No, Chime does not accept third-party checks for deposits due to security concerns and the risk of fraud associated with them. You can only deposit personal checks, payroll checks, and government-issued checks directly into your Chime account.| financeutilities.com
Yes, You can send money from Chime to Cash App by linking your Chime account or debit card to Cash App. Use Chime’s Pay Anyone feature to send directly to a recipient’s email or phone. Transfers are typically free, but instant transfers may incur fees. Standard transfers can take 3-5 business days.| financeutilities.com
To link Chime with Apple Pay: Open your Apple Wallet app and tap on the “+” button. Click on “Debit or Credit Card” and take a photo of your Chime debit card to link it with Apple Pay. Once your card is added, you can use Apple Pay to make payments within the Chime mobile app or in stores.| financeutilities.com
To use Chime's Pay Anyone feature: Open the app and go to the Pay Anyone tab. Select a recipient (Chime member or non-member), enter the amount, and optionally add a note. Tap Pay to send. Chime members receive funds instantly; non-members get a link to claim their money within 14 days.| financeutilities.com
Chime direct deposits typically hit on Wednesdays, with funds generally available by 9 AM EST on the morning of your payday - midnight to 6 AM EST on that day, depending on when your employer processes payroll| financeutilities.com
Yes, you can overdraft your Chime checking account using the SpotMe feature up to $200. Your Chime Visa® Debit Card or Credit Builder Card must be activated to be eligible for the program.| financeutilities.com
To mobile deposit a check using Chime: Step 1: Open the Chime app and log in to your account. Step 2: Tap on “Move Money” at the bottom of the app. Step 3: Tap on “Mobile check deposit”. Step 4: Then choose the type of check you’re depositing and enter the amount of your deposit. Step 5: Next, use your phone's camera to take a photo of the front and back of your check. Make sure it’s properly endorsed before doing so. Review things and then submit it for approval.| financeutilities.com