You Need A Budget (YNAB) vs. Mint - Which Budgeting App Is Better For You?
There are dozens of budgeting apps available today to help just about anyone get better control of their finances. Two of the most popular are Mint and| Best Wallet Hacks
There are dozens of budgeting apps available today to help just about anyone get better control of their finances. Two of the most popular are Mint and| Best Wallet Hacks
Ready to move on from Mint? We've reviewed the best Mint alternatives that could be a better fit for your money situation. Check them out today.| Best Wallet Hacks
Mint and EveryDollar have a lot in common, such as they both offer a free version. But they also have some big differences. Here's how they compare.| Best Wallet Hacks
QubeMoney review: QubeMoney a budgeting app that is based on the envelope system but truly prevents you from spending money that isn't in an envelope.| Best Wallet Hacks
You Need a Budget (YNAB) is a zero-based budgeting approach which means every dollar has a job and needs to be budgeted for, including savings. It is a| Best Wallet Hacks
How much money should you save each month? Find out how much money you need to save and how quickly you need to do it.| Best Wallet Hacks
Ever wonder if you're spending too much or too little on something? Curious what others are spending on it? We look at the BLS' data on consumer spending and breakdown the categories so you know what others are doing.| Best Wallet Hacks
Budgeting is the foundation of your finances. It's about control, security, and freedom. A budget isn't about restriction, even though it may seem like| Best Wallet Hacks
There are two kinds of people in the world: those who use spreadsheets to track their budget and those that don’t. :) I've been tracking our net worth for| Best Wallet Hacks
Are you considering buying life insurance but unsure how it works or what type you should buy? Here's what you need to know.| Best Wallet Hacks
Safe deposit boxes can be a valuable tool for keeping important items safe, but it's important to know exactly how safe deposit boxes work.| Best Wallet Hacks
Tracking your net worth can help you maintain that long term view by keeping your focus on your journey - not your current state.| Best Wallet Hacks
I collected comic books when I was younger. Well, collected is probably a misnomer. I read comic books as a child and I put them in plastic sleeves with| Best Wallet Hacks
Looking to move on from Quicken? There are plenty of Quicken alternatives with better options, features, and benefits - take a look.| Best Wallet Hacks
There are a million different budgeting apps and tools today but nothing beats the power and customization of a spreadsheet budget - see why!| Best Wallet Hacks
EveryDollar is one of the most well-known budgeting apps since it was built by financial guru Dave Ramsey. It relies on his money principles, known as the| Best Wallet Hacks
With the holidays coming up, you're probably thinking about what you might want to give that special someone. Or that special little someone. We share a| Best Wallet Hacks
CardPointers claims to be an app that can help you maximize your credit card rewards - is it worth $72 a year? The post CardPointers App Review 2025: Maximize Your Credit Card Rewards appeared first on Best Wallet Hacks.| Best Wallet Hacks
The Roth IRA is an amazing investment vehicle and one that the government limits if you make too much money - but fortunately there are ways around it. 😂| Best Wallet Hacks
Ever been asked for your total annual income? If you're unsure how to calculate your annual income for tax or other purposes, read on!| Best Wallet Hacks
Are you a high-income earner subject to the net investment income tax? If so, here are some ways to reduce the burden.| Best Wallet Hacks
When you sell your home, you can exclude $250,000 to $500,000 of the capital gains. Learn how I keep accurate records of improvements for home gain tax exclusion purposes.| Best Wallet Hacks
Qualified dividends are taxed at much lower rates than ordinary income. See what counts as a qualified dividend, current tax rates, and more.| Best Wallet Hacks
Explore the different income streams that millionaires use to build passive income and achieve financial independence. Our open discussion covers a range of options, from real estate investing to building a business, and provides insights into how to create your own passive income streams.| Best Wallet Hacks
As we near the end of the year, there are a few last minute tax moves you can make to save some money. Not every move on the list will fit your situation, or be right for you, but check it out to find out. It's time to keep more of your money!| Best Wallet Hacks
Do you know how many tax allowances you are allowed? When was the last time you filled out a Form W-4? If you were like me, and many other employees, you| Best Wallet Hacks
As I pass through my mid-forties, my approach to money is much different than what it was in my twenties. Here's how it's evolved and why I think that's a good thing.| Best Wallet Hacks
Second chance bank accounts are for those of us who don't qualify for a traditional checking account. Here are 6 great options available to you.| Best Wallet Hacks
Personal loans are one of the least talked about subjects in personal finance. It's tricky because it combines two of the stickier areas of life - debt| Best Wallet Hacks
The first credit card I ever got was an AT&T Universal Card because someone had a table outside Doherty Hall at Carnegie Mellon University, my alma| Best Wallet Hacks
We all start somewhere. I remember the day I had $1,000 and thought it would be a good idea to invest it in the stock market. I had a 401(k) and a Roth| Best Wallet Hacks
MoneyLion is a personal finance app offering cash advances, investing, and more. But it's not the only one. Here are 9 apps like MoneyLion.| Best Wallet Hacks
The Chase Sapphire Preferred card has a huge welcome bonus, 25% bump on Chase Ultimate Reward point spending on the portal, and a list of perks that offset it's modest annual fee. See why we just got one.| Best Wallet Hacks
Whole Foods gets a bad rap for being expensive. But you know what? It’s one of the best places to shop if you want quirky, health-conscious ingredients.| Best Wallet Hacks
Since 2014, we've had Southwest's Companion Pass. And I know I'll have it until the end of the year, 2024, because we re-qualified again last year. I'm| Best Wallet Hacks
If you shop on Amazon.com, you must know these legendary hacks for maximizing your Prime membership and saving the most on your purchases.| Best Wallet Hacks
Your real estate agent will walk you through how to make an offer on a house. But be sure to have your financing, good contingencies, and don't low ball.| Best Wallet Hacks
Credit Karma has been around for a long time and has consistently added a variety of services that may be useful in your day to day financial life. At its| Best Wallet Hacks
Not all the best personal finance courses charge a fee. Here's a list of both the best free and paid personal finance courses online today.| Best Wallet Hacks
Petal Visa credit cards can help you build credit without using a secured credit card. Learn more in this Petal 2 Visa credit card review.| Best Wallet Hacks
Just when you thought you understood credit scores, they go and change the game on you. Fair Isaac Corporation, the company behind the original FICO| Best Wallet Hacks
Your credit score is one of the most important numbers in your financial life. So much so, people try to get a "perfect" credit score of 850. Here's the| Best Wallet Hacks
Have trouble finding ideas for that birthday party you're planning? You're in luck. Here are 50 fun birthday party ideas for kids and adults.| Best Wallet Hacks
MaxMyInterest is a fintech app that connects to online banks to find you the highest savings APYs. Learn more in this MaxMyInterest review.| Best Wallet Hacks
Stash is a micro-savings and micro-investments app that provides users with access to investment accounts. Find out more in our Stash Review.| Best Wallet Hacks
Discover how you can get free stock from top brokerage companies. Our guide covers the best offers and promotions from online brokers and shows you how to claim your free shares or big cash offers for ACAT transfers.| Best Wallet Hacks
Acorns is a popular investing app, but it's far from the only one. Here are six more apps like Acorns. Learn more.| Best Wallet Hacks
M&T Bank Review: If you live in a service area of M&T Bank you're in luck. It's a full service bank with a great selection of accounts and low fees.| Best Wallet Hacks
PNC Bank (FDIC #6384) is a National Bank with over 2,300 locations spread out across the nation. If you look at PNC Bank's history, the bank traces its| Best Wallet Hacks
Too many hard credit inquiries can damage your credit score. Thankfully, there's a way to have some hard inquiries removed. Find out how.| Best Wallet Hacks
Cred.ai offers a credit card with features to help you build credit and manage spending. Find out how it stacks up in this cred.ai review.| Best Wallet Hacks
If you pay rent and aren't earning points, you should consider the Bilt Mastercard. It's a solid rewards credit card that gives you rewards points for paying your rent (without an extra fee) and can potentially build credit too.| Best Wallet Hacks
Credit builder loans help you build or repair your credit without going into debt. Here are the best credit builder loans available today.| Best Wallet Hacks
Lending money to family and friends can be hard. It's important to set clear expectations and not to lend so much that your relationship could be ruined.| Best Wallet Hacks
Have you ever heard the statistic that the majority of Americans couldn't cover a surprise $500 emergency expense? I don't know whether it's true but it| Best Wallet Hacks
When I graduated college, I had about $25,000 in student loan debt. The vast majority were low-interest Stafford Loans but I had a higher interest Perkins| Best Wallet Hacks
Do you know the difference between a tax credit and a tax deduction? If so, you may be in the minority compared to most Americans because one of the| Best Wallet Hacks
Your 401(k) and Roth IRA have different tax treatment and contribution levels. Here's a breakdown of each and when you should be contributing.| Best Wallet Hacks
Want to know how to get a bigger tax refund? Here are some ways to maximize your tax credits and deductions and keep more of your money.| Best Wallet Hacks
While there are a few scenarios that allow you to skip filing a return, it's usually a good idea to file even if you don't have to.| Best Wallet Hacks
I recently appealed my property tax assessment in a relatively easy appeals process in Maryland, saving me thousands of dollars in what amounted to just an hour or so of work.| Best Wallet Hacks
I share the money tips, tricks, and strategies I use to manage our finances, invest wisely, use credit responsibly, and get the most from our money. Join us as we figure this out together!| Best Wallet Hacks
Giving your kid regular spending money can be a pain. You don't have cash when you need it, and you don't really want your child walking around with a $20| Best Wallet Hacks
FamZoo is more than a prepaid card - it'll help you run your own Family Bank so you can teach your kids good money management.| Best Wallet Hacks
You don't need to hire a financial planner to build a financial plan. We share how to build one on your own and what questions you need to answer to be accurate, complete, and effective.| Best Wallet Hacks
The Boring Middle is that part of any journey where things are on auto-pilot and you're simply "waiting." Don't! This time is better spent doing something else!| Best Wallet Hacks
Marketers are savvy and know they can convince you something is affordable if they make the monthly payment palatable. Here's how to avoid the monthly money trap and how you should be thinking about your major purchases. The post The Monthly Money Trap: How An “Affordable” Payment Isn’t appeared first on Best Wallet Hacks.| Best Wallet Hacks
Credit card piggybacking can be an effective way to help someone with little or no credit history establish one. It can also help improve your credit score in some cases. The post What is Credit Card Piggybacking? appeared first on Best Wallet Hacks.| Best Wallet Hacks
Financial insecurity and anxiety exists whether you have ten dollars or ten million. Here are some strategies I've used to overcome it.| Best Wallet Hacks
The Novo Business Checking is an online-only checking account with an attractive fee schedule and many tools for small business owners.| Best Wallet Hacks
This NorthOne review shares why this feature rich, low fee checking account is a great option for small business owners.| Best Wallet Hacks
If you need a business bank account, you might want to see if there's one on our list of promotions that will pay you a nice bonus to sign up!| Best Wallet Hacks
Metal credit cards offer a high level of cash and travel rewards. If you can qualify, the rewards might be worth the yearly cost.| Best Wallet Hacks
Saving for retirement can be challenging because there are so many different types of accounts with tax benefits (and drawbacks), here's a simple ordered list that can help you decide where to contribute next.| Best Wallet Hacks
Our kids' school sent out a list of summer reading programs that we'll look to get our kids involved in. It's great that so many books stores and organizations are getting in on the action that was once the domain of Pizza Hut and their Book It program! The post Summer Reading Programs for Kids 2025 appeared first on Best Wallet Hacks.| Best Wallet Hacks
Famed investor Charlie Munger has said that saving your first $10,000 is the hardest but also the most important. If you don't save and invest your money, you will forever have to trade your time for more money - see why this makes so much sense.| Best Wallet Hacks
A few years ago, my friend won the Masters Tournament ticket lottery. Given how much demand there is for one of the most prestigious PGA golf tournaments,| Best Wallet Hacks
Have you filed your tax return and are wondering where your tax refund is? The IRS processes and pays out refunds on a schedule based on when you file. See the schedule and the tool you can use to locate your refund.| Best Wallet Hacks
H&R Block vs TurboTax - each has a reputation for being an industry leader. Which you choose to use will depend on your situation.| Best Wallet Hacks
Our tax code states that you need to make tax payments as you earn your income throughout the year. With a regular job, they're automatically taken out by| Best Wallet Hacks
🚨 Intuit has announced that Mint.com will be shutting down on March 23, 2024. They've pointed users to consider Credit Karma instead but I don't think| Best Wallet Hacks
Envelope budgeting is a simple, old-fashioned yet highly effective way to manage your money. Put cash into envelopes, then spend according to the plan.| Best Wallet Hacks
Debt snowball spreadsheets are extremely helpful in planning your debt freedom strategy. Here are 8 debt snowball spreadsheets to get you started.| Best Wallet Hacks
Empower Yourself with DIY Identity Theft Protection Strategies - Discover effective ways to safeguard your personal information from cyber threats and scams. Explore expert tips and actionable insights to take control of your online security today.| Best Wallet Hacks
An In-Case-of-Emergency Binder helps your loved ones deal with an emergency, such as a medical emergency or unexpected death. Learn how to create your own.| Best Wallet Hacks
There are a lot of tools out there to help you track your finances. Most arrived after I started working (I never got into Quicken) and after I started| Best Wallet Hacks
Ever wonder what the average tax refund is? Wonder no more because the IRS publishes statistics every week! I've been watching the average tax refund| Best Wallet Hacks
I love my Roth IRA. I was lucky in that my dad pushed me to open one the moment I started earning money that was reported on a W-2. The Roth IRA was| Best Wallet Hacks
Not everyone has the luxury of a steady income. If you're on an irregular income, you know the uncertainty and stress it can cause. You also know it| Best Wallet Hacks
If you're paying ATM fees to your bank for accessing your money, you should switch banks immediately. There are many banks that offer ATM reimbursement, sometimes unlimited, as well as a high interest rate. The post Major Banks with ATM Fee Reimbursement appeared first on Best Wallet Hacks.| Best Wallet Hacks
It's easy to tell people that they shouldn't react emotionally when they're investing. Don't sell when you're scared and don't buy when you're excited.| Best Wallet Hacks
If you have, or are considering, an HSA-eligible health plan, it’s important to know the health savings account rules to maximize your savings.| Best Wallet Hacks
Learn all about Health Savings Accounts plus how they can act as a retirement investing plan. We also look at the best Spending and Investing HSA plans.| Best Wallet Hacks
Filing income taxes isn’t all about the April 15 deadline. Depending on your tax status, there are other deadlines you’ll need to be aware of.| Best Wallet Hacks
Different types of income each have their own special tax treatment. Here are the different types of income and how they are each taxed.| Best Wallet Hacks
If you've ever started a new job, you're familiar with the process of completing your W-4 form. That's the IRS document your employer requires you to| Best Wallet Hacks
Raisin is a fintech company that helps you find higher yields on your savings. They have a limited offer going on right now where you can get a cash bonus depending on how much you deposit and it doesn't require a direct deposit.| Best Wallet Hacks
Many banks pull a credit check when you open an account, but not all do. Here are 12 of the best no credit check bank accounts.| Best Wallet Hacks
Have you been denied a bank account? It's possible that you have a low QualiFile score from ChexSystems. Learn about this specialty consumer reporting agency, how to get your report, and improve your score.| Best Wallet Hacks
If you are comfortable with a annual_fees annual fee, the card_name will give you this welcome bonus - bonus_miles_full Terms Apply. The annual fee may| Best Wallet Hacks
