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From:
American Banker
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What is a "junk fee?" CFPB's inquiry sparks industry backlash | American Banker
https://www.americanbanker.com/news/what-is-a-junk-fee-cfpbs-inquiry-sparks-industry-backlash
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CFPB Director Rohit Chopra launched an inquiry into so-called “junk fees,” with bankers and lenders countering that the fees they charge are related to specific types of work performed and that existing laws already prohibit excessive fees.
