editor, translates complex personal finance topics into understandable language that helps people live their best financial lives. She’s a CERTIFIED FINANCIAL PLANNER™ and over the past 25 years has worked as a financial coach, personal finance writer and editor and volunteer tax preparer. Her work has been published in The Wall Street Journal, USA Today, MarketWatch and many newspapers nationwide. She's been interviewed on local and national TV and radio, inclu...| Bankrate
Non-contingent offers are appealing to sellers, especially in a hot market. But is waiving the inspection contingency a good idea?| Bankrate
While you’ve likely heard the word, you still might be wondering: “What is mortgage escrow?” Here's what you need to know as a homebuyer.| Bankrate
They're more than just "agreements" — these legally binding contracts spell out the final terms of your real estate transaction.| Bankrate
Asking yourself, "Am I ready to buy a house?" Here are eight signs you're ready to stop renting and become a homeowner.| Bankrate