The Texas Legislature recently passed several new laws that impact the Texas Windstorm Insurance Association (TWIA). We want to keep you informed about how these changes may affect your work with TWIA and your clients. Over the coming months, TWIA will update our systems, processes, and resources to support the implementation of these new laws. […] The post New Laws Passed: How They May Affect Agents and Policyholders appeared first on TWIA.| TWIA
TWIA’s Assumption Reinsurance Depopulation Program (Assumption Program) for 2026-2027 (Round 10) is beginning soon. Authorized by the Texas Legislature in 2015 and amended in 2019, the Assumption Program is an annual process where participating insurers make offers on large numbers of TWIA’s policies. The program is designed to provide TWIA policyholders with alternative options for […]| TWIA
As we approach the peak of hurricane season, we want to remind you about the policy moratorium process. This message is for informational purposes only. If a policy moratorium becomes likely in the future, we will issue a separate agent bulletin. A policy moratorium means TWIA temporarily stops issuing policies and increasing coverage. During a policy […] The post Information About Policy Moratoriums appeared first on TWIA.| TWIA
The Texas Windstorm Insurance Association Board of Directors met on August 5 and voted to direct staff to file a 0% rate change in the Association’s required annual filing with the Texas Department of Insurance (TDI). The filing, which was approved by a vote of seven to one, with one abstention, will be made by […]| TWIA
TWIA’s 2025 Rate Adequacy Analysis indicates that the Association’s current rates are inadequate by the following percentages: 2025 Residential Rate Indication: 3% 2025 Commercial Rate Indication: 5% Rate Adequacy Presentation* for the July 14, 2025 Actuarial & Underwriting Committee meeting. Pursuant to Texas Insurance Code Section 2210.3511, the Texas Windstorm Insurance Association (TWIA or the Association) is […]| TWIA
TWIA Board of Directors meetings and meetings of Board of Directors Committees are open to the public, except for closed executive sessions. Prior to any meetings, TWIA will post notice of the meeting on the TWIA website and the TDI website.| TWIA
We Insure the Texas Coast The Texas Windstorm Insurance Association (TWIA) is a not-for-profit insurance company, offering windstorm and hail insurance to home and commercial property owners who cannot get this coverage in the regular market due to the risk of catastrophic hurricanes. Talk to your insurance agent to learn about all of your options.| TWIA
Essential Meeting Information: The Texas Windstorm Insurance Association Board of Directors will meet at the Tremont House Hotel in Galveston on Tuesday, August 5 at 9:00 a.m. CT. The Board is expected to consider the Association’s statutorily required annual rate filing for 2026 policies. The meeting agenda and meeting materials are available. All meetings of […] The post Public Invited to Comment as TWIA Board Considers Annual Rate Filing at August 5 Meeting in Galveston appeared ...| TWIA
The Texas Windstorm Insurance Association’s Actuarial & Underwriting Committee met on July 14. The Committee voted to recommend that the TWIA Board of Directors instruct Association staff to make a rate filing with the Texas Department of Insurance requesting no change in residential or commercial rates when it meets on August 5. The recommendation, on […]| TWIA
Essential Meeting Information: The Texas Windstorm Insurance Association (TWIA) today published its 2025 Rate Adequacy Analysis. TWIA’s Actuarial & Underwriting Committee will meet on July 14 to review the Analysis and develop a recommendation to the TWIA Board of Directors on the Association’s required annual rate filing with the Texas Department of Insurance. The agenda […] The post TWIA Posts 2025 Rate Adequacy Analysis; Actuarial & Underwriting Committee to Meet on Rate Recomm...| TWIA
TWIA’s annual rate filing process is now underway. As required by law, TWIA must submit a rate filing to the Texas Department of Insurance by August 15. TWIA’s Actuarial & Underwriting Committee will meet on July 14 to consider a rate recommendation to the TWIA Board of Directors. The Board will meet on August 5 to vote on the rate filing […]| TWIA
TWIA rates determine the amount of premium charged to each TWIA policyholder. Adequate rates help ensure TWIA can meet its financial obligations. Rates are set by the TWIA Board of Directors and subject to review by the Texas Department of Insurance (TDI).| TWIA
The Texas Insurance Code Chapter 2210 outlines the composition and objectives of the Texas Windstorm Insurance Association’s Board of Directors. All Board members must have demonstrated experience in insurance, general business or actuarial principles sufficient to make the success of the Association probable.| TWIA
TWIA was established by the Texas Legislature in 1971 to provide wind and hail insurance to 14 Texas gulf coast counties and a portion of Harris county. Learn about our history and purpose, career opportunities, Board meetings, policies, media resources, community outreach, and public reports.| TWIA
Essential Information: The Texas Windstorm Insurance Association’s (TWIA) annual rate filing consideration process is about to begin. By law, TWIA must make a rate filing with the Texas Department of Insurance by August 15 each year. TWIA’s Actuarial & Underwriting Committee will meet in July to decide on a rate recommendation to TWIA’s Board of […]| TWIA
Hurricane season is here and TWIA policyholders can trust us to be ready to respond when a storm impacts the Texas coast. TWIA Is Ready to RespondWe have secured access to $6.227 billion in funding and updated our Catastrophe (CAT) Incident Response Plan to ensure we quickly and effectively respond to policyholders in the event of […] The post Hurricane Season is Here and We Are Ready to Respond appeared first on TWIA.| TWIA
