Refinancing replaces your current home loan with a new one, often to secure a better interest rate, access equity, or change loan features.Ideal times to refinance include when your rate is no longer competitive, your fixed-rate term ends, your financial position improves, or your LVR drops below 80%.Refinancing may not be worth it if you're […] The post When to Refinance a Home Loan? appeared first on Eden Emerald Mortgages.