Jamie Fogel.Niles Singer/Harvard Staff Photographer Work & Economy What your credit score says about how, where you were raised Study looks at national disparities, finds bill-paying habits emerge by early adulthood, influence upward mobility Christy DeSmith Harvard Staff Writer August 6, 2025 6 min read A person’s credit report tells a story about their childhood. New research, released last month by Harvard’s Opportunity Insights, shows that a strong predictor of an adult’s bill-payin...
