During a bull market, most investors get excited about chasing risk. Despite sky-high valuations, there’s a tendency to double down on even riskier bets in the hopes of making outsized gains. That’s human nature. Nobody wants to miss the boat, and everyone thinks they can outsmart the market. In the process, boring assets like risk-free […] The post Treasury Bonds Can Appreciate In Value Too – Don’t Ignore Them appeared first on Financial Samurai.| Financial Samurai
I haven’t checked my net worth for four and a half months until recently. That wasn’t on purpose, because normally, since 2012, I check at least three times a week using Empower’s free app. The only reason I stopped was because I could no longer log in. One day, I was suddenly locked out of| Financial Samurai
Estate planning experts emphasize that proper preparation can make all the difference between a smooth transfer of assets to heirs and a complicated, potentially contentious process. Financial advisors point to several critical steps that individuals should take to ensure their wishes are carried out effectively after their passing. The process involves more than just creating […] The post Estate Planning: key steps for smooth asset transfer appeared first on Due.| Due
I’ve designed a list to help you find strong long-term investment choices that support retirement goals. This content provides an objective ranking of firms known for their performance, reliability, and customer satisfaction: a historical view and recent performance data back the selections. The evaluations focus on key factors to present clear insights into each option. […] The post Top 13 Long-Term Investments For Retirement appeared first on Due.| Due
People often envision retirement as a time of leisure: long mornings with coffee, travel, family time, or finally pursuing hobbies put off during their working years. The reality is that retirees often overlook the hidden costs associated with retirement — expenses that aren’t reflected in glossy brochures and optimistic financial projections. As such, retirement plans can […] The post The Hidden Costs of Retirement No One Talks About: How to Prepare for the Unexpected appeared first o...| Due
Here is some clear guidance for those planning for retirement. It provides data-supported details on leading investment firms that focus on retirement savings. The discussion helps users compare options based on a range of evaluation measures. Background research shows that many investors seek low fees, varied investment products, and strong support when planning their future. […] The post Top 10 Investments For Retirement appeared first on Due.| Due
Here we list retirement investors by presenting a range of stocks with solid performance records. The selection reflects careful review of historical results, current dividend data, earnings performance, and overall stability in the market. The companies have maintained steady financial progress and display characteristics suited for long-term income and growth. Investors can use this guide […] The post Top 13 Performing Stocks For Retirement appeared first on Due.| Due
How entrepreneurs can achieve early retirement with Coast FIRE by balancing business growth and financial independence. Practical steps and tips.| www.leanstartuplife.com
| Military OneSource
| Military OneSource
We’re continuing our series on the Top Seven Retirement Activities—the key habits and routines that make for a fun, meaningful, and well-rounded life after work. So far, we’ve covered: #1: Exercise and Staying Healthy #2: Building and Maintaining Strong Social Connections #3: Some Form of Work (Parts A and B) #4: Challenge Your Mind #5: […]| ESI Money
A financial planner explains some tax-saving strategies that Canadian retirees may not have thought of. The post “We’re well off in retirement. How can we pay less tax?” appeared first on MoneySense.| MoneySense
In today's ever-changing economic landscape, it is more important than ever to be proactive about managing your finances. During periods of uncertainty and change, such as economic downturns or personal financial crises, having a robust financial plan in place can be crucial. One way to bridge the gap during these challenging times can sometimes involve accessing quick financial support, such as a cashfloat same day loan. This doesn't mean relying completely on loans, but rather understanding...| Lean Startup Life
Today's blog offers statistics for 401(k) plan benchmarking, revealing recruiting and retention trends, highlighting areas for plan improvement, and providing a framework for making adjustments. The post 2025 Statistics for 401(k) Plan Benchmarking appeared first on Word on Benefits.| Word on Benefits
Collective investment trusts (CITs) have become increasingly popular investment options for Employee Retirement Income Security Act (ERISA) plans as fiduciaries seek to lower investment management fees. The post The Rise of CITs: What ERISA Plan Fiduciaries Should Know appeared first on Word on Benefits.| Word on Benefits
The Social Security Act marks its 90th anniversary this year. Learn how employers can help help educate workers about the role Social Security benefits may play in their retirement income.| Word on Benefits
The industry organization is pushing federal parties to tweak retirement savings rules to reflect current 'economic realities'| Investment Executive
Suggestions include eliminating GST/HST on investment fund management fees, raising RRIF conversion age and more| Investment Executive
Albert Einstein is famously quoted as saying, “Intellectual growth should commence at birth and cease only at death,” and, “Once you stop learning, you start dying.”1 Einstein understood the importance of continuously seeking knowledge. His insights reflect the importance of lifelong learning, which has been shown to have the following benefits: In today’s world of ... Read more The post The Benefits and Opportunities of Ongoing Learning appeared first on Creative Planning.| Creative Planning
Two recent studies help explain how Americans think about the financial aspects of their long-term care needs, and why they are so poorly prepared.| Howard Gleckman
The 2025 budget law will accelerate Social Security insolvency to 2032. The program will go insolvent during the term of the president who succeeds Donald Trump.| Forbes
Lee Hart is dusting off the keyboard and coming out of retirement to revive the Hart Attacks column that many Grainews readers might remember. The post Lee Hart: Out of the ashes of retirement appeared first on Grainews.| GrainewsGrainews
“After one candidate, the only one in a suit, described the many virtues of community involvement, a heckler shouted, “Frank, what clubs are you part of in the community?” leading the candidate to admit that he hadn’t gotten the opportunity to join any clubs…yet. The other candidate ended up winning her seat, returning to work […]| CaMP Anthropology
Income splitting is one of the most useful strategies in retirement. And here’s a retirement tip that is often missed – taking full advantage of the spousal RRSP account. The spousal RRSP account allows a higher income spouse to transfer funds into the hands of a lower income spouse. Those funds will grow tax free; […] The post Retirement tip: use the spousal RRSP account on the Sunday Reads. appeared first on Cut the Crap Investing.| Cut the Crap Investing
You save, you invest… and then comes the big question: now what? In this episode, Vero welcomes Mark Young, early retiree and creator of the Retirement Loop Projection Tool, to share what it really takes to retire with confidence. From defining your goals to making smart withdrawal decisions, reducing taxes, and navigating uncertainty, Mark walks […] The post How to Get Ready For Retirement — with Mark Young [Podcast] appeared first on The Dividend Guy Blog.| The Dividend Guy Blog
We’re continuing our series on the Top Seven Retirement Activities—the key habits and routines that make for a fun, meaningful, and well-rounded life after work. So far, we’ve covered: #1: Exercise and Staying Healthy #2: Building and Maintaining Strong Social Connections #3: Some Form of Work (Parts A and B) #4: Challenge Your Mind #5: […]| ESI Money
It’s time for a break! We’re off on a big adventure and I’ll be taking a blogging break until late October. #globetrottingwithDG #socialmedia #travel #blogging #globetrottinggrann…| Deb's World
A part-time job in retirement, like walking dogs or helping with home projects, can combat loneliness by sparking new friendships and boosting your social life.| Kiplinger
In my post, “How You’ll Feel Achieving Various Millionaire Milestones,” a commenter named Joseph shared these thoughts: “I’m fascinated by someone worth $10M or $20M not feeling wealthy. Are they hanging out with nothing but billionaires? The only other explanation is a scarcity mindset. But I suppose that mindset got them to where they are. They need| Financial Samurai
Many people aspire to financial freedom. Few actually achieve it. In The Simple Path to Wealth, JL Collins lays out a roadmap to financial independence. Whether you want to retire comfortably or just build up some "F-You Money," The Simple Path to Wealth can show you how. Continue reading →| Unsolicited Feedback
This type of post only surfaces during a bull market, when greed tug at us the hardest, making satisfaction elusive. Ever since making my first public equity investment in 1996, I’ve been hooked, wrestling with the constant mental tug-of-war over how to be at peace with my investment decisions. Maybe you fight the same battles.| Financial Samurai
After a week of reviewing the tax-free exclusion rule for selling a rental property, I decided not to sell. I’d already used my $500,000 tax-free exclusion amount and would need to wait at least two more years before I could potentially use the full amount again. Most importantly, I’m on a mission to boost my| Financial Samurai
To celebrate Millionaire Milestones: Simple Steps To Seven Figures making the USA TODAY national bestseller list, I want to share how you might feel and what you might do as you hit various levels of wealth (net worth). Perhaps by sharing, I'll motivate you to save and invest more aggressively. We'll start with reaching your first| Financial Samurai
Happy birthday, Social Security! President Franklin D. Roosevelt signed the Social Security Act into law on August 14, 1935, establishing a program that would grow over 90 years to become the foundation of retirement security in the United States. As we celebrate the remarkable accomplishments of Social Security during this anniversary month, it’s also important […] The post A Birthday Gift for Social Security: Action Now Will Protect Benefits for the Next 90 Years appeared first on Natio...| National Institute on Retirement Security
To commemorate the program’s 90th anniversary, Dan Doonan, Executive Director, National Institute on Retirement Security, issued a statement on the importance of the program and the need for a bipartisan solution to address funding.| National Institute on Retirement Security
Saving for retirement is more important than ever. Find out 7 top retirement savings goals that everyone should have here. Save now to retire right!| www.myfrugalfitness.com
Do personal finance journalists ever really retire? Jonathan Chevreau talks to Rob Carrick and other long-time writers about stepping back from full-time work.| MoneySense
Officially, I retired (or strictly speaking, was made redundant) on 28 February. But I was still teaching and directing a student project until the end of May, as well as fighting against various problems caused by different parts of the … Continue reading →| Peter Cameron's Blog
We've gotten a LOT of variations of this doomery question: "Why save for retirement when the world is on fire?" Here's our official take.| Bitches Get Riches
I’ve heard these experiences from at least 3 different couples/families after retiring early and quitting their jobs. It’s understandable when you discover| Physician on FIRE
Here’s how to support your parents and your adult children without sacrificing your retirement.| Kiplinger
Many men are still making these costly mistakes with retirement savings—learn the 8 most common errors and how to fix them.| Clever Dude Personal Finance & Money
The Department of Labor recently announced that its Employee Benefits Security Administration intends to help smaller employers that want to offer retirement benefits choose a high-quality, low-cost option known as a pooled employer plan. The post Pooled Employer Plans (PEPs) Questions to Ask When Selecting appeared first on Word on Benefits.| Word on Benefits
In its upcoming term, the U.S. Supreme Court will decide when withdrawal liability assumptions must be adopted, impacting multiemployer pension plans and contributing employers.| Word on Benefits
Beyond the headlines: The new tax law's true impact for job seekers and investors lies in how it will transform industries and create opportunities in areas such as regional accounting, AI and outsourced business services.| Kiplinger
We’re continuing our series on the Top Seven Retirement Activities—the key habits and routines that make for a fun, meaningful, and well-rounded life after work. So far, we’ve covered: #1: Exercise and Staying Healthy #2: Building and Maintaining Strong Social Connections #3: Some Form of Work (Parts A and B) #4: Challenge Your Mind If […] The post The Top Seven Retirement Activities, Part 5 appeared first on ESI Money.| ESI Money
Here’s our latest interview with a retiree as we seek to learn from those who have actually taken the retirement plunge. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. This interview was conducted in June. My questions are in bold italics and their responses follow in black. Let’s […]| ESI Money
Reading Time: 4minutesWhen people ask me, ‘When should I retire?’ I usually pause. It’s a simple question—but rarely has a simple answer. When Should You Retire? Five Factors to Consider Most people get to choose when they will retire, but even those who can choose aren’t sure when or how to retire. During coaching and conversations with ... Read more The post When Should You Retire? Key Factors to Consider appeared first on Original Mac Guy.| Original Mac Guy
The One Big Beautiful Bill Act (OBBBA) was signed on July 4, 2025, which changes tax planning and many other opportunities for retirees. This bill changes| Kindness Financial Planning
As many as three in ten older patients may acquire delirium in the hospital. And the consequences can be severe, including longer hospital stays and even death.| Howard Gleckman
Trump is changing Medicare, mostly focusing on providers. But the biggest impact may come from tariffs and deporting immigrants. Combined, these direct and indirect c| Howard Gleckman
From forgotten 401(k)s to outdated asset allocations, stuck money can hurt your retirement. Here's what to do about it.| Kiplinger
Make sure your retirement savings stay with you when you switch jobs. Explore these options to avoid costly mistakes.| Tencap LLC
Follow these three steps to ensure you are emotionally and financially prepared for your passion in retirement.| Kiplinger
Older adults may avoid a certain kind of age-related decline by picking up the pace.| Kiplinger
A different LISTEN update this month as I’m talking about Australian music and the recent countdown of the Hottest 100 of Aussie Songs by triple j. #WWWhimsy #whimsy #wordoftheyear #WOTY #mon…| Deb's World
A survey conducted by PLANSPONSOR found that 55% of plan sponsors benchmark their retirement plan annually, while 11% benchmark every one to two years.[1] As a plan fiduciary, you have […] The post How to Understand Retirement Plan Benchmarking as a Plan Sponsor appeared first on OneDigital.| OneDigital
There are three major pillars for your retirement income in Canada. There’s Government Benefits, Personal Savings and the Employer Pension. The Canada Pension Plan (CPP) and Old Age Security create the Government Benefits. We might consider that part of our pensionable earnings as the amounts are ‘guaranteed’ and indexed to inflation. At times we can […] The post You can count on your CPP payments to be there, on the Sunday Reads. appeared first on Cut the Crap Investing.| Cut the Crap Investing
Social Security has been in the news a lot this year. But it can be hard to understand exactly what is happening, especially when the changes come fast and furious. Whether you are already retired, approaching the golden years, or just starting to think about saving for that stage of your life, how could changes to Social Security impact you?| First Federal Bank
Seniors don’t have to struggle financially — we’re here to help! There are 47 million seniors in America struggling or at risk financially — an astounding number that highlights the importance of staying financially healthy post-retirement. It’s easy for retirees and seniors to view retirement as a time to spend on the things they want, […] The post Simple Financial Survival Tips for Seniors appeared first on The Wealth Wire.| The Wealth Wire
More than 9 out of 10 Canadians want to be able to live out their retirement years in the comfort of their home, and reverse mortgages are increasingly being used to make that a reality.| Mortgage Rates & Mortgage Broker News in Canada
Imagine spending your life building wealth, investing in real estate, stocks, or your business, with the hope of leaving a legacy for your children. Then one day, you find yourself wondering: Will the government take a massive chunk of it anyway? If your estate is well above the federal estate tax exemption threshold — $30 million| Financial Samurai
NYC Schools Chancellor David Banks announces his retirement, ending his leadership term, which focused on major reforms in the city’s public education system.| amNewYork
A new report finds U.S. public pension plan investment strategies have adapted to meet changing market conditions.| National Institute on Retirement Security
This guide by FNRP outlines how you can use a self-directed IRA for commercial real estate investments & the rules involved.| First National Realty Partners
Deferral of taxes is the name of the game when it comes to eeking out extra profits.| Financial Planning
People turn to AI to help cut through the noise, as seen in a 2024 AARP survey that generative AI usage has doubled among Americans aged 50+.| Due
DON'T LET YOUR TITLE DEFINE YOU| Cresting The Hill
This man, Robin Keen, is my old head teacher and my old employer. He is 93 or 97 depending on who I listened to and retired at,...| Julie Leoni
Do you agree? Probably not. But high interest rates benefit savers. By David Enna, Tipswatch.com Let’s step back in time, to 1965: I was 12 years old and folks from a nearby Savings and Loan …| Treasury Inflation-Protected Securities
Packing for multiple seasons in one suitcase can be hard! But I’ve accepted the challenge and think I’ve almost got it sorted using the age-old idea of layers and mix and match outfits.…| Deb's World
The Royal Commission into Aged Care Quality and Safety underscored the importance of feedback in identifying risks and areas for improvement, while the Charter of Aged Care Rights mandates that providers uphold older people’s rights to ‘complain free from reprisal’ and have their complaints addressed fairly and promptly. Despite this, older people, their families, and aged care staff can be hesitant to raise concerns and complaints because they worry there will be negative consequences....| MOA
In the complex landscape of Australian care services, many aged care providers face a challenge: complying with multiple sets of standards. For example, some providers must comply with both the Aged Care Quality Standards (ACQS) and the National Disability Insurance Scheme (NDIS) Practice Standards. Since December 2020, residential aged care providers who support NDIS participants have been required to be registered with the NDIS Quality and Safeguards Commission in addition to maintaining th...| MOA
Transitioning your IRA can feel like a daunting task, this guide aims to ease the stress of this process and avoid penalties.| SouthStar Bank, S.S.B.
Of course, this forecast, and every other one you read, may be wrong. AI image for “Social Security COLA.” Classic! Source: Perchance.org By David Enna, Tipswatch.com It’s July, a…| Treasury Inflation-Protected Securities
Microsoft will retire Exchange Web Services (EWS) from Exchange Online on October 1, 2026. A new usage report helps tenants understand what apps use EWS. Many of the apps are likely to be first-party (Microsoft) apps, but some might be third-party apps developed externally or internally. Those apps need to be retired or upgraded to use Graph APIs. Time is slipping away to do the work.| Office 365 for IT Pros
It’s hard to believe that I’m celebrating 10 years of writing a blog. [Yes, that also means I’ve been retired for over 10 years.] The blogging world has shifted in the past 10 years; many bloggers …| retirementtransition
Yesterday the Pensions for All Act was introduced by Senator Bernie Sanders: . . Excerpts from the summary of the bill: This legislation would require corporations to either: Importantly, this legislation would provide important financial protections for the self-employedand small businesses. Under this bill, they would only contribute half as much into FERS aslarge corporations […]| Burypensions Blog
Cash Balance (CB) plans did not exist when I became enrolled as an actuary and it has taken me some time to be entirely comfortable with them. However, a generation of TPAs and Financial Advisors a…| Burypensions Blog
Want to lower taxes in retirement? Here is a step-by-step guide teaching you how to pay Uncle Sam less and put more money in your pocket.| Define Financial
In an era of economic uncertainty, where stock market volatility and inflation concerns keep many up at night, a growing number of Americans are rethinking their approach to retirement savings. These individuals, often in their 50s and beyond, have spent decades building nests eggs through traditional IRAs or 401(k)s tied to paper assets like stocks […]| based underground
The FIRE movement has taken the personal finance world by storm. Social media is flooded with stories of people retiring at 35, living off their investments while sipping mocktails on […]| Islamic Finance Guru
“How much do I actually need to retire?”| KCLau.com
Volatility and uncertainty were the main themes that investors faced throughout the 2nd quarter, beginning with the Liberation Day tariff announcements on April 2nd and ending with the United States […] The post Markets in Focus: Strength Through Uncertainty appeared first on OneDigital.| OneDigital
I have just updated the returns for the Canadian asset allocation ETFs. The returns over the last year and three years can be described as abnormal returns. So much so that I had to double check the performance for the equity markets that fuelled this incredible run. How did they do it? Over the last […] The post The abnormal returns for the Canadian asset allocation ETFs. appeared first on Cut the Crap Investing.| Cut the Crap Investing
On the Sunday Reads we're creating monthly income with a look at asset allocation ETFs. VRIF pays 4%, BMO T-series ramps that up to 6%.| Cut the Crap Investing
I'll be honest. I get contacted multiple times a day from various companies wanting to advertise on SeedTime or wanting us to promote "their thing".| seedtime.com
When I was 25 years old and in my third year of medical school, I laid out a plan to make me financially secure and able to retire by age 50. I began by calculating an estimate of the monthly income I would need during my retirement years. I then converted that to how big ... Read more| Financial Success MD
Tomorrow many of us will take the day off to celebrate our country’s independence. Thank you to those who report for duty at hospitals around our country making it possible for the majority of physicians to celebrate this special holiday with their families. This year, let’s also celebrate the q| Financial Success MD
I was playing around with Excel last week (yes, I know, I make my own weird fun*) and I came up with something that I think is very cool and unique. I was curious when I’d become a retirement account millionaire. Typically, the media refers to them as 401k millionaires, but I’ve been self-employed for […]| Lazy Man and Money
If you became a newly minted millionaire, where would you migrate to? Due to inertia, I bet most of you would stay right where you are. A lot of us are afraid of change, which is why we stay at jobs we hate and suffer through broken marriages for too long. But how about being| Financial Samurai
Discover the East Coast's best-kept secrets for budget-friendly retirement living. Explore our guide to the 9 cities where $1,500 a month is all you need.| FinanceBuzz
Aging is a journey we all embark on, filled with changes and new experiences. It can be both rewarding and challenging1,2. As we age, we may find. Call us today! Discover how to embrace aging gracefully with expert psychology services in Sarasota and Venice, FL. #DavenportPsychology| Davenport Psychology
Retirement is reshaping every industry in Canada, from healthcare to media to small business. As baby boomers exit the workforce, thoughtful succession planning is essential to ensure continuity, transfer knowledge, and support smooth transitions for individuals, families, and organizations.| Spring Planning
We had such a fun day at Movie World! Thrilling rides and plenty of superhero sightings made the day one of non-stop excitement for everyone. A day of making memories, laughter and adventure plus s…| Deb's World
A change of scenery with our trip north to Queensland. It’s winter up here too but not as we know it! Playing with our grandson is keeping us busy but I managed to catch up with my great frie…| Deb's World
The Sounds of My Month during June included simple everyday things like the kettle boiling, laughter, chatter in a cafe and silence – a reminder to be present, to breathe and to feel the soun…| Deb's World
The budget bill would slash safety net programs for older adults, people with disabilities, and their family caregivers. The bill also lowers taxes for some seniors.| Howard Gleckman
With wineries, nature preserves, close to two major cities, these best Texas Hill Country towns to retire should be on the top of your list.| Texas Travel Talk
