December Supplemental Security Income payments, worth up to $967, will be issued to recipients in 29 days. SSI payments are typically issued on the first day of a month, as is the case with December’s payment. If a payment falls on either a weekend or holiday, however, SSI payments are issued on the last day […]| Washington Examiner
The first round of November Social Security payments for retirees aged 70 and above, now capped at $5,108, will be issued in 10 days. When will payments arrive? Retirees born between the 1st and 10th of a month will receive this payment on Nov. 12. The second round of payments will follow on Nov. 19 […]| Washington Examiner
I love Halloween, especially seeing how much fun the kids have. But for financially aware adults, the real chills don’t come from ghosts or goblins. They come from spreadsheets, surprise bills, and market meltdowns that turn your net worth chart into a horror movie graph. After over three decades of studying, working through, and writing […] The post The 8 Scariest Financial Situations You Can Find Yourself In appeared first on Financial Samurai.| Financial Samurai
Despite finally having the permission to live it up in retirement, I still find it hard to spend money on things I don’t truly need. A big part of building wealth has always been about endurance and suffering. The more we can withstand—long hours, delayed gratification, and the occasional investment blowup—the greater our odds of […] The post How to Endure Suffering to Build Greater Wealth and Resilience appeared first on Financial Samurai.| Financial Samurai
A poor millionaire sounds like an oxymoron, but they definitely exist. Roughly 6% of U.S. households are millionaires, yet many of them still don’t feel rich. A poor millionaire is someone worth over $1 million but unable to access much of their wealth. In other words, their net worth is highly illiquid. A layoff, bear market, or […] The post Poor Versus Rich Millionaires: Liquidity Is The Difference appeared first on Financial Samurai.| Financial Samurai
One of the key conclusions from doing a deep-dive analysis of my IRA with Empower, is that I should be able to live it up more in retirement. In fact, we should all be able to live it up more in retirement based on a higher recommended safe withdrawal rate by Bill Bengen, one of America's […] The post Permission To Live It Up In Retirement Granted: The New 5% SWR appeared first on Financial Samurai.| Financial Samurai
After doing my first free Empower financial professional review back in 2014, I decided to do another investment portfolio review with them. Given the portfolio review is free for anyone with over $100,000 in investable assets, and my financial situation has changed so dramatically since then, I figured, why not spend a little time uncovering potential| Financial Samurai
How does it feel to step away from an elite sporting career at just 24-years-old? Footballer Nathan Murphy opens up to Hack on the six months since his career-ending concussion.| www.abc.net.au
Policy experts across the political spectrum share similar goals: To restore long-term solvency while improving its ability to support lower-income workers in old age.| Howard Gleckman
I spend a lot of time telling people to automate their savings, keep costs low, invest in index funds, and stay the course. But do you know what might be even harder than saving? Spending. I see this all the time with retirees. The math says they can safely spend $120,000 a year, yet their…| Boomer & Echo
We asked a psychologist and a mediation expert for advice.| Latest from Kiplinger
Can you rely on dividend-paying stocks for retirement income? You'd have to be extremely wealthy — and even then, the downsides could be considerable.| Latest from Kiplinger
When you work and collect Social Security benefits before your FRA, you are subject to the Retirement Earning Test that could result in a temporary reduction of your benefits.| Latest from Kiplinger
The entrepreneur, real estate investor and motivational speaker tells us why people should never stop working.| Latest from Kiplinger
From procrastination to AI, these five estate planning pitfalls could mean your heirs are left with bureaucratic hassles — or a reduced inheritance.| Latest from Kiplinger
Think of investing in terms of time, savings and risk. By carefully monitoring all three, you'll keep your retirement plans heading in the right direction.| Latest from Kiplinger
The government has recalled approximately 3,000 workers to assist with Medicare and ACA Marketplace Open Enrollment.| Latest from Kiplinger
The Social Security Administration has announced significant changes affecting millions as we approach a new year.| Latest from Kiplinger
Test your basic knowledge of the Social Security earnings test in our quick quiz.| Kiplinger
Often, when people think about retirement, they picture decades of work followed by an extended vacation. However, what if meaningful breaks weren’t limited to your 60s and 70s? That’s what mini-retirements are all about: stepping away from work in shorter, deliberate intervals without quitting your job or ruining your finances. Instead of saving up all […] The post The ‘Mini-Retirement’ Mindset: Take Breaks Without Burning It All Down appeared first on Due.| Due
For decades, your calendar likely revolved around meetings, commutes, and obligations that left little room for exploration or spontaneity. Retirement| Retirement Media - Home of the News Retired Americans Need
Saving for retirement might feel far away, but the truth is, the earlier you start, the easier it becomes. Every dollar you... Read More... 14 Smart Secrets to Boost Your Retirement Savings| Money Bliss
One of the early books that heavily impacted my investing philosophy was Unconventional Success: A Fundamental Approach to Personal Investment by David Swensen. As a very successful (active!) manager of the Yale Endowment, he offered common-sense explanations of why low costs are good and which core asset classes make the most sense to own.| My Money Blog
The 'guardrails approach' to retirement spending signals when you can spend more and when you need to rein it in, giving you greater flexibility in your post-work life.| Latest from Kiplinger
Want an industrial dividend that behaves more like a utility? Waste Connections offers steady cash flow, a manageable payout, and long-term dividend growth potential. The post The Industrial Stock That Could Pay Steady Dividends for Decades appeared first on The Motley Fool Canada.| The Motley Fool Canada
High yields look irresistible, but this guide shows how to spot safe, sustainable dividend payers and avoid costly yield traps. The post Should You Buy the 2 Highest-Paying Dividend Stocks in the TSX? appeared first on The Motley Fool Canada.| The Motley Fool Canada
For many retirees, the dream is a warm beach and endless sunshine. But for others, the crisp air of winter mornings, snow-dusted mountains, and cozy fireside evenings are what make life rich and beautiful. If you find peace in quiet snowfall or thrive in brisk outdoor adventures, retiring somewhere with four distinct seasons—or even year-round […]| Retirement Media – Home of the News Retired Americans Need
Retirement opens the door to new beginnings — time to travel, reflect, and rediscover passions. Movies about this stage of| Retirement Media - Home of the News Retired Americans Need
Schwab’s SCHD is a popular U.S. dividend ETF that has been disappointing investors for a long time. Does that disappointment mean that the fund is going to shine when (if) the AI bubble bursts? And speaking of shining, we’ll take a look at gold. Can it go even higher? Plus, Canada’s most defensive sector ETF […] The post Schwab’s SCHD, the defensive Canadian ETF portfolio, and gold shines on the Sunday Reads. appeared first on Cut the Crap Investing.| Cut the Crap Investing
The Canadian Financial Summit begins on October 22nd. I'm back at the Summit where I'll discuss common mistakes in retirement.| Cut the Crap Investing
We ask financial experts for advice.| Latest from Kiplinger
Senior living options are no longer God's waiting room.| Latest from Kiplinger
Focus on creating a clear estate plan, communicating your wishes early to avoid family conflict, leaving an ethical will with your values and wisdom and preparing them practically and emotionally.| Latest from Kiplinger
Finding out this little-known fact about your body could reveal your risk of heart disease and more. It's a simple, free check for healthy aging.| Latest from Kiplinger
How to find a bespoke ocean or river vacation for adults. Many of these options are smaller, charming river cruises, expeditions, or niche experiences.| Latest from Kiplinger
You don't know what you don't know, and with Social Security, that can be a costly problem for retirees — one that can last a lifetime.| Latest from Kiplinger
A sizable nest egg is a good start, but your plan should include two to five years of basic expenses in conservative, liquid accounts as a buffer against market volatility, inflation and taxes.| Kiplinger
Savings I Bonds are a unique, low-risk investment backed by the US Treasury that pay out a variable interest rate linked to inflation. With a holding period from 12 months to 30 years, you could own them as an alternative to bank certificates of deposit (they are liquid after 12 months) or bonds in your portfolio. | My Money Blog
Below is an AI-generated analysis based on this video from Retirement Transformed, a popular YouTube channel. First, their description: After| Retirement Media - Home of the News Retired Americans Need
One of my favorite parts of running the Millionaire Money Mentors forums is the people I get to meet. Every day, I’m inspired by members who have built wealth, made intentional life choices, and are generous enough to share their hard-earned lessons with others. Today’s guest is one of those people. Elizabeth is a valued […] The post Transitions: Redesigning Your Financial Life appeared first on ESI Money.| ESI Money
Here’s my 2025 Q3 income update as a companion post to my 2025 Q3 asset allocation & performance update. Even though I don’t focus on high-dividend stocks or covered-call income strategies – I still track the income from my portfolio as an alternative metric to price performance. The total income goes up much more gradually […]| My Money Blog
I’m back tentatively dipping my toes into the blogging world after an epic holiday. But I have to say meeting blogging friends in real life is one of the best experiences I’ve had while…| Deb's World
I fully retired about 4 months ago. Apparently I still have a small cadre of readers (you da best!) so I thought it’d be nice to give an update with my initial impressions. One thing to note about my situation... The post My Initial Review Of This Retirement Thing appeared first on Accidental Fire.| Accidental Fire
The best strategy for when to claim Social Security benefits resides in a wide zone. It doesn't matter much when you choose a date within the zone.| The Finance Buff
We share strategies for those over 65, on how to make the most of the $6,000 per taxpayer bonus deduction, the senior deduction, and your standard deduction while the window is open.| Henssler Financial
The SSA has announced the 2026 Cost-of-Living Adjustment (COLA), the new maximum taxable wage cap, and the earnings requirements for Social Security credits.| Latest from Kiplinger
Investing beyond a million dollar portfolio has helped my wife retire. Weekend Reading - My Wife's Retirement and 30/70 Portfolios.| My Own Advisor
US actor and wrestler John Cena has announced he is retiring from competing in World Wrestling Entertainment (WWE) events.| MyJoyOnline
Converting to a backdoor Roth IRA via an IRS "loophole" is an estate planning tool that gives heirs tax-free income in retirement. It can help you, too.| Latest from Kiplinger
We covered the Netflix stock slump, estate taxes and Dave Ramsey's words of wisdom this week, but why? Test yourself on the latest financial and business news.| Latest from Kiplinger
Roth conversions, which transform traditional IRAs into Roth IRAs, are a powerful retirement and tax tool. Here are eight facts to get you started.| Latest from Kiplinger
Standing in front of the Pasadena, California, City Council in June, Totress Beasley begged for support. After being displaced twice — after previous landlords sold the rental properties she called home — she explained how she thought she should put her life in her own hands and buy her own house. For five years, through the Great Recession, the […] The post Climate Disasters Are Destroying Black Retirements and the American Dream appeared first on Capital B News.| Capital B News
The GOAT of basketball on how he spends his time and what he misses.| Latest from Kiplinger
Instead of waiting until you exit the workforce to learn from mistakes, look to current retirees for inspiration.| Kiplinger
For many, retirement brings a long-awaited sense of freedom — the chance to finally live life on your own terms.| Retirement Media - Home of the News Retired Americans Need
Financial expert Dave Ramsey has built a career helping millions of Americans get out of debt and build wealth through| Retirement Media - Home of the News Retired Americans Need
LeBron James posted that he is making another “Decision”, sparking retirement speculation, along with a massive jump in ticket prices.| The Sports Geek
For many retirees, the word “downsizing” used to carry a negative connotation—one that suggested loss, sacrifice, or settling for less.| Retirement Media - Home of the News Retired Americans Need
When gold crossed $4,000 an ounce and silver surged past $50, some investors felt that familiar sting of regret — “I should’ve moved sooner.” But according to leading economists and market analysts, these milestones aren’t the end of gold’s rise — they’re just the beginning of a new financial reality. In times of inflation, geopolitical […]| U.S. Dollar Defense
Becoming a great-grandparent is one of life’s sweetest rewards—a beautiful full-circle moment that few milestones can match. It’s a time| Retirement Media - Home of the News Retired Americans Need
David Wright, Director of the Navy Museum is signing off.| National Museum of the Royal New Zealand Navy
The post Saving for Retirement at 40: Best Tips to Catch Up on Retirement Savings appeared first on Dividend Power. For many people, life gets in the way of saving early. You may have focused on paying off student loans, buying a house, or raising … The post Saving for Retirement at 40: Best Tips to Catch Up on Retirement Savings appeared first on Dividend Power.| Dividend Power
The post Are You Ready to Retire? Here are 10 Signs to Know appeared first on Dividend Power. Retirement is one of the most significant life transitions you’ll ever experience. It’s not just about leaving your job — it’s about stepping into an … The post Are You Ready to Retire? Here are 10 Signs to Know appeared first on Dividend Power.| Dividend Power
WHAT IS LAGOM?| Cresting The Hill
A blog about replacing Midlife Crisis with Midlife Connection and Contentment| Cresting The Hill
Learn what a self-directed brokerage account is, how it works, & its pros & cons. Explore investment choices, risks, & steps to open an SDBA.| Self Directed Retirement Plans
Bob: Yeah. So anyway, summing this up if you want to know how to retire in 15 years, this is it. You need to spend or live on 50% of your money. Survive on| seedtime.com
I recently spoke with a single mom who was planning to mortgage her paid for house in order to ease her children’s college burdens. Her logic? “I just can’t let them accumulate all of those student loans. What kind of a mother would?”| seedtime.com
Bible verses about retirement and resting: While the Bible doesn't seem to have specific verses referring to retirement, it does point out the importance of rest. God, our creator, understands the value of rest and relaxation. That, of course, is why He created Sundays! To add to that... Then, because so many people were coming and going that they did not even have a chance to eat, he said to them, "Come with me by yourselves to a quiet place and get some rest. Mark 6:31| seedtime.com
A Self-Directed IRA (SDIRA) can be a powerful tool for those looking to diversify their retirement portfolio beyond traditional stocks and bonds. With the freedom to invest in real estate or other qualifiable assets. A Self-Directed IRA offers greater control, but also greater responsibility. Without proper guidance, it’s easy to make costly mistakes that can lead to penalties or even disqualification of your IRA. Here are five common mistakes consumers make with Self-Directed IRAs—and ho...| SouthStar Bank, S.S.B.
I get a lot of friends and family asking for help figuring out their retirement finances when they’re just a few years from retiring. These discussions follow a common pattern: people say they want to spend more in their 60s while they’re still able to enjoy new experiences, but they make plans that involve spending less in their 60s than they will have available in their 70s and beyond. They resist a simple idea even after I show them how much more they could be spending early on.| Michael James on Money
If you're a midcareer retirement plan participant, you may want to start planning for retirement career interests. The post Will You Be Ready to Work in Retirement? Key Questions to Ask Yourself appeared first on Word on Benefits.| Word on Benefits
Today's blog focuses on employer health insurance and Medicare coordination for active workers at age 65. The post Employer-Sponsored Health Coverage, Medicare Enrollment and HSAs appeared first on Word on Benefits.| Word on Benefits
Attention savers 50+! The SECURE 2.0 Act just made “catch-up contributions” even bigger—especially if you’re 60–63. But starting in 2026, some high earners will have to make these contributions on a Roth basis. The post Mandatory Roth Catch-Up Contributions Begin in 2026 appeared first on Henssler Financial.| Henssler Financial
We explore how spending shapes your financial plan, the importance of cash flow projections, and why regularly revisiting your plan can keep you on track.| Henssler Financial
Taxes play a part in their unwillingness to move, but bigger reasons include the absence of affordable, accessible housing and emotional ties to homes and communities.| Howard Gleckman
The well-being of older adults and people with disabilities may be in jeopardy, depending on how long the shutdown lasts.| Howard Gleckman
Warnings about the dangers of vaccines from senior government officials inevitably will lead to more unnecessary sickness and death, especially among older adults.| Forbes
– It all started last winter when I innocently posted a review for a heated vest I had bought on Amazon. I was happy with this fun new way to beat the winter and wanted to share it with other…| Mr. Money Mustache
Digital nomadism isn’t just for the young. The nomad lifestyle of roaming the world and taking in the sights while also earning a living can … Source| Search Remotely
Young people often think they won’t live very long. Older people tend to believe they’ll live longer than they probably will. Both beliefs, new research| The Horizons Tracker
The figure includes one foreign holiday a year, several UK breaks and about £75 a week for food.| HRreview | HR News, Opinion & Advice
For investors and retirees, Canadian telco stocks delivered the wrong numbers for a few years. While the Canadian stock market offered double digit returns, the telcos moved into a new area code called ‘the land of no returns’. Let’s ring up a few more telco puns, shall we? It was quite the disconnect. Telcos are […] The post Calling the bottom on Canadian telco stocks, on the Sunday Reads. appeared first on Cut the Crap Investing.| Cut the Crap Investing
The TSX tops 30,000 for the first time. The Canadian stock market has topped the U.S. market in 2025. Also, gold shines on the Sunday Reads.| Cut the Crap Investing
This is the last post in our series on The Villages (TV), Florida. So far we’ve covered what there is to like and not like about TV as well as how to make the most of a Lifestyle Trip there. Today we’re going to assume you eventually decide that you want to buy a place […] The post How to Buy a Home in The Villages appeared first on ESI Money.| ESI Money
Today we continue our series on The Villages, Florida. Last time we discussed the Top Reasons to Move (Or Not Move) to The Villages, Florida. If you missed that, you may want to check it out. Today we’re going to cover everything about making the most of a lifestyle trip to The Villages (TV). What’s […] The post How to Make the Most of a Lifestyle Trip to The Villages, Florida appeared first on ESI Money.| ESI Money
As income grows, traditional retirement plans may fall short. Learn how backdoor Roths, after-tax 401(k) contributions, and annuities can help extend your tax-efficient savings. The post Where to Save After “Maxing Out” Your 401(k) appeared first on Central Trust Company.| Central Trust Company
INTRO| Cresting The Hill
For Gen Z, with the unpredictability of job security and the known health risks of burnout, micro-retirement is becoming a desirable option.| Bluesky Thinking
What is a Roth 401(k)? A Roth 401(k) is an employer-sponsored retirement plan where you contribute money after taxes. Unlike a Traditional 401(k), where contributions are tax-deferred but withdrawals in retirement are taxed as income. The main advantage is that when you retire, both your qualified withdrawals and any investment earnings can be taken out […] The post Roth 401(k): What It Is, How It Works, and Why It Matters appeared first on Self Directed Retirement Plans.| Self Directed Retirement Plans
Running a small business means wearing many hats—managing operations, building client relationships, and keeping your team motivated. One of the most important responsibilities is finding the right retirement plan for your small business. While large corporations often offer 401(k) plans, small business owners may find SEP and SIMPLE IRAs to be cost-effective, flexible retirement solutions. At SouthStar Bank, we’re committed to helping Texas business owners build strong financial futures....| SouthStar Bank, S.S.B.
Family caregivers help frail older adults and people with disabilities. But they get little support from the health care system. Two non-profits have solutions.| Forbes
It can still be done if you know where to look.| GOOD
Rumriver Art Center celebrates the incredible impact that Angie has has made. Through her teaching and creating a place of belonging, she has left both this art center and the world brighter. Enjoy this personal, heartfelt letter from Angie Renee – on her extraordinary journey and an announcement on her next steps. | Rumriver Art Center
Annual all-items inflation rose to 2.9%, the highest level since January By David Enna, Tipswatch.com In what could be a crucially important report, the Bureau of Labor Statistics reported today th…| Treasury Inflation-Protected Securities
Thailand is facing a significant decline in its birthrate, which, if not reversed, could lead to a shrinking population, labor shortages, and increased healthcare expenses for the elderly.| Thailand Business News
Today we’ll look at the core Canadian equity ETFs that you might use when you build a global ETF portfolio. The Canadian stock market is dominated by financials and energy. It is not a well-diversified index. It might be a case of pick your poison, a level of ‘undiversification’. That said, the weakness of the […] The post Core Canadian equity ETFs for your ETF portfolio, on the Sunday Reads. appeared first on Cut the Crap Investing.| Cut the Crap Investing
Can you retire with one million dollars? Of course there are many questions to answer first. At what age? How much will you receive in government benefits? Are you single or with spouse? How much debt will your carry into retirement? What lifestyle do you want to live in retirement? Do you want to leave […] The post Can you retire on one million dollars in Canada? Plus, the Sunday Reads. appeared first on Cut the Crap Investing.| Cut the Crap Investing
The RRSP meltdown might be a Canadian retiree's greatest retirement hack. We lean on the RRSP/RRIF to enable larger CPP and OAS payments.| Cut the Crap Investing
Health care is a line item that rarely shrinks in retirement. Premiums, copays, and prescriptions stack up over the years, so trimming avoidable costs preserves cash flow. One lever many retirees overlook sits inside Medicare... Continue Reading The post Avoid IRMAA Surcharges: A Medicare Premium Playbook for Retirees appeared first on Define Financial.| Define Financial
