DSCR Refinance Calculator What Is a DSCR Loan? A DSCR loan, or debt service coverage ratio loan, is a non-QM (non-qualified mortgage) loan product designed for real estate investors. It uses the income generated by a rental property—rather than personal income—to determine a borrower’s ability to repay the loan. Lenders calculate the DSCR by dividing... The post DSCR Refinance Calculator appeared first on Griffin Funding.