To link Chime with Apple Pay: Open your Apple Wallet app and tap on the “+” button. Click on “Debit or Credit Card” and take a photo of your Chime debit card to link it with Apple Pay. Once your card is added, you can use Apple Pay to make payments within the Chime mobile app or in stores.| financeutilities.com
Chime has no monthly fees, offers SpotMe overdraft protection, and provides up to 2 days of early direct deposit with a 2.00% APY savings account. GO2bank charges a $5 monthly fee (waived with direct deposit), offers higher savings APY, and provides a secured credit card option.| financeutilities.com
To use Chime's Pay Anyone feature: Open the app and go to the Pay Anyone tab. Select a recipient (Chime member or non-member), enter the amount, and optionally add a note. Tap Pay to send. Chime members receive funds instantly; non-members get a link to claim their money within 14 days.| financeutilities.com
Chime direct deposits typically hit on Wednesdays, with funds generally available by 9 AM EST on the morning of your payday - midnight to 6 AM EST on that day, depending on when your employer processes payroll| financeutilities.com
To mobile deposit a check using Chime: Step 1: Open the Chime app and log in to your account. Step 2: Tap on “Move Money” at the bottom of the app. Step 3: Tap on “Mobile check deposit”. Step 4: Then choose the type of check you’re depositing and enter the amount of your deposit. Step 5: Next, use your phone's camera to take a photo of the front and back of your check. Make sure it’s properly endorsed before doing so. Review things and then submit it for approval.| financeutilities.com