Revolut’s $75B leap and Europe’s new payments system (EPI Wero) signal the next big shift in digital banking and fintech innovation.| Fintech Garden Podcast: Episode 123 | Dashdevs
The fintech revolution began with simplicity. Wise (formerly TransferWise) made cross-border transfers seamless, Revolut gave users instant access to FX, and Monobank in Ukraine reshaped retail banking. These companies weren’t banks. They were lean personal finance apps, agile alternatives to traditional high street banks. But the story didn’t end there. Over time, these fintechs started adding layers: investments, crypto, insurance, wealth management, and even stablecoin banking. With Re...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
A decade ago, digital wallets were simple. Tap, pay, done. Today, they’re evolving into full-fledged financial ecosystems—integrating payments, identity, loyalty, credit, and even tokenized assets. From Apple Pay to MuchBetter, the modern wallet is no longer just a utility—it’s becoming the front door to financial services. At DashDevs, we’ve seen this shift firsthand through projects like MuchBetter, where we helped build an award-winning e-wallet with seamless payments, loyalty fe...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Blueprint for AI-Native Fintech: Building Smarter Foundations In Episode 121 of the Fintech Garden podcast, hosts Igor Tomych and Dumitru Condrea explore the architecture, regulation, and real-world implications of building AI into the very foundation of fintech—what it really means to be AI-native. Most fintechs treat AI as an add-on. For instance, they may incorporate a more advanced chatbot or a sophisticated fraud detection model. But truly AI-native platforms are different—they’re ...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Revolut white label solutions explored by DashDevs. Discover a white label fintech platform to launch your own banking app faster, with flexibility, compliance, and scalability.| White Label Banking Platform: Best Revolut Alternative? | DashDevs
DashDevs is a custom software development company that delivers digital solutions for fintech and other industries. We can help bring your project to life!| DashDevs: Fintech Software Solutions
In Episode 120 of the Fintech Garden podcast, Igor Tomych sits down with Rutger van Faassen, Founder & CEO of Informationbanker, to explore one of the most transformative trends in modern fintech: stablecoins. With over 25 years of experience in both banking and fintech—on the side of traditional financial institutions and solution providers—Rutger offers unique insights into how trust, regulation, and real-world use cases are finally converging to bring stablecoins into mainstream finance.| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Why did Tally fail after $172M in funding? Planted Wrong digs into fintech flops to uncover lessons for today’s builders.| Fintech Garden Podcast: Episode 119 | Dashdevs
Expert penetration testing services to identify vulnerabilities & protect your business. Get comprehensive security testing services and reliable pen testing solutions from DashDevs!| Penetration Testing Services | Dashdevs
Learn about the impact of fraud on businesses, the critical role of KYC compliance, and discover top Know Your Customer providers in 2024 | DashDevs| How to Protect Your Fintech App from Fraud with KYC | DashDevs
Learn about the incident response plan template and how to use it to create a security incident plan for your organization. See data protection best practices.| Cybersecurity Incident Response Plan: How to Get It Right | DashDevs
DashDevs blog is a cozy place to broaden horizons in business and software innovations. We’re here to make tech-savvy things crystal clear and product-oriented.| Blog. Our expertise and know-hows to read.
Fintech Garden Ep. 118: Discover tbi Bank’s hybrid fintech model with Petr Baron. Listen now for key insights into digital banking success!| Fintech Garden Podcast: Episode 118 | Dashdevs
Discover the best fintech podcasts to stay informed on the latest financial technology trends, insights, and innovations. Perfect for industry pros and tech enthusiasts.| Fintech Podcasts: Stay Updated on Fintech Trends | Dashdevs
[London — July 1, 2025] – DashDevs and Okoora have announced a strategic partnership to bring embedded FX infrastructure to fintech startups and financial institutions worldwide. By integrating Okoora’s FX360 suite—including real-time hedging, multi-currency accounts, and automated liquidity routing—directly into DashDevs-built platforms, fintechs can launch with robust cross-border and currency risk management features from day one. This collaboration eliminates the need for costly...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Explore how stablecoins are reshaping payments, DeFi, and finance in Episode 117 of Fintech Garden with Nobo CEO Ayo Ojerinola.| Fintech Garden Podcast: Episode 117 | Dashdevs
What is Marqeta? How does Marqeta make money? How does Marqeta works, its pricing, business model, and many more in our blog article.| How Marqeta Makes Money. Partners, Customers | DashDevs
Discover the future of digital transactions with payments via social channels. Explore how social platforms are revolutionizing the way we make payments, connecting consumers and businesses like never before. From seamless transactions to enhanced security, dive into the exciting possibilities of this evolving landscape.| Payments via Social Channels: the Future of Transactions | DashDevs
In Episode 116 of the Fintech Garden podcast by DashDevs, Igor Tomych is joined by fintech product strategist Sam Boboev for a forward-looking discussion on the role of e-wallets, tokenization, and big tech in reshaping the global payments landscape. Sam Boboev is a fintech product leader and enthusiast, passionate about crafting simple, intuitive solutions to complex financial problems. He has successfully launched multiple products in the payments and fintech space, helping early-stage star...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Earlier this June, the DashDevs team joined the world’s top fintech minds at Money20/20 Europe 2025 in Amsterdam. Spanning three intense days at the RAI, this year’s conference was a masterclass in what’s next for payments, banking, AI, and financial infrastructure. More than just a networking opportunity, Money20/20 was a convergence of visionaries, builders, and regulators, all working to define fintech’s next chapter. DashDevs at Money20/20: Our Team Our leadership team - Igor Tomy...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Galileo Financial Technologies powers top fintechs. Learn what the Galileo company offers and how Galileo technologies drive modern banking innovation.| Galileo Financial Technologies Platform Guide & Migration | DashDevs
DashDevs offers seamless fintech integrations to streamline your financial services. Leverage our expertise in blockchain technology and decentralized finance to enhance your offerings. Trust our team of 200+ experts with over 15 years of experience to be your technology partner for success.| Fintech Integrations Services - Launch your product faster| DashDevs
Overview of the top 4 app monetization strategies for Fintech. Read our complete guide to the most effective strategies for app monetization and their impact on growth and engagement.| 4 App Monetization Strategies for Fintech | DashDevs
Explore embedded finance and the dynamic shift from traditional to embedded finance models. Discover the future of financial services distribution.| What is Embedded Finance and How it Works | Dashdevs
Lending as a service platform can be a major competitive advantage for fintech companies. Are you planning to integrate with lending solutions? Read this article!| Lending as a Service Can Enhance Your Business | Dashdevs
What is biometric authentication for fintech, and how can it change the market? In this article, we explore biometric authentication methods, their importance, and innovation. Read on!| How Biometric Authentication Changes Fintech Future in 2024?
In Episode 115 of the Fintech Garden podcast by DashDevs, host Igor Tomych welcomes Jeremy Takle, CEO of VEMI and co-founder of Pennyworth, for a powerful conversation on what it truly means to build teams with T-shaped experts. As a chief executive and senior advisor, Jeremy works with companies that are building, scaling, and digitally transforming financial services. He has a proven track record of delivering transformational growth, sustainable performance improvement, and interdisciplina...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
If there’s one fintech event that sets the tone for the entire industry, it’s Money20/20 Europe. And in 2025, it’s shaping up to be bigger and more impactful than ever. From June 3–5, 2025, the world’s top fintech leaders will gather in Amsterdam to challenge ideas, form new partnerships, and uncover what’s next in digital finance. Whether you’re scaling a startup, transforming legacy infrastructure, or expanding into new markets, this is where it all comes together.| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
How Bias in Machine Learning Affects Credit Scoring In the latest episode of the Fintech Garden podcast by DashDevs, Igor Tomych and Dumitru Condrea explore a pressing topic in modern financial technology: the ethical risks associated with using artificial intelligence and machine learning in credit scoring. As fintech companies increasingly rely on automated decision-making systems, questions around fairness, transparency, and unintended discrimination are becoming more urgent. This episode ...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
What is CHAPS payment in the UK? Learn this and see CHAPS vs Bacs and CHAPS vs Faster Payments comparisons. Explore features and use cases of UK payment systems.| CHAPS Payment in the UK: Features and Comparisons | DashDevs
DashDevs offers Product development services from concept to launch. Trust our team of 200+ experts with over 15 years of experience to be your technology partner for success.| Software Product Development company | DashDevs
Get top-notch mobile app development services from DashDevs. Our experienced team can turn your ideas into cutting-edge apps for iOS, Android, and more. Contact us today to bring your mobile app vision to life!| Custom Mobile Application Development Services | DashDevs
Learn how open banking works. Discover how financial institutions can integrate open banking APIs to improve the quality of services and customer experience.| Mastering Open Banking Integrations: Your Ultimate Guide | DashDevs
The usage of Application Programming Interface (API) has become a cornerstone of digital transformation in the ever-changing financial services industry. Understanding their categories is critical for executives, company owners, and engineers to begin leveraging technology to improve their fintech or non-fintech organizations. In this post, you will find out about types of APIs in banking, learn how to choose an API for your product, and discover the technicalities associated with the integ...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
In the latest episode of the Fintech Garden podcast by DashDevs, Igor Tomych and Dumitru Condrea share hands-on strategies for assembling and scaling high-performing tech teams in the fintech industry. The discussion focuses on aligning team structure with business needs—laying the foundation for long-term growth, agility, and technical excellence. Defining Roles, Responsibilities, and Structure The conversation opens with a critical insight: great teams don’t form by accident—they’re...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Statement of the work (SOW) in software projects explained. Learn how a solid SOW software document ensures clarity, reduces risk, and drives success.| Statement of Work (SOW) in Software Projects | DashDevs
In an era where digital transactions define the customer experience, businesses need to ensure that payments are processed seamlessly, securely, and efficiently. However, the payment ecosystem is complex, involving multiple providers, gateways, and methods. Managing these multiple components and keeping track of costs, success rates, and performance metrics can be challenging and time-consuming. That’s where payment orchestration comes into play. In this post, we’ll demystify the concept ...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Learn how to launch and scale a payment orchestration platform with expert insights on strategy, automation, and risk from Fintech Garden Podcast.| Fintech Garden Podcast: Episode 112 | Dashdevs
Over the past decade, I’ve had countless conversations with banking executives across Europe and the UK. The themes are always familiar: legacy systems holding them back, growing pressure from digital challengers, and a customer base that expects more than just a functional app — they expect a seamless, personalized digital experience. Regulations like PSD2 and Open Banking haven’t just reshaped compliance—they’ve unlocked the playing field for innovation. And with mobile banking no...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Episode 111 of the Fintech Garden podcast, hosted by Igor Tomych, features a compelling discussion with fintech expert Jonny Fry, delving into digital currencies and exploring their implications for the future of payments. Defining Digital Currency: What is the Difference Between E-Money and D-Money? Igor begins by addressing a common misconception: people frequently believe they’re already using digital money because they have banking apps and digital wallets. Jonny clarifies this misconce...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
How to do currency exchange and ensure secure currency conversion for your money exchange business. Learn the essential steps to build a compliant and scalable platform.| How to Start a Money Exchange Business: Step-by-Step Guide | DashDevs
Regulatory obstacles can be significant growth accelerators for fintechs, but they frequently feel like roadblocks. In addition to avoiding penalties, fintech companies that grasp compliance early can grow more quickly, acquire banking alliances, and improve their reputation for security and trust. The important rules influencing fintech in the US, EU, UK, and MENA are broken down in this article. Important subjects covered include license requirements, AML and KYC compliance, data protection...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
What is PHP, and is PHP still relevant in 2025? With PHP declining in industry rankings, many wonder if it’s the right choice for new projects. Here’s what you need to know.| Is PHP Still Relevant in 2025? The Truth About Its Future | DashDevs
Discover winning vendor strategies in fintech! Igor Tomych & Artem Boboshko explore in new podcast outsourcing models, common pitfalls, and scaling tips. Listen now!| Fintech Garden Podcast: Episode 110 | Dashdevs
Looking for a premium app development solution to power your business ideas? Don’t miss out the chance to contact DashDevs and ask questions about how we can help you.| Our Contacts - Dashdevs
Remittance payments are an overlooked method of international money transfer for both individuals and businesses. Payments that fall within the concept of remittance transaction typically benefit from lower fees, which amount to 6.2% on average. $857 billion was the amount of remittance flow in 2023, and with this volume increased by 4.6% to $905 billion in 2024, the demand for such services is proven to be comparatively high.| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Learn why offline first is an important development in mobile apps, where the challenges lie and how to handle them in DashDevs’ post.| Offline First Apps: Challenges and Solutions | DashDevs
Looking to create your own white label banking platform? Explore how to get started with our solution for the fast creation and launch of neobanks and banking products — Fintech Core.| Creating a White Label Banking Product with Fintech Core | DashDevs
Fintech API solutions from top fintech vendors streamline payments, compliance, lending & banking. Learn how to integrate the best APIs for your fintech growth.| Top Fintech Integration APIs for Payments, Compliance & Banking | DashDevs
In the modern world of digital technologies, web stores, and online payments, the role of payment processing vendors is significant. Such service providers handle various forms of electronic payments, including credit and debit card transactions, offering secure and efficient processing services. The transaction value in the digital processing market is projected to reach $11.55 trillion in 2025, meaning that the volume of digital transactions is huge, and businesses must have the means to re...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
In the latest episode of Fintech Garden by DashDevs, Igor Tomych and Dumitru Condrea dive deep into the transformative impact of artificial intelligence (AI) and machine learning (ML) in fintech. The discussion explores key distinctions, real-world applications, and the future of AI-driven financial services. Understanding AI vs. Machine Learning in Fintech The conversation kicks off with a crucial differentiation between AI and ML. Artificial intelligence is a broader concept referring to ma...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Companies that embrace innovations rapidly will still be favored in the commercial environment of 2025. Core banking software is one of the most important digitalization developments since it provides non-financial companies and financial institutions improved income sources and a better user experience. Driven by the demand for scalable, quick, customer-centric banking solutions, the core banking industry is expanding at a CAGR of 9.5%. Although banks have always embraced non-financial compa...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
If you have an idea for a fintech project, there’s a lot of opportunity, and you’re facing a lot of competition. Boston Consulting Group (BCG) estimates that revenue from the fintech sector will reach $1.5 trillion by 2030. That’s up from $245 billion in 2023. In its 2024 fintech report, BCG estimates that fintech’s share of the global financial services market will rise from 2% to 7%. Fintech solutions are here to stay, and understanding how to realize them from idea to deployment is...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Choosing a proper tech stack for a project is one of the first critical points at the very start. Facebook’s React Native and Google’s Flutter have gathered widespread attention as development frameworks for their capabilities and features. But which is superior? Statistics show that Flutter is the top cross-platform mobile framework used by software developers, with the usage rate amounting to 46%. React Native comes second, with the rate equal to 32%. These two technologies comprose th...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
By 2026, the fintech services market will grow to $31.5 billion. This is roughly four times what it was six years ago. Fintech is developing more quickly than ever before, and companies that don’t keep up risk falling behind. This rapid development is an obvious indication of that. At DashDevs, we pioneer financial innovation and guide businesses through this rapidly evolving environment. The way we conduct transactions is quickly changing, transitioning from AI-driven banking to embedded f...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
While expanding a fintech business into Saudi Arabia offers numerous opportunities, it also involves navigating intricate regulatory integrations that can significantly impact your success. With the country aggressively pushing toward a cashless economy and heavily regulating the financial sector, overlooking key compliance requirements isn’t an option. At DashDevs, we’ve successfully guided fintech projects through SAMA’s sandbox, streamlined licensing in Riyadh, and integrated critica...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
The payments industry has become highly automated, and 75% of all payments worldwide are made digitally, with banking cards dominating. With that in mind, businesses strive to leverage the advantages of card issuance in order to facilitate payments processing. In this post, you’ll read about what card issuing is, what businesses issue credit card programs, how the process of card issuance works, and what card issuers are. Moreover, we’ll review the top five card issuance platforms.| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Every day, internet users produce approximately 2.5 quintillion bytes of data, contributing to a global data landscape that is projected to reach 181 zettabytes by 2025. This growth underscores the rising importance of big data analytics. Organizations are investing in solutions to extract insights, improve decisions, and stay competitive. AI and machine learning now accelerate real-time big data analysis, maximizing its value. This exponential growth underscores the critical importance of bi...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
The true cost of a mobile app downtime can amount to $9,000 per minute for large organizations. Stakeholders, business owners, and managers, utilize multiple metrics to evaluate the performance of an application, especially with high downtime costs in mind. Two such are high availability and fault tolerance. In this post, you’ll explore the concepts of high availability and fault tolerance in fintech app development. You’ll find out what they mean for app performance and business as well ...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
In the latest episode of Fintech Garden by DashDevs, Igor Tomych and Dumitru Condrea dive into one of the most debated topics in fintech: What’s the difference between Banking as a Service (BaaS), core banking, and embedded finance? These terms are often used interchangeably, but they serve very different functions. This episode will clarify concepts such as banking as a service, core banking, and embedded finance solutions. Let’s review the key takeaways.| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Going global is a chance, but if your cross-border payments aren’t done correctly, they can steal your earnings. You can’t grow your business if there are high fees, slow payments, or rules that get in the way. Online payment market will be worth $290 trillion by 2030, up from $190 trillion in 2023. In that regard, businesses start putting more effort into making payments more efficient. How can you cut costs, speed up deals, and make sure that rules are followed? This article breaks down...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
The pressure to release software faster without compromising quality is higher than ever. Yet, 80% of bugs originate in development, and catching them late leads to costly fixes and delays. That’s why businesses are turning to test automation frameworks—and it’s paying off. 76% of companies report a clear return on investment, with many seeing results in just six months. However, choosing the right automation testing framework isn’t always straightforward. Should you go with Selenium,...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
As mobile platforms evolve, mobile software products become increasingly complex. That’s why, in mobile app development, solutions that combine scalability, flexibility, and maintainability are often prioritized. In this regard, the modular software architecture approach deserves close consideration. In this article, I’ll explore modular architecture, highlight its benefits and drawbacks, and provide practical tips for creating modular apps. Besides, I’ll outline several famous modula...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Mobile payment technology in 2025 is developing at a healthy pace as it continues to absorb the AI revolution. Existing tools such as Two-Factor Authentication (2FA) are undergoing transformations to secure new digital payment technologies. Advances in biometric identification are now on the most basic smart phones and increasing security. Contactless payment is morphing into Tap-to-Pay and when tied to innovative payment solutions can change peer-to-peer and small business payments - and cli...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Open banking is driving a new era of financial connectivity, empowering businesses with real-time data access, seamless transactions, and innovative payment solutions. With a projected 27.4% annual growth rate through 2030, API-powered financial services are becoming a competitive necessity. For C-level executives, adopting the right open banking provider means unlocking new revenue opportunities, improving customer engagement, and staying ahead of digital transformation. In this article, we ...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
In Episode 107 of Fintech Garden Podcast, hosts Igor Tomych and Dumitru Condrea welcome special guest Anna Kovalenko, VP of HR at DashDevs, for an insightful discussion on team building in fintech. They explore the key principles of creating high-performing teams, the biggest challenges in hiring, leadership strategies, and common mistakes managers should avoid. Defining What Makes a Strong Team Anna opens the conversation by emphasizing that a team is more than just a group of people - it re...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Correctly conveyed goals for the project and customer expectations regarding outcomes is easily the most valuable information for the software development project start. This initial statement of the problem, intended to be sent to the developer, is formed in a software Request for Proposal (RFP). Therefore, knowing how to write a solid RFP is a must for any business owner, manager, or other person participating in the search for an external software service vendor.| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Scalability and efficiency are critical for any growing business, but outdated or badly structured software can slow development, increase costs, and create technical bottlenecks. As systems grow, accumulating technical debt makes it harder to introduce new features, optimize performance, and keep stability. Ignoring these issues leads to slower development cycles, higher maintenance costs, and a system that struggles to support business growth. This article explores when refactoring is neces...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Fintech is a complex and profitable industry that demands quick decisions and modern technology. Often, many features utilized by finance startups require data analysis and pronounced data-driven workflow. Therefore, Python for finance, a programming language with a simple code structure and great data processing capabilities, becomes one of the most prominent choices here. Over the years, the Python programming language has secured its place in the spotlight and remains there, outshining oth...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Cameras in fintech applications can become a window to new financial freedom. The video identification process can enhance the know-your-customer (KYC) process, allowing it to use algorithms that recognize and verify users a lot faster. Many business owners have the same view on video identification. This drives the market segment to a quick expansion with a CAGR of 15.29 during the years 2024-2032. The quick growth signifies video KYC as one of the major innovations in fintech for the upcomi...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
In 2025, businesses will adopt transaction processing systems (TPS) for online transactions, expanding the field. Digital payments are on the rise. This year, the total transaction value for digital payments is projected to reach USD 20.37 trillion, with a CAGR of 15.90% between 2025 and 2029. This astounding total transaction value signifies a great adoption rate. The transaction process system gains attention from business owners and stakeholders as it becomes a necessity in the transaction...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Digital wallets are on the rise, being adored by over 3.4 million users worldwide. Over 2838 billion transactions are forecasted to be made with digital wallets in 2028. The demand for fast, secure, and easy-to-use solutions is growing at an exponential speed, promising higher ROI for those joining the wave. So, with the demand and usage growing, there stands a question; how does one develop a digital wallet? Creating a digital wallet might be a challenging task, yet it proves to be benefitia...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Imagine empowering your customers to make larger purchases while increasing your sales and slashing cart abandonment rates by up to 35%. With 60% of consumers more likely to complete a purchase if a flexible payment option is available, Buy Now, Pay Later (BNPL) is more than just a convenience—it’s a proven growth driver. Businesses implementing BNPL solutions report an increase in average order values by 30-50%, while customer satisfaction scores soar thanks to transparent and manageable...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Innovation in banking brings evolution to payment processing, driving a shift from traditional banking to digital transformation. Within bank innovation, more and more trends appear, including BaaS, mobile-first approach, and enhanced personalization. To see the growth, we can simply turn to the data. Over $600 billion is being spent on tech by banks globally, which becomes a significant proof of a shift from traditional to digital. For example, corporate and consumer banking currently holds ...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Since 2020, super apps have been gaining an advantage over traditional apps and increasing in popularity. The super app market shows an annual growth rate (CAGR) of 27.8%, and a considerable adoption rate, with 1 in 3 people being users of super apps, and about 74% of consumers expressing interest in super apps in general. So, what should businesses know about super app development in 2025 and beyond? In this post, you’ll explore in great detail what is super app, how it’s comparable to...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
How to Conduct an Effective API Regression Testing with Minimum Resources Spent Regression testing is crucial for high-quality end results, yet it requires a large number of resources. For many business owners, this might be daunting. In software development, regression testing composes nearly 80% of the testing costs. How do we optimize expenses for regression testing without compromising product quality? That’s the crucial question. In this article, I will explain regression testing’s m...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Welcome to the sixth issue of the Fintech Garden by DashDevs podcast! In this insightful episode, our host, Igor Tomych is joined by a special guest, Mehmet Burga Kaya, Vice President of PaybyMe. Together, they dive into Banking as a Service (BaaS), exploring its impact on the fintech landscape and how it compares to traditional banking models. This episode offers a comprehensive guide to understanding BaaS, from the advantages of modular financial solutions to the challenges of licensing and...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
As a fintech leader, you know the stakes: every failed payment, every delayed transaction, and every missed integration with a bank or card network translates to lost revenue and frustrated customers. The solution? Implementing ISO 8583—the standard that powers global card payment systems. ISO represents an opportunity to create payment systems that operate seamlessly across borders, scale with ease, and foster trust with customers and partners alike. By embracing ISO 8583, you set your bus...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Navigating the vast landscape of payment processors can be a daunting task. There are a myriad of options available. As you embark on the quest for the ideal payment processing solution for online transactions, it’s inevitable that you’ll encounter Stripe and Stripe competitors. This developer-friendly online payment platform has garnered significant attention. It has established itself as a prominent player in the merchant services industry, particularly among e-commerce and web-based bu...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Currently, more than 60% of all internet traffic comes from mobile devices. This is clear proof that cross platform mobile development is now a priority. So there are two paths to tread. You can go for native app development, diving deep into the specifics of a single operating system and developing the product separately for Android and iOS. The other is cross platform development, aimed at creating an app that works seamlessly with one codebase across various operating systems.| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Security breaches cost companies billions annually and can undo years of hard work in an instant. But here’s the good news: it doesn’t have to be this way. By embedding security into every phase of the development process—a practice called the Secure Software Development Lifecycle (SSDL)—you can protect your product, your users, and your reputation. From working on high-stakes projects, we know what it takes to deliver software that doesn’t just work but also keeps sensitive data sa...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
The matter of positive ROI is something that’s discussed extensively before and after any development project launch. Why, at this stage, potential revenue is a matter of long-term strategic planning, costs to build an app can be calculated more precisely. So, what can the price of creating your app possibly be? In this blog post, I’ll share how much does it cost to make an app, based on its complexity, industry, type, and other cost-forming factors. Besides, I’ll provide how costs ar...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
In a way, open banking becomes an entry point for businesses seeking to integrate with technologies such as real-time payments. By opening companies to more innovative services, open banking quickly gains popularity on the market with a CAGR of over 24.2% during the 2023-2031 period. In this article, I will build a preface for all other open banking articles in our blog, so you will find a general overview of the concept, trends, and case studies here. This selection of carefully collected in...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Welcome to the fifth issue of the Fintech Garden by DashDevs podcast! In this special episode, hosts Igor Tomych and Dumitru Condrea take you on a journey through 2024, reflecting on key trends, innovations, and milestones in the fintech world. From groundbreaking advancements in blockchain technology to the rise of digital identity solutions and success stories like Kaspi Bank’s $18B IPO, this episode encapsulates the essence of fintech in 2024. Igor and Dumitru discuss the challenges, tri...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Fintech is changing the way we interact with money, making financial services smarter, faster, and more accessible. Did you know the global fintech market is expected to skyrocket to $698.48 billion by 2030, with a growth rate of over 20% per year? That’s because fintech is constantly evolving, driven by new technology, changing regulations, and what people need most from their banks. Every year brings exciting new innovations—like AI-powered tools and digital-only banks—along with impr...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Imagine an architect who is ambitious to build an extraordinary skyscraper. But here is the thing: Building such a skyscraper requires getting a full “skyscraper foundation license,” which is extremely time-consuming and expensive. With this fact, building these new experiences for people becomes impossible for this architect. But assume that there is a special solution for such architects — a unique platform that shares its foundation as well as its “foundation license” rights for ...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Imagine approving a loan in seconds or offering personalized financial advice based on real-time behavior—all while staying ahead of fraud threats. Real time processing is reshaping fintech app development, enabling faster decisions and exceptional customer experiences. This groundbreaking technology allows companies to analyze data as it’s generated, ensuring smarter operations and unmatched personalization. In a world generating 2.5 quintillion bytes of data daily, staying competitive m...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
YouTube was once aimed at creating entertaining content, but now it has become rather educational. If one knows where and what to search, it’s quite easy to utilize YouTube as a resource to learn new skills and hone existing ones. Hence, finance education became a prominent niche on YouTube. YouTube finance channels have an opportunity to spread news and trends from the fintech world, help people better understand their financial capabilities, plan their budgets, etc. Since financial litera...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Fintech software quickly became an integral part of everyday life for many consumers worldwide due to its convenience and accessibility. More startups are hitting the market each year, with several becoming world-famous Unicorns, making the niche attractive for business owners. By the end of 2024, around 30,000 fintech businesses had been registered in APAC, EMEA, and the Americas. This number is staggeringly high compared to previous years, up from roughly 26K registered in 2023.| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Nowadays, it’s no surprise that we need to do our bank account verification to make a move in the world of transactions. Iris scanning, facial recognition, smartphone tracking, and other identification methods help fintech players protect stakeholders from fraud. Fintech giants have succeeded in making banks closer to ordinary consumers. Due to the rise of smartphone applications, the spectrum of account verification possibilities has sufficiently increased to include facial recognition, vo...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
As a fintech expert and CEO of DashDevs, I understand that the Middle East and North Africa (MENA) region has experienced significant growth in the fintech sector and economic development. The fintech industry in this region is gaining momentum. An increasing number of startups and established firms offer innovative financial solutions. However, with innovation comes regulation. Fintech companies operating in MENA countries must navigate a complex regulatory landscape and security requirement...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Embedded finance is no longer a buzzword—it’s a transformative approach that’s changing how businesses operate and connect with their customers. In this episode of the Fintech Garden by DashDevs, Igor Tomych and Dumitru Condrea break down what embedded finance really means, how it’s applied, and why it’s becoming a cornerstone of modern business strategies. Through compelling examples like Amazon and Apple Pay, you’ll see how companies are leveraging embedded finance to increase e...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Exceptional fintech UX design is the cornerstone of success and is changing as trends in fintech industry shape the market. Intuitive interactions can build trust, foster loyalty, and drive widespread adoption of their products and services. Driven by technological advancements in front-end, the fintech industry is experiencing unprecedented growth. For example, the transaction value in both neobanking and digital payments segments achieves the highest value, with the latter reaching a stagge...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
By 2025, the banking industry will continue its rapid progression into the digital era, leaving behind the days when physical visits to a local branch were the norm for tasks like cashing or depositing checks. Today, nearly all transactions can be conducted online via a bank’s mobile application or website, making data security in the banking industry a critical concern. A recent survey by the Financial Services Information Sharing and Analysis Center (FS-ISAC) reveals that 89% of financial...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Open banking is easily one of the most impactful technology trends in the fintech domain. Its rapid expansion across regions and evolution into concrete functionalities and products made open banking nearly a must-have for market players. But how is open banking already manifested in actual software products, and what are the development steps for such a solution? In this post, you’ll explore the trends of open banking in the MENA region, explore the Tarabut open banking platform success st...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
In the digital market, companies need efficient and secure payment solutions to stay competitive. When advising clients, I often see them struggle with building complex payment infrastructure. That’s where Payment as a Service (PaaS) comes in. By adopting PaaS, businesses can access advanced payment services without the hefty investment in in-house systems. In this article, I’ll explain Payments as a Service (PaaS), explore its key features, and address the steps and challenges of impleme...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Smooth and secure payments are essential for any business to succeed. With the boom in online shopping and digital wallets, competition in payments has grown faster than ever. To keep things organized, the European Commission created rules to regulate Electronic Money Institutions (EMIs) and Payment Institutions (PIs)—two key players in modern payments. In this article, we’ll cover: What are EMIs and PIs, and how do they help businesses handle payments? The key differences between these t...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Studies highlight the significance of mobile devices in everyday use since over 17.72 billion such units are distributed worldwide. Today, mobile devices are accountable for nearly 60% of all global internet traffic on average and can reach up to 80% in KSA and other developed regions. These facts alone make mobile-friendly design crucial for user experience on websites. That’s why it’s absolutely essential for leadership as well as tech specialists to be well-versed with the best mobile-...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Fintech is hitting a new gear in 2025, and the stakes have never been higher. AI is set to revolutionize back-office operations, quantum computing will redefine security, and Central Bank Digital Currencies (CBDCs) are about to shake up global finance. These aren’t just trends—they’re the future. In this article, we’ll explore what these trends mean for businesses, how they’re set to transform the financial landscape, and what you can do to stay ahead. If you’re ready to adapt, in...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.
Igor Tomych and Dumitru Condrea are back with the third issue of the Fintech Garden by DashDevs podcast, diving into a fascinating topic: startups in fintech vs. old-school fintech players. This episode unpacks the distinct dynamics between innovative fintech startups and established financial corporations, shedding light on their unique approaches to growth and success. While startups enter the market with disruptive ideas and agile innovation, legacy institutions focus on scalability, susta...| DashDevs: Fintech Software Solutions on Dashdevs. sci-tech crew.