The California Buyer Purchasing Power Index (BPPI) tells us a homebuyer with the same income is able to borrow 1.47% less purchase-assist mortgage money than a year ago.| journal.firsttuesday.us
Home equity is one of the major advantages of purchasing a home. But how exactly can it help you achieve your long-term financial goals?| Your AAA Network
Declining DFPI licensee numbers, and the fees they charge, means the remaining individuals need to pick up the slack — with their wallets.| firsttuesday Journal
The CFPB recently released its Spring 2025 Regulatory Agenda. In this post, we focus on various residential mortgage-related items included in the Regulatory Agenda. We will address other aspects of the Regulatory Agenda in separate blog posts. To register for our webinar on the Regulatory Agenda, click here. An initial observation regarding the Regulatory Agenda in general is that it is very ambitious, with a total of 24 rulemaking items, plus one long term action, yet it is not clear how ...| Consumer Finance Monitor
President Trump has signed a bill that would restrict the use of “trigger leads” in the mortgage industry. The legislation will become effective on March 5, 2026. We previously reported on the passage of the legislation here. The law amends the Fair Credit Reporting Act to prohibit consumer reporting agencies from furnishing a trigger lead except in limited circumstances. … Continue Reading| Consumer Finance Monitor
According to the Bank of Canada’s research, 60 per cent of all Canadian mortgages will be up for renewal in 2025 and 2026. What does the most recent rate cut mean for you?| Global News
Once you are ready to buy your first home, getting a mortgage will be one of your top priorities. Sometimes| RISMedia
Whether you’re searching for a new home or planning to refinance, understanding mortgage and refinance rates is essential to navigating Nevada’s housing market. That said, interest rates aren’t set in stone, and they fluctuate based on economic factors, like 10-year Treasury yields, market condition| Forbes Advisor
CFPB Director Rohit Chopra launched an inquiry into so-called “junk fees,” with bankers and lenders countering that the fees they charge are related to specific types of work performed and that existing laws already prohibit excessive fees.| American Banker
The post Around one million homes see value rise of 50% or more since pandemic appeared first on Your Money.| Your Money
Average house prices in the UK rose by 3.9% year-on-year in May to £269,395, government figures showed. The post House prices jump to £269k in May appeared first on Your Money.| Your Money
The post Cashback can quadruple by leveraging mortgage overpayments appeared first on Your Money.| Your Money
Most Americans, when they purchase a home, finance the purchase using a mortgage. But how many of us fully understand how they work? Here what I wish I knew when I closed on my first mortage.| Unsolicited Advice from Tiffany B. Brown
For millions of Americans, the biggest threat to their personal finances and spending routines isn’t tariffs. It’s their mortgages. Many homebuyers jumped| PYMNTS.com
Sales of previously occupied U.S. homes edged higher in May, as stubbornly high mortgage rates and rising prices made homebuying less affordable even as the inventory of properties on the market continued to increase.| AP News
Home prices are now 47% higher than they were in early 2020, with the median sale price now five times the median household income.| CNBC
Home prices falter across the metropolitan areas of California at the end of 2024.| journal.firsttuesday.us
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You have so many options for finding the best mortgage rate for you. Here’s how you can compare some of the best fixed rates available.| MoneySense
If you need to know more about the process of buying a house in the UK, then this Property Road article will help.| Property Road
Need to know what is a mortgage in principle? Then this article will explain everything - and how to boost your chances of getting one.| Property Road
Discover if buy-to-let mortgages are more costly than residential mortgages. Explore factors influencing interest rates, fees, and tax.| Mortgage Saving Experts
Bank Rate was cut from 4.75% to 4.5% in February 2025 by the Bank of England's rate-setting Monetary Policy Committee (MPC). It had been held in December,| Forbes Advisor UK
Mortgage declined after agreement in principle? Don't panic. Here's our independent guide on what it means and what you should do next.| Property Road
In a widely anticipated move, the Bank of Canada (BoC) has announced another quarter-point decrease to its policy interest rate, bringing it down to 4.25%. This marks the third consecutive meeting to culminate in a quarter-point cut.“In Canada, the economy grew by 2.1% in the second quarter, led by ...| STOREYS
Recent market volatility could serve to drive fixed-rate mortgages lower ahead of the fall housing market. Here's what homebuyers and owners should know.| Global News
Co-owning a home can be a practical solution to rising housing costs, but when circumstances change and you want to sell your partial interest in the| Talkov Law
A rental housing co-operative (co-op) is a non-profit corporation in which each member-resident owns one share. A form of community housing, rental co-ops are democratically governed by their members, who may also participate in management and operational functions. Shares do not appreciate and cannot be sold, and rents are generally set to break even with operating costs such that no profit accumulates. Any surpluses are saved in a reserve fund. Canada’s rental co-ops follow a non-equity m...| HillNotes
Debt among older Americans has increased dramatically since 1999, due partly to the erosion of the country's social safety net.| CNBC