Cooperative purchasing is helping government agencies buy faster & smarter by shortening solicitation timelines & standardizing contracts.| Thomson Reuters Institute
Outlooks were mixed among subprime lenders in the second quarter, with some concerned about consumer affordability, while others were optimistic amid interest rate tailwinds. Fewer subprime and deep subprime customers took out auto loans or leases in the second quarter, according to Experian data published Aug. 28. The share of customers with subprime or deep […] The post Subprime lender sentiment mixed amid market share dip appeared first on Auto Finance News.| Auto Finance News
Bank of America’s auto originations climbed in the second quarter as the bank eyes strategic growth across its three business lines in auto. Originations rose 26.2% year over year and 25.5% quarter over quarter to $7.6 billion in Q2, Tim Owens, head of consumer vehicle lending, told Auto Finance News. Bank of America’s auto portfolio […] The post Bank of America’s auto originations jump 26% appeared first on Auto Finance News.| Auto Finance News
President Donald Trump’s latest legal setback on tariffs increases uncertainty for American importers while delaying economic dividends| Auto Finance News
Common Ground Alliance’s annual report underscores need for industry to make use of locate services to reduce damage to buried utilities.| On-Site Magazine
The need for AI insurance is growing. Find out what it is, if artificial intelligence insurance is real, and how to protect yourself.| Embroker
Skyward Specialty said Tuesday it has agreed to buy Lloyd’s of London insurer Apollo Group for $555 million in a cash and stock deal.| Business Insurance
Jaguar Land Rover's retail and production activities have been "severely disrupted" following a cybersecurity incident, the British luxury carmaker said on Tuesday, adding that it was working to restart its operations in a controlled manner.| Business Insurance
Michael Jordan isn’t scoring with some tequila fans.| Business Insurance
Marsh McLennan Agency said Tuesday it acquired Robins Insurance, a Nashville, Tennessee-based agency.| Business Insurance
Fronting insurer Concert Group announced Tuesday that it has hired former Zurich North America actuarial leader Tom Carroll as its chief actuary.| Business Insurance
Marsh announced Tuesday that it has expanded Nimbus, an insurance facility supporting the construction of large-scale data centers, to U.S. construction projects.| Business Insurance
Vincent P. Foderingham, previously a risk management leader at Amazon and Northrop Grumman, has joined Marsh as a managing director and senior client executive.| Business Insurance
Ericsson report suggests Canadian businesses are looking to AI and IoT to help them navigate the unpredictable business environment.| On-Site Magazine
Ongoing trade policy shifts, rising costs and persistent supply chain disruptions are causing delays, budget overruns and growing contract disputes across the construction industry, warns IT research and advisory firm Info-Tech Research Group.| On-Site Magazine
Businesses have a growing need for greater relevance in the intelligence they use to inform critical decision-making.| Help Net Security
The US economy expanded in the second quarter at a slightly faster pace than initially estimated on a pickup in business investment and an outsize boost from trade. Inflation-adjusted gross domestic product, which measures the value of goods and services produced in the US, increased at a 3.3% annualized pace, the second estimate from the […] The post US economy expands at revised 3.3% rate on stronger investment appeared first on Auto Finance News.| Auto Finance News
Auto Finance News is pleased to announce that Tim Owens, head of consumer vehicle lending at Bank of America, will join the executive panel discussion at Auto Finance Summit 2025, returning Oct. 15-17 at the Bellagio Las Vegas. Owens is a 14-year veteran at Bank of America, and his career spans more than 35 years […] The post Bank of America’s Tim Owens joins Auto Finance Summit 2025 appeared first on Auto Finance News.| Auto Finance News
TD Auto Finance‘s originations and portfolio grew in the bank’s third quarter, while the company also invested in additional anti-money laundering technology. TD Bank’s U.S. indirect auto outstandings came in at $31.1 billion, up 1.6% year over year and quarter over quarter, according to the bank’s earnings presentation for the quarter ended July 31. The […] The post TD Auto Finance’s portfolio rises 1.6% YoY in FY Q3 appeared first on Auto Finance News.| Auto Finance News
Auto insurance is taking up more of consumers’ income and could contribute to a decline in vehicle purchases. The average annual insurance premium nationwide rose 18% year over year to $2,567 in August, or about $213.92 a month, according to Aug. 26 data provided to Auto Finance News by The Zebra, an insurance comparison site. […] The post Average auto insurance costs jump 18% YoY appeared first on Auto Finance News.| Auto Finance News
Credit unions are cautiously optimistic as auto portfolios grow, but inflationary pressures, tariffs and tightened standards are expected to dampen vehicle sales. While interest rates have been steady and could come down as soon as next month — a positive driver of consumer demand in the back half of the year — a limited supply […] The post Credit unions ‘cautiously optimistic’ on auto growth appeared first on Auto Finance News.| Auto Finance News
A Primer for Security and Business Leaders As cybersecurity becomes a top concern in the boardroom, one message is becoming […]| GuidePoint Security
Ensure DORA compliance for brokers with this 2025 checklist. Learn how to meet EU resilience and cybersecurity regulations with confidence.| Liquidity Provider | Financial Technology Provider | X Open Hub
What makes for a good strategy in highly uncertain business environments? Some executives seek to shape the future with high-stakes bets. Eastman Kodak Company, for example, is spending $500 million per year to develop an array of digital photography products that it hopes will fundamentally change the way people create, store, and view pictures. Meanwhile, […]| Harvard Business Review
By Hersh Shah, CEO, IRM India Affiliate India’s infrastructure industry has steadily evolved into a more resilient and future-ready backbone of economic growth. Since the onset of the COVID-19 pandemic, the sector has not only bounced back but also emerged stronger due to a strategy that combines policy foresight, private participation, and robust risk| Enterprise Risk Magazine
Higginbotham on Tuesday named Jennifer DeMello-Johnson vice president of new partners growth and engagement.| Business Insurance
In recent years, U.S. homeowners have seen their home insurance premiums skyrocket. Between 2021 and 2024, the national average home insurance premium increased by 24%, more than double the rate of inflation over the same timeframe.1 Key Takeaways Factors Contributing to the Rise in Home Insurance Rates Several key factors are driving the steady increase ... Read more The post The Changing Home Insurance Landscape appeared first on Creative Planning.| Creative Planning
Where decentralized freedom and market-maker efficiency create the next era of liquidity.| Finance Alliance
The IRS has made it clear that lenders and dealers must ensure customers sign contracts and make a down payment toward purchasing EVs by Sept. 30 to take advantage of the federal EV tax credit before it expires. Acquisition of an EV by Sept. 30 must include a written, binding contract and a nominal down […] The post What you need to know about the expiring EV tax credit appeared first on Auto Finance News.| Auto Finance News
Key risk indicators help investment teams spot trouble early and stay aligned with strategy, making risk a tool for performance The post Navigating the Future of Risk Functions: Key Risk Indicators appeared first on CFA Institute Enterprising Investor.| CFA Institute Enterprising Investor
AI is reshaping portfolio construction. A real-world case study shows how machine learning enhances allocation, risk control, and performance. The post It’s Not Just What You Own, It’s How Much: Machine Learning and the Portfolio Construction Imperative appeared first on CFA Institute Enterprising Investor.| CFA Institute Enterprising Investor
Men chased smart investments and got burned—see 10 real-life lessons to avoid costly mistakes and protect your money.| Clever Dude Personal Finance & Money
Recent high-profile cyberattacks and data breaches have disrupted operations at major retailers and their suppliers this year.| Business Insurance
Risk management for law firms requires proactive policies, consistent monitoring, and the right insurance to reduce liability and protect your practice.| blog.protexurelawyers.com
Federal Reserve Chair Jerome Powell carefully opened the door to an interest-rate cut in September, pointing to rising risks for the labor...| Auto Finance News
How do you choose a worthy investment market? Here’s a hint: if everyone is talking about it, it’s probably not the right choice. By the time the cat is out of the bag on “hot” real estate markets, the window to score deals is closed. And what passive real estate investor wants to waste their time on speculation?| Memphis Real Estate Investing HubSpot Blog
As a high net worth individual, you understand the immense responsibility that comes with safeguarding your legacy. From irreplaceable heirlooms to priceless collections, your possessions represent far more than mere financial value – they hold memories, stories, and a reflection of your achievements and aspirations. However, protecting these valuable possessions through conventional mass market insurance Read more... The post The Need for Specialized Insurance: Why Mass Market Insurance Fa...| Clements
Air travel in Alaska is essential, and crashes will happen. Sean Dewalt explains how to assess the risk so that employees complete each flight safely. The post The Safety Corner: Aviation Risk Management appeared first on Alaska Business Magazine.| Alaska Business Magazine
BTC248: BITCOIN’S INSTITUTIONAL WAVE – TROJAN HORSE OR THE TIPPING POINT W/ WILLY WOO, MAX KEI, AND PRESTON PYSH AT BALTIC HONEYBADGER BTC248: BITCOIN’S INSTITUTIONAL WAVE| The Investor's Podcast Network
Determining the right umbrella, or excess liability, insurance limit is not as simple as applying a universal formula. Every business faces a unique mix of contractual requirements, industry risks, and […] The post Choosing the Right Commercial Umbrella Policy Limits: A Risk Management Guide appeared first on OneDigital.| OneDigital
Delinquencies climbed across auto loans in the second quarter, but at a lower rate than a year ago, as student loan repayments...| Auto Finance News
Fidelity released their annual retiree health care estimate and rather than write a post about it, my favorite bond blogger recently published a video worth watching if you’re planning on retiring soon or are already in retirement. With the ever growing cost of health care insurance and the already ridiculously priced health care services, it’s...| Get Rich Slick!
The administration signed a new rule around alternative investments in 401k’s today. The summary is below and I asked AI to give me a risk matrix for anyone considering adding speculation to your 401k. Key Developments President Trump signed an executive order on August 7, 2025, aimed at allowing alternative assets—such as cryptocurrencies, private equity,...| Get Rich Slick!
Underlying US inflation accelerated in July to the strongest pace since the start of the year, though a tepid rise in goods prices...| Auto Finance News
Risk management,as a subset of project management, is not a new concept but has been growing momentum as of late. Project managers are expected to know the risks inherent in their projects, and give them the appropriate level of scrutiny. Definition Project risk is defined by the Project Management Institute as an uncertain event or... [Read More]| ProjectEngineer
For at least the last half-decade, financial concerns have topped the list of concerns for nearly all industries. Rising costs, revenue pressures, and financial sustainability dominated risk conversations across law firms, tech companies, healthcare, and more. But 2025 marked a major shift in the legal profession’s risk landscape specifically, with a dramatic reordering of priorities […]| Blog – Embroker
Welcome to your essential guide to functional safety, tailored specifically for product developers. In a world where technology is increasingly integrated into every aspect of our lives—from industrial robots to autonomous vehicles—the potential for harm from product malfunctions makes functional safety not just important, but critical. This webinar cuts through the complexity to provide a clear understanding of what functional safety truly entails and why it's critical for product succes...| events.bizzabo.com
The AgriStability deadline extended to July 31, 2025. AgriStability helps producers manage financial losses.| Agriculture Financial Services Corporation
Security awareness goes by other names: security culture, training, education, etc. But they are all involve managing human risk.| Help Net Security
What evidence of control operation do federal regulators really expect? We break it down in detail with downloadable templates and examples.| Hyperproof
by Anastasija Rackovska, and the IRM Financial Services Group Organisations of all sizes face risks that are more interconnected, faster moving, and harder to predict than ever before. Managing those risks effectively is not a back office exercise – it’s a strategic priority. And when it comes to Enterprise Risk Management (ERM), 2 names dominate … Continue reading "How to make ISO 31000 Simple"| Enterprise Risk Magazine
Learn what C-suite can expect from SEC's cyber disclosure rules in 6-12 months based on feedback, effectiveness, and peer guidance.| Help Net Security
Discover how finance teams can drive innovation, not block it. Learn how strategic finance leaders enable growth through risk-balanced decisions, scenario planning, and capital allocation frameworks.| Finance Alliance
Learn 7 strategies that support climate resilience for insurance agents, from hazard mapping to smarter coverage planning.| Arrowhead General Insurance Agency, Inc.
One of the most important distinctions to understand when purchasing professional liability insurance is admitted vs non-admitted insurance. This classification can affect everything from how your policy is regulated to how claims are handled during insolvency. If you are unsure what these terms mean, or why they matter when choosing a policy, you are not alone. This guide breaks down the differences, advantages, and drawbacks of admitted and non-admitted carriers—so you can make an infor...| Protexure Lawyers Blog
Roughly four out of five attorneys will face a malpractice suit during their careers, and 70 percent of all malpractice claims target firms with five or fewer attorneys. For solo and small-firm lawyers, the risk of a claim is not hypothetical—it is highly probable. Even attorneys acting in good faith and with diligence can be accused of professional negligence. Legal malpractice claims can cause serious damage to a lawyer’s finances, professional reputation, and ability to practice. Whe...| Protexure Lawyers Blog
Self-audits for lawyers are a proactive way to uncover compliance gaps, improve firm operations, and reduce malpractice risk before problems arise.| blog.protexurelawyers.com
I’ve been using AI for a while now and I continue to learn better ways to use AI and prompt engineering. My latest use is something I picked off the Internet that really scaled things up. | Get Rich Slick!
I am finishing up an exploratory/holiday trip in South America. I checked out a few countries and plan on returning to check out more but I had a death in the family and now have to return back to the U.S. for a funeral. | Get Rich Slick!
Process Safety Management (PSM) is a system used to stop major accidents in industries that deal with dangerous materials. It focuses on being prepared, managing risks early and making the whole system stronger. PSM brings together people, engineering practices and industrial processes to avoid both small injuries and big disasters. Events like Bhopal, Piper Alpha ... Read more| www.thepetrosolutions.com
Imagine a chemical plant, where a single overlooked valve or ignored pressure reading could spark a catastrophic explosion. Process safety is the critical| www.thepetrosolutions.com
The legal industry has officially entered its AI era. In just one year, AI in legal practice skyrocketed from 22% to 80%, marking the most dramatic technology shift the profession has witnessed in decades. This isn’t just about numbers: it’s about an entire industry embracing innovation with strategic confidence. Legal professionals have finally gotten their […]| Blog – Embroker
With diversified funding and workflow automation in place, teams will be better equipped to continue their work without... Read more >>| Cayuse
Business Impact Analysis (BIA) enables organizations to evolve their business resilience strategies in response to emerging threats. Here’s why!| GuidePoint Security
Explore the essential steps in conducting a third party security assessment to identify and address potential security threats.| Hyperproof
Explore historical bear markets to decode recession risk, valuation impact, and which investment styles perform best in downturns and recoveries.| CFA Institute Enterprising Investor
Every business opens themselves up to third-party risk. Assessment helps you minimize these risks and improve your security posture.| Thoropass
Processes and controls typically comprise policies, which will include detailed explanations of the acceptable use of company technology.| Help Net Security
Discover why many small firms and solo attorneys in California forgo legal malpractice insurance and how affordable, tailored coverage options can help protect your practice from costly claims.| blog.protexurelawyers.com
As internal auditors and risk professionals, we are trained to scan the horizon for looming threats. Every year, headlines are filled with familiar risks—cybersecurity, economic volatility, geopolitical unrest, regulatory change. These are important, and rightly command our attention. But what about the risks that aren’t dominating the headlines? The ones that aren’t part of boardroom agendas, risk registers, or scenario planning models? In my experience, the most dangerous risks are of...| Audit Beacon
Alcohol might be a cornerstone of your business, but it also might pose great threats. Learn how local laws can affect your business and recommended controls.| Society Insurance
How can you get leadership on board so that your organization can increase its investments in cybersecurity? You’ll need to quantify the risks. Here’s how to do that.| Controllers Council
Across industries, employers continue to make a costly mistake: terminating employees who are receiving workers' compensation benefits. What appears to be a straightforward business decision often becomes a complex legal […] The post The Hidden Costs of Terminating Workers' Compensation Employees appeared first on OneDigital.| OneDigital
In process industries such as oil and gas, chemical manufacturing, and petroleum refining, maintaining optimal temperatures in pipelines and equipment is critical for operational efficiency, safety, and compliance with regulations. Heat tracing systems are essential for preventing freezing, maintaining process temperatures, and ensuring smooth operations in challenging environments. These systems mitigate risks like pipe blockages, ... Read more| www.thepetrosolutions.com
This chatbot-style tool allows investment analysts to query complex research materials in plain language without ever exposing sensitive data.| CFA Institute Enterprising Investor
An overview of risk management options available to beef producers| Canadian Cattlemen
A new poll of general and corporate counsel finds business risk increasing, driven largely by uncertainty in the regulatory environment.| Corporate Board Member
Timely insights on portfolio risk, inflation hedging, and market cycles—grounded in financial history and written for investment decision-makers.| CFA Institute Enterprising Investor
This post explores the growing wave of financial distress among US healthcare providers and reveals how financial governance failures can quickly erode investor value.| CFA Institute Enterprising Investor
Explore a new approach to replicating private equity returns with daily liquidity, combining futures, dynamic asset allocation, and risk management overlays.| CFA Institute Enterprising Investor
Investment professionals can’t opt out of complexity, but they can opt into clarity.| CFA Institute Enterprising Investor
Discover how advanced AI prompting and model selection are reshaping investment analysis—and why mastering these tools is essential for staying competitive.| CFA Institute Enterprising Investor
The market has stopped applauding good intentions and started testing whether companies can withstand the world's mess.| CFA Institute Enterprising Investor
Quality of Earnings: By approaching financials with this sharper lens, analysts can not only anticipate problems but also identify opportunities that align with long-term value creation.| CFA Institute Enterprising Investor
From mean variance optimization to net worth optimization. We no longer need to ask which is more important, the client’s attitude toward risk or the client’s capacity to take on risk.| CFA Institute Enterprising Investor
Does Germany's massive fiscal package mark the beginning of a lasting regime change or just another chapter in market volatility?| CFA Institute Enterprising Investor
Modeling climate risk remains one of the most challenging endeavors in risk management today.| CFA Institute Enterprising Investor
Navigating FX market volatility requires more than traditional analysis. Liquidity-aware models and machine learning techniques can provide an edge in detecting and forecasting abnormal returns.| CFA Institute Enterprising Investor
Hedge funds can serve as legitimate diversifiers, but blind allocation is risky. Traditional risk measures like standard deviation and correlation don’t always capture the full picture.| CFA Institute Enterprising Investor
How can we design a financial system that integrates AI with human intelligence?| CFA Institute Enterprising Investor
The key to embracing risk? Balance prudence with action, preparation with confidence, and strategy with boldness.| CFA Institute Enterprising Investor
For financial analysts, understanding bank liquidity risks is essential not just for assessing individual banks but also for evaluating broader market conditions.| CFA Institute Enterprising Investor
Real assets' first test in modern times started in 2021. Did they perform as hoped?| CFA Institute Enterprising Investor
Infrastructure projects are often touted as engines of growth, building roads, schools, and power grids that spur economic development, but beneath their grand vision lies a landscape of financial pitfalls that can hobble even the most promising of plans. From budget shortfalls to runaway material costs, these hidden risks can lurk in procurement contracts| Enterprise Risk Magazine
Effective indirect tax risk management is a necessity for a sustainable business strategy. With indirect taxes... The post Proactive Indirect Tax Risk Management Strategies appeared first on ComplyIQ by IGEN.| ComplyIQ by IGEN
Is your tax team struggling to handle increasing workloads while facing high turnover? You’re not alone. The... The post Turnover on Your Tax Team Is a Sign of Bigger Issues appeared first on ComplyIQ by IGEN.| ComplyIQ by IGEN
In this interview with The Deal, Ray Dalio, the founder of Bridgewater Associates and a titan of the investment world, distills his philosophy into a framework of timeless principles. His approach, rooted in pattern recognition and radical transparency, offers invaluable lessons for investors navigating volatile markets.| The Acquirer's Multiple®
In a profession built on precision, diligence, and trust, lawyers often believe avoiding errors is simply a matter of good practice. But no matter how cautious or experienced you are, risk is part of the job. Malpractice insurance for lawyers is not just a financial safeguard; it is essential protection against the unpredictable realities of legal work. Practicing law involves interpreting complex regulations, managing deadlines, and offering advice that can alter the course of someone’s ...| Protexure Lawyers Blog
Learn how hybrid work for law firms balances flexibility, productivity, and risk. Discover strategies to protect your firm while attracting talent and supporting long-term success.| blog.protexurelawyers.com
Effective policies — and effective training to reinforce them — can make or break an agency| FireRescue1