Activation reminder for 2025 4th Quarter. The credit cards below offer 5% cash back and up on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to hundreds of dollars in additional rewards per year without changing your spending habits. You can also buy gift cards for other retailers at places like Grocery Stores and Home Improvement stores with 5% back now but spend the gift cards later. New cardmembers may also get an upfront sign-up bonus.
