Random Thoughts - Worst Day Of The Market, Tech Or Not, Leveraging, Etc » Tawcan
As I write this on Oct 12, we just experienced the “worst day” of the stock market since April. The S&P dropped by 2.7%, the NASDAQ dropped by 3.56%, and| Tawcan
With Q3 2025 in the books, it is time for a quarterly update on my 2025 goals and resolutions. For those of you who are new, since 2019, I have set goals and resolutions at ... Read more| Tawcan
I have followed Mark Seed’s blog, My Own Advisor, for many years. The two of us happen to share very similar investing philosophies. Therefore, it’s not a surprise that Mark and I often discuss investing, ... Read more| Tawcan
Welcome to another month of dividend income update. It’s hard to believe that Q3 is already in the books and we are in the last quarter of 2025. Where did the time go? For those ... Read more| Tawcan
As I write this on Oct 12, we just experienced the “worst day” of the stock market since April. The S&P dropped by 2.7%, the NASDAQ dropped by 3.56%, and| Tawcan
Since having our financial epiphany in 2011, we have changed how we view our finances and most importantly, how we invest our money. Dividend growth investing| Tawcan
If you are a long time reader of this blog, you probably have noticed that I haven't been writing as many investment related posts (i.e. dividend stock| Tawcan
Financial Independence Retire Early via Dividend & ETF Investing| Tawcan
Why we need to stop comparing ourselves to our past self. When keep doing that, we aren't growing. We are just living in the past.| Tawcan
What I heard at the dentist about being successful| Tawcan
Here are 5 financial fails that I encountered recently that made me scratch my head wondering why people do these silly things| Tawcan
If I could give some lessons to my 23-year-old self now, here are 10 lessons I would give to set myself up well financially for many years| Tawcan
How I practice being financially independent and the reasons for behind doing this.| Tawcan
When we moved to our current house in October it meant that we would be living closer to my parents. It used to take them about an hour to drive to| Tawcan
After readign Die with Zero, it gave me many interesting thoughts.| Tawcan
overview & tips on dividend investing with a Canadian perspective| Tawcan
Which one is better? Index investing or dividend growth investing? Taking a look at the pros and cons of each and my recommendation.| Tawcan
Building an easy set and forget investment portfolio. What's the best way to build a lazy portfolio?| Tawcan
As you get closer to retirement, you most likely will spend more and more time crunching numbers and doing retirement income planning. I previously wrote about how to convert RRSP to RRIF and the rules ... Read more| Tawcan
Earlier this year, I wrote about stepping away from full-time work at the end of 2026 or early 2027. The idea is to either retire early and focus on my hobbies and passions, or transition ... Read more| Tawcan
Apple: https://podcasts.apple.com/us/podcast/diy-wealth-canada-podcast/id1839540501| Tawcan
I used to rock climb in the great outdoor city of Squamish frequently. Rock climbing was my way to spend time outside, challenge myself physically and| Tawcan
What does it means to be living outside the norm? This article explains it.| Tawcan
Financial Independence interview series #5. This is an interview series where I interview Canadians that have achieved financial independence retire early (FIRE) status| Tawcan
Welcome to the first quarterly update of my 2025 goals and resolutions. Since 2019, I have set goals and resolutions at the beginning of the year, published| Tawcan
Hello everyone, welcome to another month of dividend income update. We have been doing these monthly dividend income updates since the birth of this blog. We do these updates to chronicle our financial independence journey. ... Read more| Tawcan
All summer long, I have been working with Nelson from Canadian Dividend Investing on a new podcast that we are calling “DIY Wealth Canada Podcast.” The idea behind the podcast was simply: a podcast for ... Read more| Tawcan
The financial independence retire early (FIRE) community is a very supportive and tight-knit one. Because the community is made up of folks who have different| Tawcan
Based on the recent readers’ survey, 53.8% of you enjoy reading the Random Thoughts posts and 43.8% of you enjoy reading them when they’re investing-related. Only 2.3% of you believe these posts are too random ... Read more| Tawcan
I have written about taking advantage of tax-advantaged and tax-deferred accounts like the TFSA and RRSP at length. TFSA and RRSP are great accounts for investing and growing your investments without having to worry about ... Read more| Tawcan
Over the years, we have done a number of financial independence journey reviews. Many of them were backward-looking looking with us doing some simulated| Tawcan
It's the beginning of the year, that means it's time to do an annual financial review of the past year that we just completed. In case you're wondering, I did| Tawcan
Is PC Insiders worth the membership fee? Here's my honest and unbiased PC Insiders review after being an Insider. Why you should consider become a PC Insiders| Tawcan
Reading The Year of Less has inspired both Mrs. T and me to declutter our home. Over 3 years ago we moved from a two-bedroom apartment to a two-storey home.| Tawcan
2019 financial review where we review how much money we spent for 2019 and how much our net worth grew in 2019.| Tawcan
Tips on how to survive a shopping trip to Costco so you can stay sane.| Tawcan
Although Capital One Aspire Travel World Elite Mastercard has a $120 annual fee, the card provides 10,000 travel reward points every year on the card| Tawcan
PC Travel Review - Is PC Travel worth using it? Based on my research and personal research, I go over the pros and cons of PC Travel.| Tawcan
Does Costco cost more? I performed a grocery shopping price comparison between Costco, Superstore, Walmart, Safeway, and Save On Foods| Tawcan
What the best way to increase net worth and achieve financially independence/early retirement? Simple, strive for higher financial efficiency.| Tawcan
The reitrement landscape in Canada. How to create a durable income stream for retirement.| Tawcan
The key difference between joy and happiness. Why we should focus on creating joy rather than on happiness. Happiness is not a fish you can catch| Tawcan
10 Lessons I've Learned Along The FIRE Journey| Tawcan
Hey everyone, welcome to another month of dividend income update. For those of you who are new, we have been publishing monthly dividend updates since we started this blog back in July 2014. From that ... Read more| Tawcan
The financial independence retire early (FIRE) community is a very supportive and tight-knit one. One thing I appreciate from the diverse FIRE community is| Tawcan
In late January, Mr. T, Baby T1.0, Baby T2.0 and I, along with my parents, my brother and his wife went back to Taiwan to visit our relatives. About 4 years| Tawcan
So I started looking into travel hacking.| Tawcan
We have heard a lot of amazing travel stories about Iceland. For many years, Mrs. T and I have talked about visiting Iceland. The closest we had gotten was a| Tawcan
Income tax is one of those unavoidable things in life. If you have a working income, you most likely will need to pay income tax to the Canadian Revenue| Tawcan
Since 2019, I have set goals and resolutions at the beginning of the year and provided progress updates each quarter. It has been six years since this annual| Tawcan
For those of you who are new to this blog, I have been posting monthly dividend income updates to keep us accountable. We also use these regular updates to| Tawcan
I recently finished “Richer, Wiser, Happier: How the World’s Greatest Investors Win in Markets and Life” by William Green. In the book, Green shared| Tawcan
I started investing in mutual funds and stocks shortly after entering the workforce. Back then, I didn’t really know what I was doing, so I followed many “| Tawcan
I really enjoy interacting with readers, whether it be via comments on this blog, emails, Twitter, or Facebook. I always appreciate when people take their| Tawcan
Financial Independence Retire Early in Canada interview series. Some great insights from a 36-year-old early retiree.| Tawcan
Do the choices you make in life make you a happier person? After nine years of blogging and publishing articles regularly, I have realized that I write| Tawcan
Here I discuss our top 5 long-term holdings and why we plan to hold these stocks & ETFs for the foreseeable future.| Tawcan
I came across this article from The Globe and Mail the other day. The article profiled Jeremy Finney who retired five years ago at age 41. Soon 46, he is| Tawcan
Welcome to our latest monthly dividend income update.| Tawcan
Maximizing RESP front-loading without sacrificing Canada Education Savings Grant| Tawcan
I hope this Wealthsimple Visa Infinite Review is useful.| Tawcan
5 Best Canadain REITs for 2022 and beyond. Why we love REITs.| Tawcan
If you're a dividend investor, I have asked my friend Mr. Tako from Mr. Tako Escapes to talk about the problem with dividend investing and why you should| Tawcan
Are there ways to effective maximize PC Optimum Points when you shop at Loblaws stores? Here are 8 great ways to increase your PC Optimum Points earn rate| Tawcan
Does Costco cost more? Between Costco, Walmart, and Superstore, which one is the cheapest grocery store in Canada?| Tawcan
Costco membership comparison. Is the Costco executive membership worth it for the extra $60 a year?| Tawcan
A list of excellent personal finance and investing products, tools, books, and services that everyone should use.| Tawcan
Welcome to our latest monthly dividend income update!| Tawcan
Welcome to Part 3 and the final part of our 20-day Taiwan trip report. I hope you have enjoyed reading about our trip and seeing all the pictures so far.| Tawcan
20 Baby freebies you can find in Canada. Having a baby doesn't have to cost a lot of money when you can get free stuff from various stores.| Tawcan
Why I believe buying stocks on pullbacks is one of the best investing strategy to deploy for long term investors. Why you should ignore stock news.| Tawcan
How to play the rewards points game. In other words, how to spend money to save money.| Tawcan
Last week I shared the first three days of our Taiwan trip with a lot of pictures to give readers an idea of what our trip was about. Taiwan is very| Tawcan
As many of you know, years ago I created the word Tawcan by combining Taiwan and Canada (it should have been Taican but that’s not very original for me so I| Tawcan
Last week Reader B, a fellow Canadian shared his amazing dividend investing story with us. B and his wife retired in 2004 at age 55 and have been living off| Tawcan
Financial Independence Interview Series # 4 - How cash flow is the oxygen of financial independence. Great insights from a fellow reader that has reached FI already.| Tawcan
As a long time ShareOwner user, we recently found out that ShareOwner will be transitioning over to WealthSimple Trade. What do we do now?| Tawcan
So I have decided to review our 2020 dividend stock transactions.| Tawcan
Welcome to another dividend income update. Since the creation of this blog back in 2014, I have been posting monthly dividend income reports to keep ourselves| Tawcan
All-in-one ETF showdown, which ETF is the best. TD vs BMO vs iShares vs Vanguard.| Tawcan
Our story on how we got started with dividend investing. Why dividend growth investing is our core investing strategy and why we like dividend.| Tawcan
Examining 3 ways to grow dividend income and why organic dividend growth and dividend reinvesting plans are so important.| Tawcan
Philip's Fisher's advice on not quibble over eights and quarters| Tawcan
When it comes to dividend investing, I rely on a simple strategy - be an owner. Basically, I want to be the owner of a business that produces and sells| Tawcan
The 16 dividend payouts added up to $8,287.55 which is a new monthly record for us! It’s pretty neat to start off the year with a monthly dividend income of| Tawcan
Are groceries getting more expensive here in Canada? A price comparison between Costco, Walmart, and Superstore.| Tawcan
Should you buy one of the Canadian bank ETFs? Or should you construct your own ETF? We go through the top 6 Canadian bank ETFs.| Tawcan
Important Announcement #1: I had accidentally messed up the mailing list the other day. If you had previously subscribed to the newsletter, please resubscribe| Tawcan
Back in June, I mentioned that we switched from TD Direct Investing and Questrade to Wealthsimple to take advantage of the transfer bonus promotion. I also| Tawcan
Should I use the Smith Manoeuvre to expedite my financial independence retire early journey? I asked Robinson Smith many questions on the Smith Manoeuvre.| Tawcan
Good financial advice on how we should get in line and stay in line| Tawcan
Some of the reasons behind why I don't invest using margin.| Tawcan
Let's repeat that again, spending money isn't the enemy.| Tawcan
creating a legacy by building a dividend portfolio for kids| Tawcan
2023 was another year where many Canadians have been spending more money on their day-to-day expenses. Groceries, gas, dining out, airfare, accommodation,| Tawcan
Here are the best high-yield Canadian HISA ETFs available today.| Tawcan
Why you should enjoy the small things in life. Why you need to appreciate things you already have instead of living the dream.| Tawcan
Dividend Growth Investing Questions and Anwers for income investors. I outline our strategies to become financially independent| Tawcan
