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What is a Write-off and How is it Different From a Charge-off - ScoreSense
https://www.scoresense.com/what-is-a-write-off-and-how-is-it-different-from-a-charge-off/
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If you have failed to make payments on a debt for an extended period you may see a “charge-off” or “write-off” of that debt indicated on your credit