A sufficient portfolio consists solely of a ladder of inflation-indexed bonds, such as U.S. Treasury Inflation-Protected Securities (TIPS), and a stock market index fund. We explain theoretically and demonstrate empirically how this strategy is less risky and more effective at maximizing lifetime retirement income than are methods commonly used by financial advisors. A TIPS Ladder Plus Stocks: Retirement Planning Solved? was originally published at Alpha Architect. Please read the Alpha Archi...
