Budgeting is a lot like exercise. Everyone knows it's good for you but most people procrastinate actually doing it. Today's post outlines two ways to get on top of your finances: The Easy Way and The Hard Way.| Integrated Mortgage Planners
Last week the Bank of Canada tried to shift inflation perceptions lower, and the US federal government went dark. Today's post offers my take on the implications for Canadian mortgage rates.| Integrated Mortgage Planners
Pre-approvals are the most misunderstood part of the mortgage process. Today's post gives you a candid assessment of what to expect when you apply for one.| Integrated Mortgage Planners
The Canadian and US economies have both fared a little better than expected. Here’s my take on what that means for Canadian mortgage rates. The post Canada’s GDP Stronger Than Expected in July appeared first on Integrated Mortgage Planners.| Integrated Mortgage Planners
The Bank of Canada and US Fed both cut their policy rate last week. Here is my take on the implications for Canadian mortgage rates. The post A Rate Cut Bonanza appeared first on Integrated Mortgage Planners.| Integrated Mortgage Planners
Today's post explains why both the Bank of Canada and the US Federal Reserve are expected to cut their policy rates this week. The post Why Rate Cuts on Both Sides of the 49th Parallel Are Expected This Week appeared first on Integrated Mortgage Planners.| Integrated Mortgage Planners
Today's post offers my take on how last week's disappointing employment data will impact Canadian mortgage rates. The post Weak US and Canadian Employment Reports Fuel Rate-Cut Speculation appeared first on Integrated Mortgage Planners.| Integrated Mortgage Planners
Today's post offers my take on whether our latest round of weak economic data are likely to accelerate the Bank of Canada's rate-cut timetable. The post Weak Economic Data Lead to Increased Rate Cut Bets appeared first on Integrated Mortgage Planners.| Integrated Mortgage Planners
Last week's softer-than-expected Canadian inflation data reinforced my belief that more Bank of Canada rates cuts are in store. The post Cooling Inflation Opens the Door for BoC Rate Cuts Ahead appeared first on Integrated Mortgage Planners.| Integrated Mortgage Planners
Today's post explains why higher US inflation will put upward pressure on Canadian fixed mortgage rates. The post Monday Morning Interest Rate Update – Will Spiking US Inflation Lead to Higher Canadian Mortgage Rates? appeared first on Integrated Mortgage Planners.| Integrated Mortgage Planners
Today's post focuses on the impact that weak employment data are likely to have on our mortgage rates. The post Monday Morning Interest Rate Update – How Job Losses Are Impacting our Mortgage Rates appeared first on Integrated Mortgage Planners.| Integrated Mortgage Planners
Today's post offer my take on the Bank of Canada's upcoming policy-rate decision this Wednesday.| Integrated Mortgage Planners
The Bank of Canada and US Federal Reserve both held their policy rates steady last week, but there was still plenty of action in bond markets after the US employment data were released.| Integrated Mortgage Planners
This week's post offers my mortgage-rate forecast for 2021. (Spoiler alert: I think the consensus has it wrong.)| Integrated Mortgage Planners
Today's post offers my take on how the latest US and Canadian inflation data will likely impact Canadian mortgage rates.| Integrated Mortgage Planners
Today's post addresses the question: How Will Delayed US Rate Cuts Impact Canadian Mortgage Rates?| Integrated Mortgage Planners
This post explains how fixed-rate mortgage penalties are calculated - an often overlooked detail that can have a huge impact on your borrowing cost over time.| Integrated Mortgage Planners
The Bank of Canada decided not to cut its policy rate last week. Today's post offers my take.| Integrated Mortgage Planners
Today’s post explains why I expect the Bank of Canada to cut its policy rate by another 0.25% when it meets this Wednesday.| Integrated Mortgage Planners
Today’s post offers my detailed take on the pros and cons of fixed and variable mortgage rates during the trade-war era.| Integrated Mortgage Planners
This week’s post covers the BoC’s latest rate cut, the trade war that is now upon us, and the unexpected way that our mortgage rates will (and won’t) be impacted.| Integrated Mortgage Planners
As has become tradition for this blog, I will start the new year with a look ahead at what we may have in store for 2025.| Integrated Mortgage Planners
The rise of mortgage-rate comparison websites has made “No Frills” mortgages more popular, but buyers should beware of what they are trading off.| Integrated Mortgage Planners
The longer the BoC waits to enact its first rate cut, the lower its policy rate will then have to go to course correct.| Integrated Mortgage Planners
This week's post explains why I'm not buying soft-landing forecasts, and why I believe the Bank of Canada's first rate cut is not far off.| Integrated Mortgage Planners
Today's post explains why I believe that Canadian fixed and variable mortgage rates may soon be moving in different directions.| Integrated Mortgage Planners
