Mobile payment technology in 2025 is developing at a healthy pace as it continues to absorb the AI revolution. Existing tools such as Two-Factor Authentication (2FA) are undergoing transformations to secure new digital payment technologies. Advances in biometric identification are now on the most basic smart phones and increasing security. Contactless payment is morphing into Tap-to-Pay and when tied to innovative payment solutions can change peer-to-peer and small business payments - and cli...