The fintech revolution began with simplicity. Wise (formerly TransferWise) made cross-border transfers seamless, Revolut gave users instant access to FX, and Monobank in Ukraine reshaped retail banking. These companies weren’t banks. They were lean personal finance apps, agile alternatives to traditional high street banks. But the story didn’t end there. Over time, these fintechs started adding layers: investments, crypto, insurance, wealth management, and even stablecoin banking. With Re...
