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From:
www.newyorkfed.org
(Uncensored)
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Effective Federal Funds Rate - FEDERAL RESERVE BANK of NEW YORK
https://www.newyorkfed.org/markets/reference-rates/effr
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The federal funds market consists of domestic unsecured borrowings in U.S. dollars by depository institutions from other depository institutions and certain other entities, primarily government-sponsored enterprises.