Property Taxes By State (2025) | Griffin Funding
Compare property tax rates across the U.S. Learn which states have the highest and lowest taxes, how they’re calculated, and what it means for homeowners and investors.| Griffin Funding
Compare property tax rates across the U.S. Learn which states have the highest and lowest taxes, how they’re calculated, and what it means for homeowners and investors.| Griffin Funding
Learn about capital gains taxes on real estate, how they work, and strategies to minimize them when selling property.| Griffin Funding
Whether you’re looking to reduce your monthly payment, pay off high-interest debt, or reinvest in your business, our bank statement loan calculator is designed to help you assess if a bank statement refinance loan fits your financial goals. Bank Statement Loan Refinance Calculator What Is a Bank Statement Loan? A bank statement loan is a... The post Bank Statement Loan Refinance Calculator appeared first on Griffin Funding.| Griffin Funding
DSCR Refinance Calculator What Is a DSCR Loan? A DSCR loan, or debt service coverage ratio loan, is a non-QM (non-qualified mortgage) loan product designed for real estate investors. It uses the income generated by a rental property—rather than personal income—to determine a borrower’s ability to repay the loan. Lenders calculate the DSCR by dividing... The post DSCR Refinance Calculator appeared first on Griffin Funding.| Griffin Funding
What Is the SALT Deduction? The state and local taxes (SALT) deduction is a federal tax benefit for taxpayers who itemize their deductions. It allows these taxpayers to deduct the cost of their state and local taxes, including income tax or sales tax, as well as property taxes, from their federal income for tax calculation... The post SALT Deduction: What Is the State and Local Tax Deduction? appeared first on Griffin Funding.| Griffin Funding
Estimate your property sale taxes quickly with our free. Interactive, and easy-to-use real estate capital gains tax calculator.| Griffin Funding
Core FHA Refinance Requirement Factors Before we discuss the specific FHA refinance requirements for each program, let’s discuss the requirements that apply across all of them. Understanding these core requirements will help you determine which refinance option best fits your situation. Credit score: While FHA loans typically allow lower credit scores than conventional loans, most... The post FHA Refinance Guidelines & Requirements Checklist appeared first on Griffin Funding.| Griffin Funding
What Is a Crypto-Backed Mortgage? A crypto mortgage is a home loan that uses cryptocurrency as collateral instead of following traditional lending practices. Unlike conventional mortgages that rely heavily on income verification and credit history, these loans focus on the value of your digital asset holdings. This approach has gained traction as cryptocurrency adoption has... The post Crypto-Backed Mortgages: What They Are & How They Work appeared first on Griffin Funding.| Griffin Funding
Check out DSCR loan examples and use cases to see how this type of financing might be used. Determine whether a DSCR loan is right for you.| Griffin Funding
Who Are Bank Statement Loans for? A bank statement loan is designed for self-employed borrowers who have difficulty providing their income through traditional documentation. These non-QM loans offer flexibility that conventional mortgages simply can’t match. Here’s who typically benefits from bank statement loans: Business owners: Those who own their own companies and take significant tax... The post Bank Statement Loan Examples & Use Cases appeared first on Griffin Funding.| Griffin Funding
Learn how the mortgage interest deduction works, who qualifies, the current limit, and how it can help reduce your taxable income.| Griffin Funding
VA loans allow service members and veterans to secure a mortgage with no down payment and competitive rates. Start working with a leading VA lender.| Griffin Funding
Explore flexible FHA loan options with Griffin Funding. Whether you're a first-time buyer, upgrading, or recovering from credit challenges, we help you qualify with just 3.5% down. Now HUD-approved to underwrite FHA loans directly in 47 states and DC.| Griffin Funding
A conventional loan is also known as a traditional mortgage. Find out if a conventional mortgage is the right home financing solution for you.| Griffin Funding
VA loan limits determine how much VA loan borrowers with partial entitlement can borrow with no down payment. See what the 2025 VA loan limits are here.| Griffin Funding
While VA loans typically can’t be used to buy investment properties, it is possible to invest in property with a VA loan under certain conditions.| Griffin Funding
We offer a wide variety of traditional mortgages for all types of borrowers. Explore our traditional home loan offerings today.| Griffin Funding
What Is a Renovation? A renovation focuses on restoring or updating existing features in your home without changing the basic structure or layout. It’s essentially giving your space a fresh look and improved functionality while working within the current framework. Common renovation projects include: Repainting walls Replacing kitchen cabinets Refinishing hardwood floors Updating light fixtures... The post Renovation vs Remodel: What’s the Difference? appeared first on Griffin Funding.| Griffin Funding
VA loans are for active duty service members and veterans, but there are other requirements as well. Find out if you qualify and secure a VA loan today.| Griffin Funding
Griffin Funding is a direct-to-consumer mortgage lender that specializes in Bank Statement Loans for the self-employed, DSCR Loans for real estate investors, Home Equity Loans, and VA Loans for veterans and active duty military.| Griffin Funding
A home equity line of credit allows you to tap into your home equity and access cash that you can use to pay off debt, deal with big expenses, and more.| Griffin Funding
Debt consolidation allows you to roll your debts into one payment. Use our debt consolidation calculator to see if consolidating debt can help you save.| Griffin Funding
An underwater mortgage occurs when your loan amount exceeds your home’s value. Learn about your options when dealing with an underwater mortgage.| Griffin Funding
Maximize your home's financial potential with tappable equity. Learn how to access funds for home improvements, investments, emergency expenses, and more.| Griffin Funding
No doc home equity loans enable borrowers to tap into their home’s equity while offering flexible qualification and proof of income requirements.| Griffin Funding
Learn how MCA loans work, their benefits and drawbacks, and whether a merchant cash advance is the right financing option for you.| Griffin Funding
Don’t be afraid to tap into your home equity, even if it means refinancing to a higher interest rate. Get the most out of the home equity you’ve built.| Griffin Funding
1031 exchanges can be a great tool for real estate investors seeking to defer capital gains taxes on property sales. Learn more about 1031 exchanges here.| Griffin Funding
Self-employed professionals face unique challenges when it comes to getting a mortgage. Explore self-employed mortgage options and see how to qualify.| Griffin Funding
Learn how SOFR loans work, their benefits, and what to consider when choosing a secured overnight financing rate loan.| Griffin Funding
Getting a traditional mortgage can be difficult if you’re retired. Luckily, retirement mortgages allow retirees an alternative route to homeownership.| Griffin Funding
No doc business loans can help investors and business owners streamline a loan’s underwriting and approval process.| Griffin Funding
Asset depletion mortgages allow borrowers to convert their liquid assets into qualifying income for a home loan. Learn how asset depletion mortgages work.| Griffin Funding
Residential transition loans can help real estate investors carry out fix and flip projects or secure funding for renovations. Learn more about RTL loans here.| Griffin Funding
Get funding for your fix and flip project. Explore fix and flip loans to help you finance renovations and profit from your real estate investments.| Griffin Funding
Invest in property now with a commercial real estate loan from Griffin Funding. We strive to provide flexible loans with competitive rates—apply today.| Griffin Funding
Discover the types of real estate investments. Uncover residential and commercial options to grow your wealth today.| Griffin Funding
Different types of real estate investment come with unique tax benefits. Learn more about the tax benefits of real estate investing.| Griffin Funding
Learn the basics of real estate investing for beginners. Discover strategies and tips to help you start building wealth through property ownership.| Griffin Funding
DSCR loans allow real estate investors to qualify for financing without proof of income — learn how you can leverage DSCR loans to expand your real estate portfolio.| Griffin Funding
Discover first-time home buyer programs that offer down payment assistance, lower interest rates, and flexible qualifications to help you buy your first home.| Griffin Funding
Discover the 2025 conventional loan limits and how they impact your mortgage options and how much you can borrow.| Griffin Funding
See today’s current VA home loan rates and learn more about what determines VA loan rates and ways to get the best rate on a VA loan.| Griffin Funding
There are a variety of programs that can help veterans repair their credit. Learn more about the benefits of repairing your credit and how to go about it.| Griffin Funding
The VA loan process timeline involves several steps, but when you work with the right lender you can potentially close on your VA loan in 30 days or less.| Griffin Funding
Getting pre-approved for a VA loan can help streamline the home buying process. Learn what it takes to get pre-approved for a VA loan.| Griffin Funding
Understanding VA loan closing costs is crucial when pursuing this type of financing. Read our complete guide to VA home loan closing costs.| Griffin Funding
Our easy-to-use VA loan calculator makes it simple to estimate a breakdown of your monthly payment when using a VA loan.| Griffin Funding
The VA funding fee is a cost you have to account for when taking out a VA loan. Learn what the VA funding fee is, why it exists, and how much it is.| Griffin Funding
If you’re a first-time home buyer in the military, you have several loan options to choose from. Learn more about loans for military home buyers.| Griffin Funding
In order to get approved for a VA loan, you need a Certificate of Eligibility. Here’s what to know about what a COE is and how to obtain one.| Griffin Funding
Learn more about what VA loans are, how they work, and how qualifying service members and veterans can take full advantage of their VA benefits.| Griffin Funding
A reverse mortgage allows you to pull out the equity in your home to fund your retirement or big expenses. Apply for a reverse mortgage now!| Griffin Funding
Investment property loans can help you build wealth, diversify your portfolio, and achieve your investment goals. Explore investment property loan options.| Griffin Funding
You can tap into your home’s equity and increase cash flow with a home equity loan. Learn more about whether a home equity loan is right for you.| Griffin Funding
Private money loans can serve as a great resource for real estate investors in need of quick funding. Partner with a trusted private money lender near you.| Griffin Funding
Consolidate debt with a home equity loan. Use a HELOAN to combine your debts into a single monthly payment and get a competitive rate!| Griffin Funding
A home equity loan allows homeowners to tap into their equity to consolidate debt, fund major expenses, and more. Learn more about how HELOANs work.| Griffin Funding
With asset-based lending, you can leverage your liquid assets to obtain home financing. Learn more about asset-based loans for real estate.| Griffin Funding
Building a real estate portfolio can be a great way to make your money work for you. Here’s how you can start building a real estate portfolio.| Griffin Funding
Use our VA loan affordability calculator to see how much home you might be able to afford when you use a VA loan.| Griffin Funding
HELOC or home equity loan? Understand the risks, rewards, and key differences so you can tap into your home’s equity with confidence.| Griffin Funding
Non-QM loans provide an alternative path to homeownership by offering more flexible mortgage qualification requirements and features.| Griffin Funding
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Bill Lyons is the Founder, CEO & President of Griffin Funding. Griffin Funding is a nationwide boutique mortgage banker that focuses on delivering 5-star service to its clients. The company is a direct-to-consumer lender specializing in DSCR loans, Bank Statement Loans, Home Equity loans, First Responder loans, and VA loans. As a licensed real estate...| Griffin Funding
A DSCR loan enables real estate investors to qualify for financing based on the rental income of a property rather than personal finances. Read how it works.| Griffin Funding
Use our DSCR calculator to estimate your debt service coverage ratio. Calculate your DSCR and expand your investment portfolio with a DSCR loan.| Griffin Funding
Keep up with mortgage trends and learn about mortgage tips and tricks in order to be an informed and competitive buyer in the real estate market.| Griffin Funding
Bank statement loans offer an alternative path to homeownership for self-employed borrowers. Qualify with bank statements instead of typical tax documents.| Griffin Funding
Understanding how to calculate ROI on a rental property allows you to make informed decisions when investing in real estate.| Griffin Funding
