Anecdotally, excessive risk-taking can be traced back to minor acts that escalated gradually. What leads to risk-taking escalation and why is escalation fast in some individuals, but not in others? Here, over three experiments (NMain Experiment = 160, NValidation Experiment = 35, NControl Experiment = 30), we used Virtual Reality to simulate physical risk by having participants walk on a virtual plank suspended in midair. We demonstrate that with repeated opportunities to engage i...