Learn how I use DRIPs, also known as Dividend Reinvestment Plans, and how you can use DRIPs to get wealthy eventually here.| My Own Advisor
Saving and investing beyond a million dollar portfolio.| www.myownadvisor.ca
Save, invest, prosper with My Own Advisor. Weekend Reading – Gold is golden! Will it last? Well hello… Welcome to some new Weekend Reading that shares some gold news (including what I do or do not own when it comes to gold) and other recent weekend reading finds. 🙂 Before my take on gold, I recently wrote about this: My wife retired… Join the million dollar portfolio journey. The article Weekend Reading – Gold is golden! Will it last? is exclusive to My Own Advisor. All Rights Rese...| My Own Advisor
Save, invest, prosper with My Own Advisor. September 2025 Dividend Income Update Hey Fans! Welcome to our latest update: our September 2025 dividend income update. A reminder for anyone new to the site, this is a standing monthly series related to our hybrid investing approach – an approach I’ve been using for about 16 years now. We invest this way: We invest… Join the million dollar portfolio journey. The article September 2025 Dividend Income Update is exclusive to My Own Advisor. All...| My Own Advisor
Investing beyond a million dollar portfolio has helped my wife retire. Weekend Reading - My Wife's Retirement and 30/70 Portfolios.| My Own Advisor
Save, invest, prosper with My Own Advisor. Weekend Reading – The Best Asset Allocation for Retirement Hey Friends, Welcome to some new Weekend Reading that shares the best asset allocation for retirement. Well worth the read and potential application for your retirement income planning. And, before that, in case you missed my recent post – when it comes to safe withrdawal rates… Join the million dollar portfolio journey. The article Weekend Reading – The Best Asset Allocation for Re...| My Own Advisor
Investing and spending beyond a million dollar portfolio includes some rules of thumb. Weekend Reading - The 2% Retirement Rule.| My Own Advisor
Save, invest, prosper with My Own Advisor. Weekend Reading – How I built my dividend portfolio Well hello again! Welcome to some new Weekend Reading related to How I built my dividend portfolio, an update triggered by recent reader questions as our retirement draws near… In case you missed some recent posts here they are: Last weekend I heard from dozens of… Join the million dollar portfolio journey. The article Weekend Reading – How I built my dividend portfolio is exclusive to My Ow...| My Own Advisor
Save, invest, prosper with My Own Advisor. How I built my dividend portfolio Over the years subscribers have asked about my step-by-step approach to building (and maintaining) my dividend income portfolio. Well, today’s post is an update on that approach including how I built my dividend portfolio. I’ve adjusted a few things below to make it current to fall 2025. How do… Join the million dollar portfolio journey. The article How I built my dividend portfolio is exclusive to My Own A...| My Own Advisor
Save, invest, prosper with My Own Advisor. Weekend Reading – When did you stop budgeting? Well hello! Welcome to some new Weekend Reading on budgeting and more specifically, asking the question: when did you stop budgeting? In case you missed some recent posts… Last weekend, I wondered what is / is not the middle class: Weekend Reading – What is middle class… Join the million dollar portfolio journey. The article Weekend Reading – When did you stop budgeting? is exclusive to My Own ...| My Own Advisor
Save, invest, prosper with My Own Advisor. Weekend Reading – What is middle class anyhow? Hi Folks! Welcome to some new Weekend Reading: another interesting one about defining the middle class, where possible. In case you missed some recent posts: Weekend Reading – More warnings against index funds And…more recently this week, I posted our new dividend income trend for the year:… Join the million dollar portfolio journey. The article Weekend Reading – What is middle class anyhow? is...| My Own Advisor
Saving and investing beyond a million dollar portfolio includes stocks and ETFs. Welcome to our August 2025 Dividend Income Update.| My Own Advisor
Save, invest, prosper with My Own Advisor. HWeekend Reading – More warnings against index funds Hi Folks! Welcome to some new Weekend Reading: an interesting one about more warnings against index funds. (I also want to thank more readers once again for their questions! I enjoy them. I put a few recent ones in this Weekend Reading edition.) In case you missed… Join the million dollar portfolio journey. The article Weekend Reading – More warnings against index funds is exclusive to My Own...| My Own Advisor
Saving and investing beyond a million dollar portfolio. So, if you have a healthy RRSP - then how do you spend $1 million from your RRSP?| My Own Advisor
Saving and investing beyond a million dollar portfolio includes avoiding debt. Weekend Reading - Managing Your Debt Burden.| My Own Advisor
Save, invest, prosper with My Own Advisor. Weekend Reading – Selling my U.S. stocks Hello! Welcome to some new Weekend Reading about selling some of my U.S. stocks! In case you missed other recent posts…. I believe income investing works well. Investing for Income Works I have some proof of that income oriented approach in this latest dividend income update here. July… Join the million dollar portfolio journey. The article Weekend Reading – Selling my U.S. stocks is exclusive to M...| My Own Advisor
Saving and investing beyond a million dollar portfolio has included dumping some of our U.S. stocks. Selling my U.S. stocks.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes a mix of income and growth. July 2025 Dividend Income Update.| My Own Advisor
Saving and investing my way to a million dollar portfolio includes having cash ready to access. How much cash should you keep?| My Own Advisor
A few years ago on this site, I wrote about keeping a $10,000 emergency fund. Well, we did it and our emergency fund is in place.| My Own Advisor
Save, invest, prosper with My Own Advisor. Weekend Reading – Creating Your Retirement Paycheque Hello! Welcome to a new Weekend Reading edition about creating your retirement income paycheque. I’m developing mine in real-time! In case you missed my most recent post, here was our June 2025 dividend income update. It moved higher… June 2025 Dividend Income Update Weekend Reading – Creating Your… Join the million dollar portfolio journey. The article Weekend Reading – Creating Your...| My Own Advisor
Saving and investing beyond a million dollar portfolio includes my love for dividend income. Here is my June 2025 Dividend Income Update.| My Own Advisor
Investing beyond a million dollar portfolio includes owning stocks and ETFs for total return. Investing for Income vs. Total Return, why choose?| My Own Advisor
Saving and investing beyond a million dollar portfolio includes helping others. Can my reader retire using a 60/40 portfolio?| My Own Advisor
Saving and investing beyond a million dollar portfolio includes stocks and ETFs. Welcome to this April 2025 Dividend Income Update.| My Own Advisor
There are no hard and fast rules when it comes to determining your retirement number other than taking the first step, figuring out what you’ll spend.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes buying the dip. Yes, that's true. Weekend Reading - Should you buy the dip?| My Own Advisor
Saving and investing beyond a million dollar portfolio includes navigating stock market corrections. Weekend Reading - Market Smackdown edition.| My Own Advisor
Investing beyond a million dollar portfolio includes owning stocks and low-cost ETFs. Welcome to our March 2025 Dividend Income Update.| My Own Advisor
Investing beyond a million dollar portfolio includes avoiding mistakes where you can. Read on: avoiding some big retirement mistakes.| My Own Advisor
Saving and investing beyond a million dollar portfolio is fun when I answer reader questions too. Weekend Reading - Reader Q&A.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes staying out of debt. Read on about The Debt Burden of many Canadians.| My Own Advisor
Saving and investing beyond a million dollar portfolio.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes staying the course. Here is our February 2025 Dividend Income Update.| My Own Advisor
My financial journey includes making changes when circumstances dictate. Here we are. How to invest and shop during Trump idiocracy.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes a mix of stocks and ETFs. January 2025 Dividend Income Update.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes ongoing learning. Everything but Money – Review and Giveaway.| My Own Advisor
You too can save and invest your way to a million dollar portfolio. Make sure you use these RRSP facts for this year and beyond!| My Own Advisor
Saving and investing beyond a million dollar portfolio does not include a 60/40 mix. Weekend Reading - Beyond 60/40 Portfolios.| My Own Advisor
Saving and investing beyond a million dollar portfolio ignores most financial advice. Weekend Reading - A history lesson in getting it wrong.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes owning ETFs. Weekend Reading - How many ETFs are enough?| My Own Advisor
Investing beyond a million dollar portfolio includes navigating bad stock markets. Read on: Weekend Reading - Sequence of Returns Risk.| My Own Advisor
Investing beyond a million dollar portfolio includes dividend paying stocks and ETFs. Read on in this December 2024 Dividend Income Update.| My Own Advisor
A Tax Free Savings Account (TFSA) is an incredible wealth-building account. Here are great things you can do with your TFSA.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes goal setting and monitoring. Weekend Reading - 2024 Goals edition.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes owning stocks and ETFs. 3 Stocks or ETFs I Want to Buy in 2025.| My Own Advisor
Saving and investing beyond a million dollar portfolio, usually includes ignoring experts. Weekend Reading - Expert Predictions for 2025.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes stocks and ETFs. Welcome to our November 2024 Dividend Income Update.| My Own Advisor
Investing our portfolio includes monitoring economic and political uncertainty. Should I Change Our Portfolio - With a new President?| My Own Advisor
Investing beyond a million dollar portfolio includes a bias to stocks. Weekend Reading - Should retirees buy dividend stocks over bonds?| My Own Advisor
Saving and investing beyond a million dollar portfolio includes owning lots of stocks. How often and how much do stock markets go up?| My Own Advisor
Managing my LIRA - Update| My Own Advisor
Investing beyond a million dollar portfolio includes some asset preservation. So, should you have 100% of your portfolio in stocks?| My Own Advisor
Should you defer your Canada Pension Plan until age 65? What about deferring CPP until age 70? There are benefits to this and this post will tell you why.| My Own Advisor
FIRE including the "retire early" part sounds fun but not true. I prefer Financial Independence Work On Own Terms (FIWOOT) versus FIRE.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes holding a few stocks indeed. These are my Top-5 Stocks right now.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes managing my LIRA. Read on - Then and Now - Managing my LIRA.| My Own Advisor
Investing early and often now allows us to coast (financially) to retirement. Weekend Reading - Are we Coast FIRE now?| My Own Advisor
Saving and investing beyond a million dollar portfolio includes having a budget. Welcome to our Financial Independence Budget.| My Own Advisor
Bond yields are dirt-low. High interest savings accounts really don’t exist, they are a misnomer. Consider learning to live with stocks.| My Own Advisor
Welcome to my ETFs page where I share key articles about ETFs, what I own and why, to support you and your low-cost investing journey.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes owning stocks and ETFs. Here is our March 2024 Dividend Income Update.| My Own Advisor
Got a question for me? Maybe I have answered it here! Check out my FAQs page listing some questions and my answers here.| My Own Advisor
I enjoy reader questions including this one: how do you rebalance your portfolio? Read on to find out the answer and what I think about.| My Own Advisor
You built a seven figure portfolio with your husband to retire at age 31? Read on about ditching home ownership and becoming a millionaire instead.| My Own Advisor
Investing beyond a million dollar portfolio includes owning stocks that pay dividends. Read on: July 2024 Dividend Income Update.| My Own Advisor
What makes a great Exchange Traded Fund (ETF)? What are the Top Canadian Dividend ETFs to own? Read on for income and growth.| My Own Advisor
Investing beyond a million dollar portfolio includes some adjustments now and then. Weekend Reading - Rebalancing your portfolio edition.| My Own Advisor
It’s a complicated answer but here's a detailed post for retirees to learn more - when to take your CPP benefit.| My Own Advisor
Saving and investing my way beyond a million dollar portfolio includes learning from others. Read on: all about Balance with Andrew Hallam.| My Own Advisor
How much enough usually depends on what you want to spend. I share how much do you need to retire on $5,000 per month in this case study.| My Own Advisor
Mortgage, RRSP, dividend calculators and much more can be found on my Helpful Sites page. All of the tools are FREE to use.| My Own Advisor
There is no doubt in my mind that early retirement is far more challenging on a lower income. Can you retire early on a lower income?| My Own Advisor
Every year we strive to define then reach a number of financial goals. This year is no different. Check out our 2017 financial goals.| My Own Advisor
Investing my way to semi-retirement includes the 4% rule, only somewhat. Here's why the 4% rule is actually (still) a decent rule of thumb.| My Own Advisor
If you spend that RRSP refund then TFSA makes more sense. Read on to learn why you should not spend any RRSP-generated tax refund here.| My Own Advisor
Saving beyond a million dollar portfolio includes scaling back at some point. How your part-time job can support your retirement.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes holding some cash. Are Cash-Alternative ETFs Right for You?| My Own Advisor
Saving and investing my way to a million dollar portfolio includes owning dividend stocks. Check out Then and Now - Waste Connections.| My Own Advisor
Saving and investing my way to a million dollar portfolio includes my ownership in many stocks. Check out Then and Now – Telus.| My Own Advisor
Today’s post is about a Canadian dividend paying stock I’ve owned for many years now: CNR. Then and Now - Canadian National Railway.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes owning individual stocks. Check out Then and Now - BlackRock.| My Own Advisor
Check out my ongoing series about past investment choices where I revisit what I've done or purchased. This one is about H&R REIT.| My Own Advisor
Investing is not this easy. I feel in hindsight my decision to buy (and hold) Enbridge was a bit of a no-brainer but there are no guarantees.| My Own Advisor
I'm convinced more diversification is helpful beyond Canadian stocks. Here are my lessons learned in diversification – reducing my Canadian home bias.| My Own Advisor
Welcome to my Dividends page. Thanks to long-term investing, we now earn tens of thousands of dollars per year, and growing.| My Own Advisor
Investing beyond a million dollar portfolio includes my hybrid investing approach. Welcome to my June 2024 Dividend Income Update.| My Own Advisor
While there are many more retirement mistakes to avoid, this is a good starting list. Read on: six big retirement mistakes.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes owning some individual stocks. Check out Then and Now - Walmart.| My Own Advisor
Welcome to an updated Then and Now post, a continuation of my series. For today, Then and Now – Johnson & Johnson (JNJ). Why I sold it.| My Own Advisor
The RRSP is great. The TFSA is great. However, managing the RRSP refund well is the linchpin in the RRSP vs. TFSA debate.| My Own Advisor
My name is Mark Seed - the founder, editor and owner of My Own Advisor. As my own DIY financial advisor, I've reached financial independence. Now, I share my lessons learned for free on this site. Find out what I did and how I reached financial independence to tailor your own path. Join the newsletter read by thousands.| www.myownadvisor.ca
Investing for retirement includes avoiding big mistakes. Based on some recent research, avoid these Top 10 Retirement Mistakes.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes monitoring our portfolio. Learn more in How We Invest.| My Own Advisor
Welcome to my latest Weekend Reading edition - this one about Canadian home bias edition. Doing so is not as bad as you think!| My Own Advisor
Saving and investing beyond a million dollar portfolio.| My Own Advisor
Saving and investing beyond a million dollar portfolio includes following my own path. Weekend Reading - Excellence and the Stock Market.| My Own Advisor
Investing beyond a million dollar portfolio includes owning individual stocks and ETFs. This is my May 2024 Dividend Income Update.| My Own Advisor
Saving and investing my way beyond a million dollar portfolio includes working through stock market corrections and dips and more.| My Own Advisor
As part of my Then and Now series, I revisit the need for bonds in my portfolio. Your mileage may vary of course!| My Own Advisor