If you've received a Notice of Data Breach or discovered a breach on your own, follow these steps to mitigate your risk. The post What Should I Do If My Information Is Part of a Data Breach? appeared first on ScoreSense.| ScoreSense
In 2023, the IRS flagged over 1million tax returns as fraudulent. As tax seasons rolls around, here are tips to protect yourself: Beware of Phishing Scammers may impersonate the IRS and send fake phishing emails to trick consumers into revealing sensitive personal information like Social Security numbers or bank account details. The IRS will never […] The post Tax Season is High Risk appeared first on ScoreSense.| ScoreSense
Credit scores can vary across the three major credit bureaus—Experian, Equifax, and TransUnion—due to differences in the information they collect, the timing of updates, errors on credit reports, and credit inquiries. Here’s a closer look at each of these factors: 1. Different Information Each credit bureau collects its own set of data, and creditors might […] The post Why Are My 3 Credit Scores Different? appeared first on ScoreSense.| ScoreSense
The holidays are here, and inflation continues to drive prices higher. This year, it may be more important than ever to stretch your dollars further as you prepare to celebrate the holidays. Consider these six ways to enjoy the holiday season while spending less money. Make a Plan Before you start holiday shopping, create a […] The post 6 Ways to Spend Less This Holiday Season appeared first on ScoreSense.| ScoreSense
If you have failed to make payments on a debt for an extended period you may see a “charge-off” or “write-off” of that debt indicated on your credit| ScoreSense
You are more than just 1 credit score. So, we give you all 3. Get My Scores Get Your Credit Scores & Credit Reports from All 3 Bureaus, Instantly!**| ScoreSense
If you’re in the habit of monitoring your credit scores, you’ll notice if it drops even by a few points. And you might wonder, “Why did my credit scores| ScoreSense