What is a Roth 401(k)? A Roth 401(k) is an employer-sponsored retirement plan where you contribute money after taxes. Unlike a Traditional 401(k), where contributions are tax-deferred but withdrawals in retirement are taxed as income. The main advantage is that when you retire, both your qualified withdrawals and any investment earnings can be taken out […] The post Roth 401(k): What It Is, How It Works, and Why It Matters appeared first on Self Directed Retirement Plans.