Australia’s private superannuation system aims to mitigate costs and risks for public pensions, but individuals bear investment, longevity, sequencing and inflation risks. A comprehensive selection of retirement-income products offered by superannuation, alongside increased uptake, will provide balance, ensuring retirees are protected. The post Australia’s Pension System: Implications of Getting Big and Growing Old appeared first on International Banker.| International Banker
Affluent banking customers are on the rise in Southeast Asia, compelling regional banks to adapt to meet their financial needs. As old wealth-management models fail to satisfy today’s high-net-worth individuals’ demands, what steps can banks in emerging markets take to enhance their offerings? Malaysia’s experience provides an example. The post Redefining Affluent Banking in Emerging Markets: Lessons from Malaysia’s Wealth-Management Evolution appeared first on International Banker.| International Banker
Agencies such as Fitch Ratings have trimmed their forecasts for global economic growth in 2025 and 2026 following the White House’s April announcement of “reciprocal tariffs” levied against its trading partners. With the U.S. Effective Tariff Rate at its highest level in nearly a century, analysts expect global GDP growth to slow decisively. The post World Economy to Slow Sharply in Wake of US Tariff Shock appeared first on International Banker.| International Banker
Smart compliance doesn't slow fintech down; it accelerates everything that matters to customers. In cross-border payments, companies that build regulatory frameworks from Day One create seamless customer experiences while establishing the infrastructure that benefits entire market ecosystems. PingPong demonstrates how compliance-first approaches become competitive advantages. The post How Compliance-First Approaches Power Cross-Border Solutions appeared first on International Banker.| International Banker
The International Banker 2025 Asia & Australasia Awards Winners. The best banking institutions in retail, commercial, private and investment banking are highlighted, along with two outstanding chief executives from their respective regions. The post International Banker 2025 Asia & Australasia Awards Winners appeared first on International Banker.| International Banker
United States Treasury securities have long been the world’s financial safe haven, with the yield on the 10-year Treasury bond serving as the financial system’s benchmark. All of the preconditions are in place for a significant increase in long-term Treasury rates. It is critical to prepare for this threat and all of the attendant consequences. The post Prepare for Higher Long-Term Interest Rates appeared first on International Banker.| International Banker
Private banking is synonymous with personalised banking, with close relationships between wealth managers and their clients at its core. Many private banks, such as J.P. Morgan Private Bank, have discovered that artificial intelligence can streamline routine processes, freeing employees to focus on the most important aspects of their work. The post Embracing GenAI: Enhancing Operations and Elevating Client Interactions appeared first on International Banker.| International Banker
Thailand’s promising financial outlook experienced a setback midway through 2025, with its export-led economy suffering from US tariffs and its banking sector struggling under high debt levels. Fitch Ratings and Moody’s responded by issuing downgrades to the nation’s sovereign rating, as well as to the ratings of some of its largest banks. The post A Slowing Thai Economy Is Set to Dim the Outlook for the Domestic Banking Sector appeared first on International Banker.| International Banker
Spatial computing, which connects physical and digital spheres, is infiltrating the business world. Whether enabling employees to interact with digital information in more rewarding ways, providing realistic training scenarios or optimising managerial decision-making, spatial computing is becoming integral to improved business operations. The post Spatial Computing Can Drive Substantial Future Business Growth appeared first on International Banker.| International Banker
Islamic finance is prevalent in majority-Muslim countries worldwide, attracting customers who seek Shariah-compliant financial instruments, such as Sukūk. In one region, Central Asia, institutions providing Islamic finance are scarce, despite around 90 percent of the region’s population being Muslim. That deficit may soon be addressed. The post Is Central Asia Primed for an Islamic-Finance Boom? appeared first on International Banker.| International Banker
Latin American economies have not had much to celebrate in 2023, except for Mexico’s, which has shined with positive growth rates and lower-than-expected inflation. The outlook for Mexico is not completely rosy, and much will depend on internal and external factors, such as the fate of its large neighbour and trading partner to the north.| International Banker
Tag: European Central Bank (ECB)| International Banker
After SUVs rose to dominate the automotive world, luxury SUVs presided over luxury sedans on the popularity index. The Cadillac Escalade-V and the Mercedes-Maybach GLS 600 exemplify opulence on wheels and testify to their manufacturers’ superiority in the luxury-car market. However, their unique attributes will appeal to different buyers.| International Banker
The ESG landscape within fund management is evolving, and fund managers must evolve with it due to pressures from investors and regulators. Regulatory authorities are honing their regimes with the recent introduction of the UK’s Sustainability Disclosure Requirements and the sharpening of the EU’s Sustainable Finance Disclosure Regulation.| International Banker
The ongoing power play between the world’s largest economies, the United States and China, is being waged on many fronts, including on the shores of allies. Now that the Philippines is again under an American-friendly administration with Ferdinand “Bongbong” Marcos Jr. at the helm, the US military presence in the archipelago is growing.| International Banker
Tag: Artificial intelligence (AI)| International Banker
Tag: Financial Conduct Authority (FCA)| International Banker
Tag: Federal Reserve (the Fed)| International Banker
Bassirou Diomaye Faye’s story of advancing from prison to presidency in less than a month is inspiring, but will Senegal’s new president’s left-wing Pan-Africanism ideologies succeed in inspiring the country’s population and economy to new heights? Fortunately, he has much to build on, starting with a sound economy and rich natural resources.| International Banker
France’s budget deficit has raised alarm bells with the EU and credit-rating agencies, prompting S&P Global Ratings to lower its long-term sovereign credit rating. While some indicators suggest France is on a positive economic footing, others indicate a further rise in sovereign debt, with political instability compounding the predicament.| International Banker
Vietnam’s reputation as a financial-technology centre is growing, with financial-services heavyweights in other countries partnering with Vietnamese fintechs to chart new growth areas. While investments have slackened in recent months, the government and central bank are committed to transforming Vietnam into Southeast Asia’s fintech hub.| International Banker
