$0.00 is the amount I have left to pay on my student loans. Bizarrely enough, a ticker-tape parade was not thrown in my honor when my very last monthly payment came out of my bank account. Indeed, I’m fairly certain that the only direct acknowledgement of the accomplishment that I did receive was a dip to my credit score. (A scam if I ever knew one.) To see the balance for myself, I needed to open a new online account with the latest servicer in a line whose count I’ve lost track of. Thi...