Discover how ScotPac quickly deployed a tailored 15-month invoice finance facility for Ideal Electrical—helping them regain cash flow control, satisfy new US shareholders, and fuel growth within just four weeks| ScotPac
New ScotPac SME Growth Index reveals rising wage and superannuation costs—driven by productivity constraints—are putting pressure on Australian SME cash flow and forcing businesses to rethink staffing strategies, including contractor hiring and outsourcing.| ScotPac
Recent research by ScotPac reveals that almost half of Australia’s small and medium-sized enterprises (SMEs) are having to rethink their staffing decisions in the wake of rising cost pressures. From 1 July 2025, millions of Australian workers received a pay increase, thanks to a 3.5% hike in the minimum wage. At the same time, the […]| ScotPac
Discover why sales and business development tools now lead innovation priorities for Australian SMEs, according to the latest ScotPac survey. Learn how tools, non‑bank lending, and SME sentiment are shaping small business growth| ScotPac
ScotPac provides business finance solutions for small and medium sized enterprises in various situations. Find out more about our working capital solutions.| ScotPac
More than half of Australia’s small-to-medium enterprises (SMEs) intend to fund new investments with a non-bank lender – a remarkable turnaround from just 7% in 2014. The level of non-bank lending demand to fund new SME investment surged to an all-time high of 55% in the first half of 2025, a 7% year-on-year increase. The […]| ScotPac
Practical strategies to help SMEs manage costs, improve cash flow and invest in growth with confidence in 2025/26.| ScotPac
Nearly half of Australia’s SMEs are rethinking staffing decisions to offset cost pressures from rising minimum wages and the super guarantee. Millions of Australian workers are in line for a pay rise from 1 July 2025 as the latest minimum wage increase of 3.5% takes effect. At the same time, the super guarantee will increase […]| ScotPac
Discover how heavy reliance on one key client or supplier can tip Australian SMEs into insolvency, with 25% at risk — ScotPac's latest SME Growth Index highlights looming failure threats amid rising costs and ATO pressure.| ScotPac
Several changes starting 1 July 2025 could affect your cash flow or force you to review your financing strategies. Are you prepared for them? Tax deductions for ATO interest charges After 1 July 2025, you can no longer claim an income tax deduction for the general interest charge (GIC) and the shortfall interest charge (SIC). […]| ScotPac
ScotPac announces the successful pricing of its $250 million asset-backed securitisation, enhancing funding capacity to support innovative financing solutions for SMEs.| ScotPac
Discover how proactive brokers and advisers are gaining loyalty from stretched SMEs. Explore strategies and insights from ScotPac to enhance SME support and satisfaction.| ScotPac