How to Maximize Chase Ultimate Rewards (2025)
Ask a lot of travel hackers for the best rewards program and they will likely all say the same - Chase Ultimate Rewards. (for what it's worth, I'm not a| Best Wallet Hacks
Ask a lot of travel hackers for the best rewards program and they will likely all say the same - Chase Ultimate Rewards. (for what it's worth, I'm not a| Best Wallet Hacks
When we gave birth to our littlest one, we did it during the midst of Covid-19 pandemic when many states were experiencing lockdowns. The rules at our| Best Wallet Hacks
Planning a trip is almost as fun as being on the trip itself. If you're like me, you'll spend hours planning every fun activity, looking through the best| Best Wallet Hacks
Ratios are everywhere. Have you ever baked a loaf of bread? The recipe always looks complex but it relies on one key ratio: 5 parts flour to 3 parts| Best Wallet Hacks
When we bought our first house, it took quite some time to find the right house. We purchased our first home in 2005 and documented the entire process on| Best Wallet Hacks
When we were purchasing our "forever home" a couple years ago, we did a lot of the searching on Redfin.com but made the purchase with a full service| Best Wallet Hacks
Let's face it, shopping for a home warranty probably ranks somewhere between an annual medical checkup and filing your taxes. And even after you decide,| Best Wallet Hacks
With high housing prices, many people are struggling to afford a down payment. Can you use your 401(k) to buy a house? Find out.| Best Wallet Hacks
Just when you thought you understood credit scores, they go and change the game on you. Fair Isaac Corporation, the company behind the original FICO| Best Wallet Hacks
So baller! The software engineer in me never liked the idea of credit scores. Here's this number that's supposed to define your likelihood of defaulting| Best Wallet Hacks
It's now possible to build credit without a taking out a credit card or loan. Find out how to build credit by paying bills. Learn more.| Best Wallet Hacks
This Experian Boost review can show you how to use Experian Boost to increase your credit. Start getting credit for paying your regular bills on time.| Best Wallet Hacks
Long-term care Insurance can help get you, or your loved ones, quality care while protecting your nest egg. Here are the best long term care insurance companies.| Best Wallet Hacks
If you're thinking about opening a Merrill Edge account, you can earn up to $750 cash when you transfer at least $5,000 of new assets to your account.| Best Wallet Hacks
If you've been reviewing your credit report, you may have discovered an acronym for a credit line or inquiry that you didn't recognize. Or perhaps you| Best Wallet Hacks
These days, Barclays Bank is most known for their online bank because of its competitive rates. If you're a new customer, can you get a bonus too?| Best Wallet Hacks
If you suspect that you are at risk of ID theft or credit fraud, here's how to freeze (and unfreeze) your credit reports. Learn more.| Best Wallet Hacks
Credit card fraud is rampant. Here are some surprising credit card fraud statistics and how to protect yourself.| Best Wallet Hacks
Ever wonder how the gift tax works? If you have a potentially large estate, see how much can you give someone before it triggers an IRS form. You can use gifts to reduce that future tax burden!| Best Wallet Hacks
When I was younger, I played a lot of board games with my friends, Monopoly included. Did you know that there's an auction rule? If a player lands on a| Best Wallet Hacks
My first job out of college was with a defense contractor that required I get a security clearance. If you've ever been through the process, you know how| Best Wallet Hacks
Dave Ramsey's Total Money Makeover has helped millions get out of debt. Here's our review - see if it's right for you.| Best Wallet Hacks
Do you know the difference between a tax credit and a tax deduction? If so, you may be in the minority compared to most Americans because one of the| Best Wallet Hacks
When I was in college, I had a lot of little hustles. It was college so there was a lot of downtime. I've written about the most interesting of the side| Best Wallet Hacks
If you cannot get your tax return together before the federal tax deadline, here's how to get a tax extension online.| Best Wallet Hacks
Taxes can be scary but it's nothing compared to how much it can cost to have an accountant prepare your taxes! See how much you'll have to pay a professional and a few tips on how you can save money.| Best Wallet Hacks
Have you ever been in a situation where you needed money fast? Or maybe you want to be prepared to get money fast, just in case. Scenarios come up all the| Best Wallet Hacks
Ownwell is a service that contests your property tax assessments with your taxing authority so you can pay less in property taxes. Learn more.| Best Wallet Hacks
I share the money tips, tricks, and strategies I use to manage our finances, invest wisely, use credit responsibly, and get the most from our money. Join us as we figure this out together!| Best Wallet Hacks
Looking for a no-hassle high-yield savings account? The Capital One 360 Performance Savings might be the answer. Learn more in our review.| Best Wallet Hacks
Certificates of deposit are a predictable way to earn a fixed income for absolutely no risk. See what I look for in the best CD rates, a frequently updated list of the best CD rates, and what to watch out for.| Best Wallet Hacks
The safest banks in the US are FDIC-insured, well-capitalized, and have a long and stable history. Here is our list of safe U.S. banks.| Best Wallet Hacks
ACH transfers and wire transfers both allow you to send and receive money electronically, but they have several differences. Find out more.| Best Wallet Hacks
Use this form to send me an email - I look forward to hearing from you!| Best Wallet Hacks
It was big news when Costco started selling gold bars, but did you know that only a handful of states collect sales tax on it? Here's where you will and won't pay tax on your purchase. The post What States Collect Sales Tax When Buying Costco Gold appeared first on Best Wallet Hacks.| Best Wallet Hacks
PFS Buyer Club will pay you to buy coins from the Mint and sell them to their buyers. It's a fun way to turn a small profit without much work.| Best Wallet Hacks
Thinking of moving to a lower-cost state after you retire? All things being equal, you're better off, financially speaking, moving to a state that doesn't tax retirement income. But which states are those and what other factors should you consider? Here is a list of nine states that don't charge income tax. Learn more. The post States That Don’t Tax Retirement Income appeared first on Best Wallet Hacks.| Best Wallet Hacks
At select airports, you can bypass the security line and schedule your screening ahead of time? You get to skip the line but only if your airport offers it.| Best Wallet Hacks
Your bank's routing number is important because it's the key to knowing where to send and receive money. (when companies ask for a voided check, it's| Best Wallet Hacks
A Forever stamp is a postage stamp that you can use forever. But where did they originate and how much is a Forever stamp worth? Learn More.| Best Wallet Hacks
IRS phone representatives field 100 million calls every year - which means it's difficult to reach a live person at the IRS. But it can be done. Here's how.| Best Wallet Hacks
There are dozens of budgeting apps available today to help just about anyone get better control of their finances. Two of the most popular are Mint and| Best Wallet Hacks
Ready to move on from Mint? We've reviewed the best Mint alternatives that could be a better fit for your money situation. Check them out today.| Best Wallet Hacks
Mint and EveryDollar have a lot in common, such as they both offer a free version. But they also have some big differences. Here's how they compare.| Best Wallet Hacks
QubeMoney review: QubeMoney a budgeting app that is based on the envelope system but truly prevents you from spending money that isn't in an envelope.| Best Wallet Hacks
You Need a Budget (YNAB) is a zero-based budgeting approach which means every dollar has a job and needs to be budgeted for, including savings. It is a| Best Wallet Hacks
How much money should you save each month? Find out how much money you need to save and how quickly you need to do it.| Best Wallet Hacks
Ever wonder if you're spending too much or too little on something? Curious what others are spending on it? We look at the BLS' data on consumer spending and breakdown the categories so you know what others are doing.| Best Wallet Hacks
Budgeting is the foundation of your finances. It's about control, security, and freedom. A budget isn't about restriction, even though it may seem like| Best Wallet Hacks
There are two kinds of people in the world: those who use spreadsheets to track their budget and those that don’t. :) I've been tracking our net worth for| Best Wallet Hacks
Are you considering buying life insurance but unsure how it works or what type you should buy? Here's what you need to know.| Best Wallet Hacks
Safe deposit boxes can be a valuable tool for keeping important items safe, but it's important to know exactly how safe deposit boxes work.| Best Wallet Hacks
Tracking your net worth can help you maintain that long term view by keeping your focus on your journey - not your current state.| Best Wallet Hacks
I collected comic books when I was younger. Well, collected is probably a misnomer. I read comic books as a child and I put them in plastic sleeves with| Best Wallet Hacks
Looking to move on from Quicken? There are plenty of Quicken alternatives with better options, features, and benefits - take a look.| Best Wallet Hacks
There are a million different budgeting apps and tools today but nothing beats the power and customization of a spreadsheet budget - see why!| Best Wallet Hacks
EveryDollar is one of the most well-known budgeting apps since it was built by financial guru Dave Ramsey. It relies on his money principles, known as the| Best Wallet Hacks
With the holidays coming up, you're probably thinking about what you might want to give that special someone. Or that special little someone. We share a| Best Wallet Hacks
CardPointers claims to be an app that can help you maximize your credit card rewards - is it worth $72 a year? The post CardPointers App Review 2025: Maximize Your Credit Card Rewards appeared first on Best Wallet Hacks.| Best Wallet Hacks
The Roth IRA is an amazing investment vehicle and one that the government limits if you make too much money - but fortunately there are ways around it. 😂| Best Wallet Hacks
Ever been asked for your total annual income? If you're unsure how to calculate your annual income for tax or other purposes, read on!| Best Wallet Hacks
Are you a high-income earner subject to the net investment income tax? If so, here are some ways to reduce the burden.| Best Wallet Hacks
When you sell your home, you can exclude $250,000 to $500,000 of the capital gains. Learn how I keep accurate records of improvements for home gain tax exclusion purposes.| Best Wallet Hacks
Qualified dividends are taxed at much lower rates than ordinary income. See what counts as a qualified dividend, current tax rates, and more.| Best Wallet Hacks
Explore the different income streams that millionaires use to build passive income and achieve financial independence. Our open discussion covers a range of options, from real estate investing to building a business, and provides insights into how to create your own passive income streams.| Best Wallet Hacks
As we near the end of the year, there are a few last minute tax moves you can make to save some money. Not every move on the list will fit your situation, or be right for you, but check it out to find out. It's time to keep more of your money!| Best Wallet Hacks
Do you know how many tax allowances you are allowed? When was the last time you filled out a Form W-4? If you were like me, and many other employees, you| Best Wallet Hacks
As I pass through my mid-forties, my approach to money is much different than what it was in my twenties. Here's how it's evolved and why I think that's a good thing.| Best Wallet Hacks
Second chance bank accounts are for those of us who don't qualify for a traditional checking account. Here are 6 great options available to you.| Best Wallet Hacks
Personal loans are one of the least talked about subjects in personal finance. It's tricky because it combines two of the stickier areas of life - debt| Best Wallet Hacks
The first credit card I ever got was an AT&T Universal Card because someone had a table outside Doherty Hall at Carnegie Mellon University, my alma| Best Wallet Hacks
The Chase Sapphire Preferred card has a huge welcome bonus, 25% bump on Chase Ultimate Reward point spending on the portal, and a list of perks that offset it's modest annual fee. See why we just got one.| Best Wallet Hacks
Your real estate agent will walk you through how to make an offer on a house. But be sure to have your financing, good contingencies, and don't low ball.| Best Wallet Hacks
Your credit score is one of the most important numbers in your financial life. So much so, people try to get a "perfect" credit score of 850. Here's the| Best Wallet Hacks
Have trouble finding ideas for that birthday party you're planning? You're in luck. Here are 50 fun birthday party ideas for kids and adults.| Best Wallet Hacks
M&T Bank Review: If you live in a service area of M&T Bank you're in luck. It's a full service bank with a great selection of accounts and low fees.| Best Wallet Hacks
PNC Bank (FDIC #6384) is a National Bank with over 2,300 locations spread out across the nation. If you look at PNC Bank's history, the bank traces its| Best Wallet Hacks
Too many hard credit inquiries can damage your credit score. Thankfully, there's a way to have some hard inquiries removed. Find out how.| Best Wallet Hacks
Lending money to family and friends can be hard. It's important to set clear expectations and not to lend so much that your relationship could be ruined.| Best Wallet Hacks
When I graduated college, I had about $25,000 in student loan debt. The vast majority were low-interest Stafford Loans but I had a higher interest Perkins| Best Wallet Hacks
Your 401(k) and Roth IRA have different tax treatment and contribution levels. Here's a breakdown of each and when you should be contributing.| Best Wallet Hacks
Want to know how to get a bigger tax refund? Here are some ways to maximize your tax credits and deductions and keep more of your money.| Best Wallet Hacks
While there are a few scenarios that allow you to skip filing a return, it's usually a good idea to file even if you don't have to.| Best Wallet Hacks
I recently appealed my property tax assessment in a relatively easy appeals process in Maryland, saving me thousands of dollars in what amounted to just an hour or so of work.| Best Wallet Hacks
FamZoo is more than a prepaid card - it'll help you run your own Family Bank so you can teach your kids good money management.| Best Wallet Hacks
Marketers are savvy and know they can convince you something is affordable if they make the monthly payment palatable. Here's how to avoid the monthly money trap and how you should be thinking about your major purchases. The post The Monthly Money Trap: How An “Affordable” Payment Isn’t appeared first on Best Wallet Hacks.| Best Wallet Hacks
Credit card piggybacking can be an effective way to help someone with little or no credit history establish one. It can also help improve your credit score in some cases. The post What is Credit Card Piggybacking? appeared first on Best Wallet Hacks.| Best Wallet Hacks
Financial insecurity and anxiety exists whether you have ten dollars or ten million. Here are some strategies I've used to overcome it.| Best Wallet Hacks
Saving for retirement can be challenging because there are so many different types of accounts with tax benefits (and drawbacks), here's a simple ordered list that can help you decide where to contribute next.| Best Wallet Hacks
Our kids' school sent out a list of summer reading programs that we'll look to get our kids involved in. It's great that so many books stores and organizations are getting in on the action that was once the domain of Pizza Hut and their Book It program!| Best Wallet Hacks
Have you filed your tax return and are wondering where your tax refund is? The IRS processes and pays out refunds on a schedule based on when you file. See the schedule and the tool you can use to locate your refund.| Best Wallet Hacks
Our tax code states that you need to make tax payments as you earn your income throughout the year. With a regular job, they're automatically taken out by| Best Wallet Hacks
🚨 Intuit has announced that Mint.com will be shutting down on March 23, 2024. They've pointed users to consider Credit Karma instead but I don't think| Best Wallet Hacks
Envelope budgeting is a simple, old-fashioned yet highly effective way to manage your money. Put cash into envelopes, then spend according to the plan.| Best Wallet Hacks
Debt snowball spreadsheets are extremely helpful in planning your debt freedom strategy. Here are 8 debt snowball spreadsheets to get you started.| Best Wallet Hacks
Empower Yourself with DIY Identity Theft Protection Strategies - Discover effective ways to safeguard your personal information from cyber threats and scams. Explore expert tips and actionable insights to take control of your online security today.| Best Wallet Hacks
An In-Case-of-Emergency Binder helps your loved ones deal with an emergency, such as a medical emergency or unexpected death. Learn how to create your own.| Best Wallet Hacks
There are a lot of tools out there to help you track your finances. Most arrived after I started working (I never got into Quicken) and after I started| Best Wallet Hacks
Ever wonder what the average tax refund is? Wonder no more because the IRS publishes statistics every week! I've been watching the average tax refund| Best Wallet Hacks
I love my Roth IRA. I was lucky in that my dad pushed me to open one the moment I started earning money that was reported on a W-2. The Roth IRA was| Best Wallet Hacks
