How to spend $1 million from your RRSP
Saving and investing beyond a million dollar portfolio. So, if you have a healthy RRSP - then how do you spend $1 million from your RRSP?| My Own Advisor
Save, invest, prosper with My Own Advisor. HWeekend Reading – More warnings against index funds Hi Folks! Welcome to some new Weekend Reading: an interesting one about more warnings against index funds. (I also want to thank more readers once again for their questions! I enjoy them. I put a few recent ones in this Weekend Reading edition.) In case you missed… Join the million dollar portfolio journey. The article Weekend Reading – More warnings against index funds is exclusive to My Own...| My Own Advisor
Saving and investing beyond a million dollar portfolio. So, if you have a healthy RRSP - then how do you spend $1 million from your RRSP?| My Own Advisor
Saving and investing beyond a million dollar portfolio includes avoiding debt. Weekend Reading - Managing Your Debt Burden.| My Own Advisor
Save, invest, prosper with My Own Advisor. Weekend Reading – Selling my U.S. stocks Hello! Welcome to some new Weekend Reading about selling some of my U.S. stocks! In case you missed other recent posts…. I believe income investing works well. Investing for Income Works I have some proof of that income oriented approach in this latest dividend income update here. July… Join the million dollar portfolio journey. The article Weekend Reading – Selling my U.S. stocks is exclusive to M...| My Own Advisor
Saving and investing beyond a million dollar portfolio has included dumping some of our U.S. stocks. Selling my U.S. stocks.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes a mix of income and growth. July 2025 Dividend Income Update.| My Own Advisor
Saving and investing my way to a million dollar portfolio includes having cash ready to access. How much cash should you keep?| My Own Advisor
A few years ago on this site, I wrote about keeping a $10,000 emergency fund. Well, we did it and our emergency fund is in place.| My Own Advisor
Save, invest, prosper with My Own Advisor. Weekend Reading – Creating Your Retirement Paycheque Hello! Welcome to a new Weekend Reading edition about creating your retirement income paycheque. I’m developing mine in real-time! In case you missed my most recent post, here was our June 2025 dividend income update. It moved higher… June 2025 Dividend Income Update Weekend Reading – Creating Your… Join the million dollar portfolio journey. The article Weekend Reading – Creating Your...| My Own Advisor
Save, invest, prosper with My Own Advisor. June 2025 Dividend Income Update Hi Everyone, Welcome to our latest update: our June 2025 dividend income update. A reminder for anyone new to the site, this is a standing monthly series related to our hybrid investing approach for semi-retirement funding that I started some 15+ years ago. This is how we invest: We invest… Join the million dollar portfolio journey. The article June 2025 Dividend Income Update is exclusive to My Own Advisor. All R...| My Own Advisor
Save, invest, prosper with My Own Advisor. Weekend Reading – What to Watch for the rest of 2025 Hey Friends! Welcome to a fresh Weekend Reading edition about what to watch out for, for the rest of 2025! My most recent post was about income investing. It works. For many reasons. Read on why below. Investing for Income Works Weekend Reading –… Join the million dollar portfolio journey. The article Weekend Reading – What to Watch for the rest of 2025 is exclusive to My Own Advisor. All R...| My Own Advisor
Save, invest, prosper with My Own Advisor. Investing for Income Works A few weeks ago, I had the pleasure of debating an income focused approach vs. total return. I want to thank fans of my site TD Direct Investing for the opportunity once again to discuss this subject along with my investing friend Henry Mah for engaging in the debate. It was… Join the million dollar portfolio journey. The article Investing for Income Works is exclusive to My Own Advisor. All Rights Reserved.| My Own Advisor
Save, invest, prosper with My Own Advisor. Weekend Reading – How should couples manage finances? Well hello! Welcome to a fresh, new Weekend Reading edition wondering how should couples manage finances? I share our answer to this question in this edition below. First up, a few recent posts you might have missed on my site: Thanks to Rob Carrick from The Globe… Join the million dollar portfolio journey. The article Weekend Reading – How should couples manage finances? is exclusive to My ...| My Own Advisor
Save, invest, prosper with My Own Advisor. May 2025 Dividend Income Update Hey Folks! Welcome to our latest update: our May 2025 dividend income update. A reminder for anyone new to the site, this series is a monthly update related to our hybrid investing approach for semi-retirement funding that I started some 15+ years ago. This is how we invest: We invest… Join the million dollar portfolio journey. The article May 2025 Dividend Income Update is exclusive to My Own Advisor. All Rights Res...| My Own Advisor
Save, invest, prosper with My Own Advisor. Investing for Income vs. Total Return, why choose? Welcome to a new Weekend Reading edition, on an important but seemingly never-ending debate: should you be investing for income or total return? Maybe in the end, why choose one over the other at all??? First up, recent articles on my site. I contributed to this recent MoneySense Best… Join the million dollar portfolio journey. The article Investing for Income vs. Total Return, why choose? is e...| My Own Advisor
Save, invest, prosper with My Own Advisor. Can you retire using a 60/40 portfolio? I enjoy posting retirement income case studies on this site – so let’s jump right in – can my reader retire using a 60/40 portfolio? I believe they can. Can you retire using a 60/40 portfolio? As mentioned on this site many times over the years, retirement income… Join the million dollar portfolio journey. The article Can you retire using a 60/40 portfolio? is exclusive to My Own Advisor. All Rights...| My Own Advisor
Save, invest, prosper with My Own Advisor. Weekend Reading – More Trump Tariffs Welcome to a new Weekend Reading edition, this one about more Trump tariffs to navigate. Just in case you missed last week’s edition and some other posts… I contributed to a MoneySense article about the Best ETFs in Canada to own. Weekend Reading – Best ETFs in Canada And… Join the million dollar portfolio journey. The article Weekend Reading – More Trump Tariffs is exclusive to My Own Advisor. All Rig...| My Own Advisor
Save, invest, prosper with My Own Advisor. Weekend Reading – Best ETFs in Canada Well hello! I hope you had a great week. Welcome to my latest Weekend Reading edition: the Best ETFs in Canada. Just in case you missed last week’s edition and some recent posts, well, here they are! Last weekend I wrote about largely doing nothing with our portfolio… Join the million dollar portfolio journey. The article Weekend Reading – Best ETFs in Canada is exclusive to My Own Advisor. All Rights Res...| My Own Advisor
Save, invest, prosper with My Own Advisor. Weekend Reading – Do Nothing Welcome to some new Weekend Reading about your investing behaviour: do nothing. (I also want to again thank some readers and their email questions of late, I enjoy them in the comments section. They make me reflect and think!) Before the do nothing subject, a reminder about my post this… Join the million dollar portfolio journey. The article Weekend Reading – Do Nothing is exclusive to My Own Advisor. All Rights Res...| My Own Advisor
Saving and investing beyond a million dollar portfolio includes stocks and ETFs. Welcome to this April 2025 Dividend Income Update.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes owning fixed income. Weekend Reading - Do you need fixed income?| My Own Advisor
Saving and investing beyond a million dollar portfolio.| www.myownadvisor.ca
There are no hard and fast rules when it comes to determining your retirement number other than taking the first step, figuring out what you’ll spend.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes buying the dip. Yes, that's true. Weekend Reading - Should you buy the dip?| My Own Advisor
Saving and investing beyond a million dollar portfolio includes navigating stock market corrections. Weekend Reading - Market Smackdown edition.| My Own Advisor
Investing beyond a million dollar portfolio includes owning stocks and low-cost ETFs. Welcome to our March 2025 Dividend Income Update.| My Own Advisor
Investing beyond a million dollar portfolio includes avoiding mistakes where you can. Read on: avoiding some big retirement mistakes.| My Own Advisor
Saving and investing beyond a million dollar portfolio is fun when I answer reader questions too. Weekend Reading - Reader Q&A.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes staying out of debt. Read on about The Debt Burden of many Canadians.| My Own Advisor
Saving and investing beyond a million dollar portfolio.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes staying the course. Here is our February 2025 Dividend Income Update.| My Own Advisor
My financial journey includes making changes when circumstances dictate. Here we are. How to invest and shop during Trump idiocracy.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes a mix of stocks and ETFs. January 2025 Dividend Income Update.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes ongoing learning. Everything but Money – Review and Giveaway.| My Own Advisor
You too can save and invest your way to a million dollar portfolio. Make sure you use these RRSP facts for this year and beyond!| My Own Advisor
Saving and investing beyond a million dollar portfolio does not include a 60/40 mix. Weekend Reading - Beyond 60/40 Portfolios.| My Own Advisor
Saving and investing beyond a million dollar portfolio ignores most financial advice. Weekend Reading - A history lesson in getting it wrong.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes owning ETFs. Weekend Reading - How many ETFs are enough?| My Own Advisor
Investing beyond a million dollar portfolio includes navigating bad stock markets. Read on: Weekend Reading - Sequence of Returns Risk.| My Own Advisor
Investing beyond a million dollar portfolio includes dividend paying stocks and ETFs. Read on in this December 2024 Dividend Income Update.| My Own Advisor
A Tax Free Savings Account (TFSA) is an incredible wealth-building account. Here are great things you can do with your TFSA.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes goal setting and monitoring. Weekend Reading - 2024 Goals edition.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes owning stocks and ETFs. 3 Stocks or ETFs I Want to Buy in 2025.| My Own Advisor
Saving and investing beyond a million dollar portfolio, usually includes ignoring experts. Weekend Reading - Expert Predictions for 2025.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes stocks and ETFs. Welcome to our November 2024 Dividend Income Update.| My Own Advisor
Investing our portfolio includes monitoring economic and political uncertainty. Should I Change Our Portfolio - With a new President?| My Own Advisor
Investing beyond a million dollar portfolio includes a bias to stocks. Weekend Reading - Should retirees buy dividend stocks over bonds?| My Own Advisor
Saving and investing beyond a million dollar portfolio includes owning lots of stocks. How often and how much do stock markets go up?| My Own Advisor
Managing my LIRA - Update| My Own Advisor
Investing beyond a million dollar portfolio includes some asset preservation. So, should you have 100% of your portfolio in stocks?| My Own Advisor
Should you defer your Canada Pension Plan until age 65? What about deferring CPP until age 70? There are benefits to this and this post will tell you why.| My Own Advisor
FIRE including the "retire early" part sounds fun but not true. I prefer Financial Independence Work On Own Terms (FIWOOT) versus FIRE.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes holding a few stocks indeed. These are my Top-5 Stocks right now.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes learning from others. Weekend Reading - Timeless personal finance books.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes managing my LIRA. Read on - Then and Now - Managing my LIRA.| My Own Advisor
Investing early and often now allows us to coast (financially) to retirement. Weekend Reading - Are we Coast FIRE now?| My Own Advisor
Saving and investing beyond a million dollar portfolio includes having a budget. Welcome to our Financial Independence Budget.| My Own Advisor
Bond yields are dirt-low. High interest savings accounts really don’t exist, they are a misnomer. Consider learning to live with stocks.| My Own Advisor
Welcome to my ETFs page where I share key articles about ETFs, what I own and why, to support you and your low-cost investing journey.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes owning stocks and ETFs. Here is our March 2024 Dividend Income Update.| My Own Advisor
Got a question for me? Maybe I have answered it here! Check out my FAQs page listing some questions and my answers here.| My Own Advisor
I enjoy reader questions including this one: how do you rebalance your portfolio? Read on to find out the answer and what I think about.| My Own Advisor
You built a seven figure portfolio with your husband to retire at age 31? Read on about ditching home ownership and becoming a millionaire instead.| My Own Advisor
Investing includes navigating dividend cuts that go with my dividend raises. Weekend Reading - Markets in turmoil.| My Own Advisor
Investing beyond a million dollar portfolio includes owning stocks that pay dividends. Read on: July 2024 Dividend Income Update.| My Own Advisor
Investing beyond a million dollar portfolio includes an income and growth approach. Weekend Reading - More Dividends August 2024 Edition.| My Own Advisor
What makes a great Exchange Traded Fund (ETF)? What are the Top Canadian Dividend ETFs to own? Read on for income and growth.| My Own Advisor
Investing beyond a million dollar portfolio includes some adjustments now and then. Weekend Reading - Rebalancing your portfolio edition.| My Own Advisor
It’s a complicated answer but here's a detailed post for retirees to learn more - when to take your CPP benefit.| My Own Advisor
Saving and investing my way beyond a million dollar portfolio includes learning from others. Read on: all about Balance with Andrew Hallam.| My Own Advisor
How much enough usually depends on what you want to spend. I share how much do you need to retire on $5,000 per month in this case study.| My Own Advisor
Mortgage, RRSP, dividend calculators and much more can be found on my Helpful Sites page. All of the tools are FREE to use.| My Own Advisor
There is no doubt in my mind that early retirement is far more challenging on a lower income. Can you retire early on a lower income?| My Own Advisor
Saving and investing beyond a million dollar portfolio, includes, at times, selling stocks. When should you sell your stocks?| My Own Advisor
Sure, I suppose you could worry about higher interest rates. How we’re going to deal with higher interest rates.| My Own Advisor
Every year we strive to define then reach a number of financial goals. This year is no different. Check out our 2017 financial goals.| My Own Advisor
Investing my way to semi-retirement includes the 4% rule, only somewhat. Here's why the 4% rule is actually (still) a decent rule of thumb.| My Own Advisor
If you spend that RRSP refund then TFSA makes more sense. Read on to learn why you should not spend any RRSP-generated tax refund here.| My Own Advisor
Saving beyond a million dollar portfolio includes scaling back at some point. How your part-time job can support your retirement.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes holding some cash. Are Cash-Alternative ETFs Right for You?| My Own Advisor
Saving and investing beyond a million dollar portfolio includes playing defence. Weekend Reading - Playing portfolio defence and offence.| My Own Advisor
Saving and investing my way to a million dollar portfolio includes owning dividend stocks. Check out Then and Now - Waste Connections.| My Own Advisor
Saving and investing my way to a million dollar portfolio includes my ownership in many stocks. Check out Then and Now – Telus.| My Own Advisor
Today’s post is about a Canadian dividend paying stock I’ve owned for many years now: CNR. Then and Now - Canadian National Railway.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes owning individual stocks. Check out Then and Now - BlackRock.| My Own Advisor
Check out my ongoing series about past investment choices where I revisit what I've done or purchased. This one is about H&R REIT.| My Own Advisor
Investing is not this easy. I feel in hindsight my decision to buy (and hold) Enbridge was a bit of a no-brainer but there are no guarantees.| My Own Advisor
I'm convinced more diversification is helpful beyond Canadian stocks. Here are my lessons learned in diversification – reducing my Canadian home bias.| My Own Advisor
Welcome to my Dividends page. Learn how I invest in dividend paying stocks to earn almost $30,000 per year in dividend income.| My Own Advisor
Investing beyond a million dollar portfolio includes my hybrid investing approach. Welcome to my June 2024 Dividend Income Update.| My Own Advisor
While there are many more retirement mistakes to avoid, this is a good starting list. Read on: six big retirement mistakes.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes owning some individual stocks. Check out Then and Now - Walmart.| My Own Advisor
My investing approach includes investing in Canada. Weekend Reading, the pros and cons of investing in just Canada.| My Own Advisor
Welcome to an updated Then and Now post, a continuation of my series. For today, Then and Now – Johnson & Johnson (JNJ). Why I sold it.| My Own Advisor
The RRSP is great. The TFSA is great. However, managing the RRSP refund well is the linchpin in the RRSP vs. TFSA debate.| My Own Advisor
My name is Mark Seed - the founder, editor and owner of My Own Advisor. As my own DIY financial advisor, I'm looking to start semi-retirement soon, sooner than most. Find out how, what I did, and what you can learn to tailor your own Financial Independence, Work On Own Terms (FIWOOT!) path. Join the newsletter read by thousands. Always free.| www.myownadvisor.ca
Investing for retirement includes avoiding big mistakes. Based on some recent research, avoid these Top 10 Retirement Mistakes.| My Own Advisor
Our investing plan includes the U.S. market but that party has to end at some point. Where do U.S. stocks go from here?| My Own Advisor
Saving and investing beyond a million dollar portfolio includes monitoring our portfolio. Learn more in How We Invest.| My Own Advisor
