This toolkit is designed to help legislators, city/county officials, and other stakeholders provide helpful information to Texans after disasters.| Office of Public Insurance Counsel
Most people get insurance through their job. This coverage is regulated differently depending on the size of the business and whether it's self-funded.| Office of Public Insurance Counsel
If you buy health insurance for yourself and/or your family then you are in the “individual” market.| Office of Public Insurance Counsel
With this type of insurance, members share the cost of health insurance similar to the employees of a small business.| Office of Public Insurance Counsel
We’ve created a comparison chart to help you decide which type of the four main health plans (HMO, PPO, EPO, POS) is best for you.| Office of Public Insurance Counsel
Health insurance helps pay for services covered by your plan, such as doctor’s fees, hospital bills, tests, and medicine.| Office of Public Insurance Counsel
OPIC represents the interests of Texas consumers in insurance matters. We empower and educate consumers while working on their behalf to create and maintain a balanced marketplace.| Office of Public Insurance Counsel
Are you driving less? If you are a safe, low-mileage driver, you may want to look into Usage-Based Insurance (UBI).| Office of Public Insurance Counsel
Shopping for auto insurance can be confusing. Most people shop based on price, but choosing the right coverage and company is important, too.| Office of Public Insurance Counsel
Auto insurance helps pay for damage and injuries from an auto accident. Common types of auto coverage are: liability, physical damage, med pay, PIP, and UM/UIM.| Office of Public Insurance Counsel
The latest news on residential property, auto, health, life, title, and credit insurance from the Office of Public Insurance Counsel.| Office of Public Insurance Counsel
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Homeowners and auto insurance policy rates have been increasing in Texas and this article provides reasons why.| Office of Public Insurance Counsel
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Health care can be expensive. Planning ahead for emergency care, using in-network providers, and asking questions when you get a bill are a few ways you can save money.| Office of Public Insurance Counsel
There are two types of auto insurance coverages that might pay in this situation: collision coverage and UM/UIM coverage.| Office of Public Insurance Counsel
OPIC’s been working hard for consumers in 2022, analyzing over 1,200 rules, rates, and policy forms and saving Texas consumers over $15 million.| Office of Public Insurance Counsel
If you file a claim and don’t think your insurer is paying you enough to cover your damages, you have several options to resolve the problem.| Office of Public Insurance Counsel
Here are the characteristics considered by insurers to determine your car insurance rate, and a few tips that might help you lower that rate.| Office of Public Insurance Counsel
If you get into an accident and your car is damaged, you may need to rent a car while your car is being repaired.| Office of Public Insurance Counsel
If you get into a car accident and the insurer declares your vehicle a “total loss,” that means that your vehicle costs more to fix than to replace.| Office of Public Insurance Counsel