TWIA’s 2025 Rate Adequacy Analysis indicates that the Association’s current rates are inadequate by the following percentages: 2025 Residential Rate Indication: 3% 2025 Commercial Rate Indication: 5% Rate Adequacy Presentation* for the July 14, 2025 Actuarial & Underwriting Committee meeting. Pursuant to Texas Insurance Code Section 2210.3511, the Texas Windstorm Insurance Association (TWIA or the Association) is […]
