Groupon has a limited-time deal on new Costco Gold Star or Executive Memberships. There are two options. Offer expires December 21, 2025. $65 for Gold Star Membership Package 1-year Gold Star Membership (normally $65 by itself) Membership card for the Primary Cardholder and one additional Household Card for anyone living at the same address, over […]| My Money Blog
Citi has joined in the ultra-premium rewards card category with the Citi Strata Elite credit card. As with similar cards, there are a lot of travel-related perks, some associated “lifestyle” perks, and a hefty annual fees. Yet our “lifestyle” is more about sneaking the 3rd kid into a Hampton Inn and booking affordable Airbnbs so we can hike in a national park with our free 4th grader pass.| My Money Blog
One of the early books that heavily impacted my investing philosophy was Unconventional Success: A Fundamental Approach to Personal Investment by David Swensen. As a very successful (active!) manager of the Yale Endowment, he offered common-sense explanations of why low costs are good and which core asset classes make the most sense to own.| My Money Blog
Savings I Bonds are a unique, low-risk investment backed by the US Treasury that pay out a variable interest rate linked to inflation. With a holding period from 12 months to 30 years, you could own them as an alternative to bank certificates of deposit (they are liquid after 12 months) or bonds in your portfolio. | My Money Blog
The IHG One Rewards Traveler Card is the IHG hotel card that includes special IHG perks but with no annual fee. Here are the highlights:| My Money Blog
Crypto exchange OKX is currently offering both a boosted $200 bonus in crypto and a 10% deposit match on USDG stablecoin (up to 300 USDG on 3,000 USDG deposit). Details below. Offer expires 10/31 at 6pm. Here are the steps for the $200 bonus for new OKX customers: Sign up via referral link. I think […]| My Money Blog
I rarely share any market commentary, as I mostly believe that waiting around and doing nothing is the best course of action. However, I also have about 89 browser tabs open, and writing helps me organize my thinking, so here are some thoughts. Recent AI news seems to have kicked off both even more AI […]| My Money Blog
Barclays Bank Delaware is an FDIC-insured US bank with a limited-time offer of a $200 bonus if you deposit $30,000+ in new funds into their Tiered Savings Account. You must fund within 30 days of opening, and maintain the balance of at least $30,000 for another 120 consecutive days after funding. Bonus arrives after another […]| My Money Blog
From time to time, I participate in certain stock exchange offers which include a special provision for smaller investors, called “odd lot tenders”. You can find more background information on these short-term “arbitrage” plays in the last two offers that I joined: Cummins/Atmus Filtration and Johnson & Johnson/Kenvue. Recently, Lennar (primarily a homebuilder) announced such […]| My Money Blog
After US Bank completely changed the terms of their Smartly Rewards credit card less than 6 months after application, I have nearly completed closing nearly all of my US Bank accounts, including bank accounts, credit cards, and brokerage accounts. The process was relatively simple, and you don’t need to visit a branch or call them […]| My Money Blog
Added new $15 off $15 link. inKind is a startup that provides restaurants financing in exchange for “food and beverage credit”. Retail customers can use inKind to pay their food bill at participating restaurants through the app and get 20% back in “inKind Cash” credit on their bills. They say over 4,000 restaurants are in […]| My Money Blog
Here’s my monthly survey of the best interest rates on cash as of October 2025, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of our idle cash, and you can often earning more money while keeping the same level of safety by moving to another FDIC-insured bank or NCUA-insured credit […]| My Money Blog
The One Key and One Key+ credit cards are travel rewards cards offered by Expedia Group (Expedia, Hotels.com, and VRBO) and issued by Wells Fargo. Rewards are earned as “OneKeyCash” which can only be used to offset travel bookings on one of those three sites. Personally, the main draw for me is VRBO as we […]| My Money Blog
Amazon is running yet another “Huge Sale!” called Prime Big Deal Days. I’m late, and by the time you read this, it might be over. (You probably didn’t miss that much.) Check your wishlist. Check your “Buy Again” past purchases. I’ve listed again a few of my favorite things below as well. Yes, I’m recycling […]| My Money Blog
Here’s my 2025 Q3 income update as a companion post to my 2025 Q3 asset allocation & performance update. Even though I don’t focus on high-dividend stocks or covered-call income strategies – I still track the income from my portfolio as an alternative metric to price performance. The total income goes up much more gradually […]| My Money Blog
Kraken is offering up to a 2% deposit bonus in October for any customer that deposits $1,000+ in cash or crypto during October. The deposit bonus will vary from 1% to 2% depending on total deposits across all customers, with the strange rule that when $500 million in total aggregate deposits are made and the […]| My Money Blog
Activation reminder for 2025 4th Quarter. The credit cards below offer 5% cash back and up on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to hundreds of dollars in additional rewards per year without changing your spending habits. You can also buy gift cards for other retailers at places like Grocery Stores and Home Improvement stores with 5% back now but spend the gift cards later. New cardmembers may also get an upfront sign-up bonus.| My Money Blog
The “ultra-premium” card_name is offering an opening incentive of 60,000 Ultimate Rewards points which can be redeemed for at least $900 of travel when you redeem through Chase TravelSM…| My Money Blog
Last call; Limited-time offer ends 11/14/24. Additional $300 statement credits towards Chase Travel(SM) purchases within your first year. This is on top of the previous 60,000 point offer. Ha, I gu…| My Money Blog
Updated; bonus is back up to $300. Laurel Road is a digital brand of KeyBank (not a fintech) that reminds me of SoFi in that they are building a relationship that starts with student loan refinance…| My Money Blog
Updated with new $1,000 value+ offers! That space in your wallet or purse is valuable, and you should be the one to get that value. By being smart and picky, you can find offers worth $500+ for a s…| My Money Blog
Business credit cards can be used by self-employed or side-gig workers with eBay, Amazon, Etsy, Uber/Lyft, DoorDash/Grubhub, Adsense or other 1099 income that make you a sole proprietorship. The In…| My Money Blog
The IHG One Rewards Premier Credit Card is the premium IHG hotel co-branded card that includes special IHG perks like a free night award every year you keep the card, Elite status, and every 4th award night free. Here are the highlights:| My Money Blog
Improved offer. The Aeroplan® Card is the Air Canada co-branded credit card for US customers, issued by Chase. If you fly Air Canada regularly, this card makes the experience better in many different ways. If you don’t fly Air Canada regularly, you can still use the new Pay Yourself Back feature where Aeroplan points can be redeemed at 1.25 cents per point towards any eligible travel purchase on ANY airline, for up to 200,000 points per year (for up to $2,500 back). Here are the highl...| My Money Blog
Update March 2025. Southwest has made some big changes to how they run, and it’s not entire clear how it will affect their credit cards. The “Wanna Get Away” fare is going away later this year, to be replaced by “Basic”. I will try to update things as well as I can.| My Money Blog
Updated March 2025. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, DoorDash, Amazon, eBay, Etsy, Airbnb? A small business credit card separates your p…| My Money Blog
