Booking Holdings is seeing early results from the generative artificial intelligence (gen AI) solutions it offers across its travel and related platforms. The company, which owns the Booking.com, Priceline, Agoda, Kayak and OpenTable brands, offers several gen AI tools and added more during the third quarter, executives said Tuesday (Oct. 28) during an earnings call. “What are we measuring in terms of impact? Ultimately, faster search, better conversion, lower cancellation rates, and higher...| PYMNTS.com
Visa’s fiscal fourth quarter results, released after the markets closed on Tuesday (Oct. 28) showed growth in debit and credit spending, a surge in tokenized credentials and momentum in stablecoin-related activity. The company’s materials indicated that U.S. payments volume was up 8%, accelerating from the previous quarter. Credit and debit spending both were 8% higher. “When looking at quarterly spend category data in the U.S., we saw broad-based strength, including improvements in r...| PYMNTS.com
The Federal Reserve is reportedly considering granting FinTechs a form of direct access to its core payment infrastructure. Fed staff is looking into “skinny” master accounts that would give select FinTechs access to the accounts banks use to move money through Fed systems, but would exclude access to interest, overdraft privileges and discount window borrowing, Bloomberg reported Tuesday (Oct. 28). For FinTechs, an arrangement like this could allow them to hold customer reserves directly...| PYMNTS.com
Prediction market Polymarket reportedly plans to launch trading in the United States by the end of November. The company will focus on sports betting in the U.S., and the trading will initially be limited to select participants, Bloomberg reported Tuesday (Oct. 28), citing unnamed sources. Polymarket did not immediately reply to PYMNTS’ request for comment. The Bloomberg report flagged a page on the company’s website that said: “Polymarket will soon be available for US traders. We’re ...| PYMNTS.com
SoFi reported its Q3 earnings Tuesday morning (Oct. 28), and the message was straightforward: Its mostly prime borrowers look resilient, and their spending is steady. Pressed by analysts on consumer credit, CEO Anthony Noto said the company’s real-time view across checking, investing and lending shows “very strong” credit performance and day-to-day activity. “The first message is our credit performing very well … not just the performance of credit, but the spending that we see in ...| PYMNTS.com
Apple reportedly asked a judge Monday (Oct. 27) to dismiss a racketeering lawsuit brought by Fintiv. FinTiv, a digital payments solution provider, alleges the tech giant stole its technology to create the mobile wallet Apple Pay and engaged in racketeering by using Apple Pay to generate fees for credit card issuers, Reuters reported Tuesday (Oct. 28). Apple said in its filing that Fintiv waited too long to pursue most of its claims and that the company failed to show a pattern of racketeering...| PYMNTS.com
Moves from Adobe, Oracle, OpenAI and Google highlight how enterprise tech is doubling down on artificial intelligence (AI) in workflows, infrastructure expansion, and developer enablement across creative, business and cloud ecosystems. Creative Professionals Get Agentic AI Adobe announced Tuesday (Oct. 28) at its MAX 2025 event that Creative Cloud apps such as Photoshop, Lightroom, Premiere and Illustrator will now include an AI Assistant powered by agentic AI to handle repeatable tasks and s...| PYMNTS.com
In traditional finance, custody is almost invisible. A custodian bank can hold trillions of dollars in securities, ensuring that ownership records are accurate and assets can’t be misappropriated. These institutions are regulated, insured and audited. Cryptocurrency custody has traditionally operated in a different universe. Across the blockchain, possession of digital assets means controlling a private key, or a long, unique string of numbers that allows its holder to move assets recorded ...| PYMNTS.com
Western Union plans to launch a new stablecoin and a network designed to enable real-world utility for digital assets. With these products, Western Union aims to “reshape how money moves worldwide,” it said in a Tuesday (Oct. 28) press release. The company’s stablecoin, U.S. Dollar Payment Token (USDPT), will be built on Solana and issued by Anchorage Digital Bank, according to the release. This collaboration will bring together Solana’s blockchain technology, Anchorage Digital Bank...| PYMNTS.com
Nvidia is investing $1 billion in Nokia through a partnership with the Finnish tech company. The partnership, announced Tuesday (Oct. 28), involves the| PYMNTS.com
Payments processing FinTech Unlimit says it has integrated Apple Pay transfer capabilities into its platform. This new integration is designed to let retail customers using Unlimit “seamlessly” transfer their fiat funds to eligible Apple Pay cards, according to a Tuesday (Oct. 28) news release. “With digital asset adoption accelerating across Europe, the need for reliable and user-friendly off-ramp solutions is becoming increasingly critical, and users now expect to be able to seaml...| PYMNTS.com
The Office of the Comptroller of the Currency has proposed rescinding its recovery planning guidelines for insured national banks, federal savings associations and federal branches with at least $100 billion in assets. The agency said in a Monday (Oct. 27) press release that the guidelines, which went into effect Jan. 1, are unnecessary because the OCC expects these institutions to be well managed and have appropriate risk management processes in place. “Risk management is a dynamic process...| PYMNTS.com
UnitedHealth Group says tech investments are key to its ongoing turnaround strategy. The insurer announced quarterly earnings Tuesday (Oct. 28) showing consolidated revenues of $113.2 billion, a 12% increase year over year. Speaking during an earnings call, the company’s management team noted the different ways UnitedHealth and its various arms were using technology such as artificial intelligence (AI) to boost performance. For example, Tim Noel, CEO of UnitedHealthcare, said that almost ...| PYMNTS.com
The Consumer Financial Protection Bureau is set to rescind its Nonbank Registry Rule (NBR Rule) that requires nonbank financial companies that have broken consumer laws and are subject to government or court orders to report those orders to a bureau registry. The rescission will be effective when it is published in the Federal Register, which is scheduled for Wednesday (Oct. 29), according to an unpublished PDF version of the rule posted on the Federal Register website. “The bureau is final...| PYMNTS.com
Consumer confidence edged down in October as the outlook among Americans grew more cautious heading into the year’s final months. The latest Conference Board Consumer Confidence Index slipped by 1 point to 94.6, from 95.6 in September, marking its lowest level since spring. Beneath the headline number that was reported Tuesday (Oct. 28), a divergence emerged between current and future assessments of economic conditions and between income groups. The Present Situation Index, which captures c...| PYMNTS.com
OpenAI has completed its restructuring, pushing longtime benefactor Microsoft’s valuation north of $4 trillion. The artificial intelligence (AI) startup announced Tuesday (Oct. 28) that it had transformed its for-profit arm into a public benefit corporation. The new arrangement gives Microsoft a 27% stake — worth roughly $135 billion — in that unit. “What began as an investment in a research organization has grown into one of the most successful partnerships in our industry,” OpenAI...| PYMNTS.com
Vanguard Group has turned artificial intelligence from a pilot program into a profit engine, generating more than $500 million in measurable business value across customer service, analytics and software development, according to MIT Sloan Management Review. The $11 trillion asset manager’s methodical rollout shows how large financial institutions can use AI to boost productivity while maintaining trust, governance and employee engagement. From Call Centers to Investment Analytics As mentio...| PYMNTS.com
Finance platform BILL has launched a suite of AI agents for small businesses. The new offering, announced Tuesday (Oct. 28) includes features that autonomously collect and validate W-9s, reconcile receipts, accelerate user onboarding, and carry out routine tasks for what BILL calls “Fortune 5 Million” companies saddled with manual workflows. “For example, more than 90% of businesses say collecting W-9s is the most painful part of doing taxes, and many spend too much time on expense mana...| PYMNTS.com
Stronger-than-expected demand for the new iPhone 17 series reportedly helped drive Apple’s market capitalization above $4 trillion on Tuesday (Oct. 28). Apple became the third public company to reach that milestone, following Nvidia and Microsoft, which both reached it in July, Bloomberg reported Tuesday. The company’s stock price has been lifted by the success of its latest iPhone series and a reduction of tariff pressures, according to the report. Its new iPhone 17 series outsold its pr...| PYMNTS.com
PayPal shares soared Tuesday (Oct. 28) in the wake of news that the company is integrating its wallet into OpenAI’s ChatGPT. Beyond that headline-grabbing| PYMNTS.com
Elon Musk has launched Grokipedia, an artificial intelligence (AI)-powered version of Wikipedia. The online encyclopedia, which launched Monday (Oct. 27),| PYMNTS.com
Amazon reportedly plans to start cutting as many as 30,000 corporate jobs Tuesday (Oct. 28) as part of an effort to reduce the amount of bureaucracy and| PYMNTS.com
For decades, small- to medium-sized businesses (SMBs) have been the underserved middle children of enterprise technology. Too small to afford robust| PYMNTS.com
Main Street businesses, vital to the U.S. economy, have seen their growth rate significantly fade since late 2024 through Q1 2025, lagging behind the| PYMNTS.com
Quick-service restaurant (QSR) giant KFC has become the latest eatery to announce a rewards partnership with a video game company, collaborating with| PYMNTS.com
In today’s digital age, social media has become a powerful tool for consumers to discover and purchase products. Platforms like TikTok, Instagram, and| PYMNTS.com
Small and medium-sized businesses (SMBs) face challenges when securing credit, especially in an uncertain economy. Embedded lending, which integrates| PYMNTS.com
Many small to mid-sized businesses (SMBs) rely on non-recurring or ad hoc payments for a substantial portion of their monthly revenue. In fact, ad| PYMNTS.com
There are days when a plunge in the markets clears the air, and when sweeping global policy changes — from the top down, via the office of the president —| PYMNTS.com
Throughout their history, mid-sized banks have served as a lifeline for local businesses across America. These financial institutions (FIs) — including| PYMNTS.com
In the evolving world of FinTech, where algorithm-driven underwriting and alternative data are becoming the norm, small and medium-sized businesses (SMBs)| PYMNTS.com
Amazon saw record sales and a record number of items sold during its Black Friday Week and Cyber Monday holiday shopping event. The company’s event ran| PYMNTS.com
British digital bank Monzo says it now has more than 13 million customers. The company announced Wednesday (Aug. 6) that it now serves 12.5 million| PYMNTS.com
If you see a brand-new, shiny QR code sticker on an older, weathered sign, you should take a closer look before using it or allowing your customers to use| PYMNTS.com
Brazil’s financial landscape has been dramatically reshaped by Pix, the instant payment system that has stood at the forefront of the nation’s drive| PYMNTS.com
Walmart and Amazon are actively exploring the issuance of their own stablecoins, a move that could upend the traditional payments ecosystem and| PYMNTS.com
What instant lending innovation have shoppers fallen in love with? Here’s a hint: We’ll tell you now … and you can thank us later. Between 2018 and 2019,| PYMNTS.com
Failed card payments are the topmost factor in subscription churn, and it’s a fixable problem. This is examined in the study “The State of Subscription| PYMNTS.com
The travel and hospitality industries have long relied on legacy payment methods like cash and credit cards. However, customers and workers alike are becoming increasingly dissatisfied with their outdated nature and inefficiencies. The adoption of real-time payment systems has the potential to revolutionize the entire travel and hospitality landscape — offering benefits to all parties.| PYMNTS.com
In an increasingly unpredictable global economy, the roles of chief financial officers (CFOs) and treasurers have evolved beyond traditional bookkeeping| PYMNTS.com
Digital wallets — Apple Pay, Google Wallet, PayPal and more — give consumers a secure, convenient and contactless way to pay for purchases online and in| PYMNTS.com
Digital wallets are rapidly transforming the payments landscape, with projections indicating they will surpass debit cards in transaction value within| PYMNTS.com
A strawberry blonde model looks nonchalantly into the camera, her slender body draped in fitted white linen pants and flowing pale green blouse. She looks| PYMNTS.com
Real-time transactions continue their sweep worldwide, and payments experts note that the industry has achieved stable and sustainable growth. A newly| PYMNTS.com
The lines between the gamification of money and the monetization of gaming are increasingly blurring. At the heart of this blurring lies a fundamental| PYMNTS.com
With 16% of small and mid-sized businesses (SMBs) considering switching banks, many are turning to community banks and credit unions (CUs) for their| PYMNTS.com
The U.S. is reportedly preparing to make substantial cuts to banks’ capital requirements. That’s according to a report Thursday (May 15) by the Financial| PYMNTS.com
The Bank of England has reportedly announced plans to relax rules for banks and insurers. Sam Woods, chief executive of the central bank’s Prudential| PYMNTS.com
Accounts payable (AP) remains a pain point for businesses of all sizes, particularly those that still rely on legacy methods like checks. The adoption of| PYMNTS.com
JPMorgan has reportedly told FinTechs it will begin charging for access to customer bank info. That’s according to a report Friday (July 11) from| PYMNTS.com
In his 2024 annual letter to shareholders, released April 7, JPMorgan CEO Jamie Dimon wrote that “a new battle is brewing. Third parties want full access| PYMNTS.com
More than 80 leaders of FinTech companies, crypto companies and other firms involved with open banking signed a public letter asking President Donald| PYMNTS.com
The gap between the best and the rest in credit union innovation is widening as top performers focus on digital services and strategic partnerships. With nearly half of Americans open to switching financial institutions for more innovative offerings, can underperformers close the gap to stay competitive?| PYMNTS.com
The battle for credit cardholder loyalty is being waged not just on the traditional fields of points and miles, but on the more personalized terrain of| PYMNTS.com
Growfin and Zuora partnered to offer enterprise companies a collections and cash flow management solution powered by artificial intelligence. The solution| PYMNTS.com
The European Commission has reportedly launched a probe into whether Mastercard and Visa’s fees are hurting merchants. The commission sent out| PYMNTS.com
If small businesses are the lifeblood of the economy, they may be feeling a bit anemic, at least when it comes to their finances. There’s not enough cash| PYMNTS.com
PayPal said Wednesday (March 26) that it has passed $30 billion in global loan originations for small businesses since launching its first merchant| PYMNTS.com
PYMNTS Intelligence has long chronicled the challenges facing smaller firms navigating the storms of economic volatility. Capital, of course, offers up a| PYMNTS.com
Financial technology firm FIS has launched a tool to help businesses optimize collections. FIS Revenue Insight, introduced Thursday (Feb. 6), is part of| PYMNTS.com
The cryptocurrency industry in the United States wants regulatory clarity around its on-chain financial markets and digital assets like stablecoins. It is| PYMNTS.com
The Trump family’s new stablecoin was reportedly used for a $2 billion investment into Binance by Abu Dhabi’s MGX. As Bloomberg News reported Thursday| PYMNTS.com
The U.S. government's evolving approach to crypto regulation could mark a pivotal moment for payments innovation. “There’s certainly a change in how the| PYMNTS.com
The cryptocurrency industry is a fan of incoming President Donald Trump, but Trump’s new meme coin is a different story. The new $TRUMP coin sparked| PYMNTS.com
For millions of Americans, the biggest threat to their personal finances and spending routines isn’t tariffs. It’s their mortgages. Many homebuyers jumped| PYMNTS.com
For retailers that have operated through the pandemic, one of the takeaways they’ve learned is that they must offer personalization — serving customers in| PYMNTS.com
Sen. Mark Warner (D-Va.) is warning that Delta Air Lines’ use of artificial intelligence (AI) to tailor airfare prices to individual customers represents| PYMNTS.com
The United States and China released competing visions of the future of artificial intelligence, with the U.S. seeking global leadership and China| PYMNTS.com
As global payments evolve, the companies and global networks supporting the landscape are evolving in turn. That was the key trendline shared Thursday| PYMNTS.com
Apple is lighting a fire under its artificial intelligence (AI) efforts, pledging to “significantly” step up investments and dedicating more staff toward| PYMNTS.com
Most chief financial officers (CFOs) say they understand the concept of agentic artificial intelligence — systems that can plan, reason and take actions| PYMNTS.com
Here are the top artificial intelligence (AI) stories of the week: Agentic AI Systems Have to Earn Trust in 3 Ways From Enterprises CFOs are nearly| PYMNTS.com
Priority has introduced enhancements to the Passport product within its banking and treasury solutions platform. Among the changes announced by| PYMNTS.com
Priority Technology Holdings has added new payroll and benefit solutions to its payments and banking solution by acquiring Rollfi. Rollfi enables banks,| PYMNTS.com
Banks and credit unions may feel like they offer a best-in-class digital experience — and the readiness to offer new services and options — when it comes| PYMNTS.com
Mid-sized financial institutions (FIs) — including community banks, regional banks, and credit unions — face growing challenges in automating their| PYMNTS.com
The U.K.’s financial watchdog says lenders need to make online loan applications easier to understand. The Financial Conduct Authority (FCA) said Thursday| PYMNTS.com
Crowd sourcing input and breaking down silos can foster collaborative, creative solutions, FIS SVP, GTM, Automated Finance Christina Wagner writes in a| PYMNTS.com
Watch more: CFOs Prioritize B2B Payment Control as Economic Uncertainty Persists It’s not just cash and capital that are king for today’s chief financial| PYMNTS.com
Boost Payment Solutions and FIS have partnered to facilitate accounts receivable (AR) and accounts payable (AP) automation for enterprise customers. This| PYMNTS.com
There’s a new source of stress facing America’s already-stressed student loan borrowers. For the first time since the pandemic, delinquent payments will| PYMNTS.com
Most student loan borrowers have had difficulty making their loan payments, but many don’t know they could choose a different repayment plan that could| PYMNTS.com
U.S. Bank introduced an online education platform aimed at small business owners. The lender’s free Business Resources Central is designed to provide| PYMNTS.com
It’s Monday, June 2 and at this writing the ultimate fate of Rule 1033 — the so-called “open banking” rule set in motion last year by the Consumer| PYMNTS.com
