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Managing the refund well is the linchpin in the RRSP vs. TFSA debate
https://www.myownadvisor.ca/managing-the-refund-well-is-the-linchpin-in-the-rrsp-vs-tfsa-debate/
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The RRSP is great. The TFSA is great. However, managing the RRSP refund well is the linchpin in the RRSP vs. TFSA debate.